Berdasarkan jenis dan mata uang lanjutan By type and currency continued Berdasarkan hubungan By relationship Berdasarkan kolektibilitas Bank Indonesia By Bank Indonesia collectibility Cadangan kerugian penurunan nilai Allowance for impairment losses

BNI Laporan Tahunan 2014 DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated

9. WESEL

EKSPOR DAN TAGIHAN LAINNYA lanjutan

9. BILLS AND OTHER RECEIVABLES continued

a. Berdasarkan jenis dan mata uang lanjutan

a. By type and currency continued

Perincian wesel ekspor dan tagihan lainnya berdasarkan mata uang adalah sebagai berikut: Bills and other receivables based on currencies are as follows: 2014 2013 Rupiah 1,564,020 832,834 Rupiah Mata uang asing Foreign currencies Dolar Amerika Serikat 736,070 2,574,634 United States Dollar Yen Jepang 1,522 4,996 Japanese Yen Euro 760 - Euro Yuan Cina - 7,546 Chinese Yuan Dirham United Arab Emirates - 2,353 United Arab Emirates Dirham 738,352 2,589,529 Total 2,302,372 3,422,363 Total Cadangan kerugian Allowance for penurunan nilai 1,061 5,484 impairment losses Neto 2,301,311 3,416,879 Net

b. Berdasarkan hubungan

b. By relationship

2014 2013 Pihak ketiga 2,302,372 3,422,363 Third parties Cadangan kerugian Allowance for penurunan nilai 1,061 5,484 impairment losses Neto 2,301,311 3,416,879 Net

c. Berdasarkan kolektibilitas Bank Indonesia

c. By Bank Indonesia collectibility

2014 2013 Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Pokok Principal Cadangan kerugian penurunan nilai Allowance for impairment losses Lancar 2,302,372 1,061 3,421,741 5,084 Pass Macet - - 622 400 Loss 2,302,372 1,061 3,422,363 5,484

d. Cadangan kerugian penurunan nilai

d. Allowance for impairment losses

Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut: Movements in the allowance for impairment losses are as follows: 2014 2013 Saldo awal 5,484 2,812 Beginning balance Penyisihan selama tahun berjalan 4,666 8,277 Allowance during the year Penyesuaian karena penjabaran Foreign exchange translation mata uang asing 9,089 5,605 adjustment Saldo akhir 1,061 5,484 Ending balance Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai yang dibentuk tersebut telah memadai. Management believes that the above allowance for impairment losses is adequate . 423 BNI Laporan Tahunan 2014 DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated

9. WESEL