UTANG BANK Lanjutan BANK LOANS Continued UTANG NASABAH PAYABLE TO CUSTOMERS

50 50 an e in Indonesian Language Ekshibit E51 Exhibit E51 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 16. UTANG BANK Lanjutan 16. BANK LOANS Continued b. PT Bank Central Asia Tbk Lanjutan b. PT Bank Central Asia Tbk Continued Pada tanggal 31 Desember 2015, saldo pinjaman kredit money market dengan rincian sebagai berikut: As of 31 December 2015, outstanding balance of money market loan with details as follows: No. surat konfirmasi Tanggal penarikan Tanggal jatuh tempo Suku bunga Jumlah pinjaman No. confirmation letter Withdrawal date Due date Interest rate Total loan No. 81416PBMMTRS2015 28 DesemberDecember 2015 4 JanuariJanuary 2016 9,50 17.000.000.000 No. 81417PBMMTRS2015 28 DesemberDecember 2015 4 JanuariJanuary 2016 9,50 11.000.000.000 No. 81418PBMMTRS2015 29 DesemberDecember 2015 5 JanuariJanuary 2016 9,50 11.000.000.000 J u m l a h T o t a l 39.000.000.000 Pada tanggal 31 Desember 2014 saldo pinjaman kredit money market dengan rincian sebagai berikut: As of 31 December 2014, outstanding balance of money market loan with details as follows: No. surat konfirmasi Tanggal penarikan Tanggal jatuh tempo Suku bunga Jumlah pinjaman No. confirmation letter Withdrawal date Due date Interest rate Total loan No. 71410PBMMTRS2014 24 Des Dec 2015 2 Jan Jan 2015 9,00 8.000.000.000 No. 71467PBMMTRS2014 29 Des Dec 2015 5 Jan Jan 2015 9,00 6.000.000.000 No. 71468PBMMTRS2014 29 Des Dec 2015 5 Jan Jan 2015 9,00 9.000.000.000 No. 71470PBMMTRS2014 29 Des Dec 2015 5 Jan Jan 2015 9,00 11.000.000.000 No. 71472PBMMTRS2014 29 Des Dec 2015 5 Jan Jan 2015 9,00 11.000.000.000 No. 71474PBMMTRS2014 29 Des Dec 2015 2 Jan Jan 2015 9,00 4.000.000.000 J u m l a h T o t a l 49.000.000.000 17. UTANG NASABAH 17. PAYABLE TO CUSTOMERS 2 0 1 5 2 0 1 4 Pihak berelasi Catatan 37a Related parties Note 37a Reksadana Panin Dana Maksima 32.988.302.764 1.965.674 Reksadana Panin Dana Maksima Reksa Dana Panin Dana Syariah 253.563 - Reksa Dana Panin Dana Syariah Reksa Dana Panin Dana Ultima 150.625 - Reksa Dana Panin Dana Ultima 32.988.706.952 1.965.674 Pihak ketiga Third parties Reguler Regular Saldo lebih dari Balances which are more than atau sama dengan 5 50.066.857.843 97.481.001.815 or equal to 5 Saldo kurang dari 5 73.660.575.745 135.054.553.116 Balances which are less than 5 Marjin Margin Saldo lebih dari Balances which are more than atau sama dengan 5 4.072.628.792 3.265.792.330 or equal to 5 Saldo kurang dari 5 260.465.205 446.566.570 Balances which are less than 5 Jumlah pihak ketiga 128.060.527.585 236.247.913.831 Total third parties J u m l a h 161.049.234.537 236.249.879.505 T o t a l Utang nasabah terdiri dari utang nasabah kelembagaan dan non-kelembagaan. Payable to customers consist of institutional and non- institutional customers. Panin Sekuritas | Annual Report 2015 237 in Indonesian Language Ekshibit E52 Exhibit E52 PT PANIN SEKURITAS Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN UNTUK TAHUN YANG BERAKHIR 31 DESEMBER 2015 Disajikan dalam Rupiah, kecuali dinyatakan lain PT PANIN SEKURITAS Tbk AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2015 Expressed in Rupiah, unless otherwise stated 17. UTANG NASABAH Lanjutan 17. PAYABLE TO CUSTOMERS Continued