Berdasarkan jenis dan mata uang lanjutan By type and currency continued Berdasarkan hubungan By relationship

443 BNI Laporan Tahunan 2014 DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated 20. SIMPANAN NASABAH lanjutan 20. DEPOSITS FROM CUSTOMERS continued

a. Berdasarkan jenis dan mata uang lanjutan

a. By type and currency continued

Berdasarkan Peraturan Pemerintah Republik Indonesia No. 66 Tahun 2008 tanggal 13 Oktober 2008 mengenai Besarnya Nilai Simpanan yang dijamin Lembaga Penjaminan Simpanan, maka pada tanggal 31 Desember 2014 dan 2013, jumlah simpanan yang dijamin LPS adalah simpanan sampai dengan Rp2.000 untuk per nasabah per bank. Simpanan nasabah dijamin hanya jika suku bunganya sama dengan atau dibawah 7,75 untuk simpanan dalam Rupiah dan 1,50 untuk simpanan dalam mata uang asing pada tanggal 31 Desember 2014 2013: 7,50 dan 1,50. As of 31 December 2014 and 2013, based on Government Regulation No. 66 Year 2008 dated 13 October 2008 regarding The Amount of Deposit Guaranteed by Indonesia Deposit Insurance Corporation, the amount of deposits covered by LPS is customer deposits up to Rp2,000 per depositor per bank. Customer deposits are only covered if the rate of interest is equal to or below 7.75 for deposits denominated in Rupiah and 1.50 for deposits denominated in foreign currency as of 31 December 2014 2013: 7.50 and 1.50. Pada tanggal 31 Desember 2014 dan 2013, BNI adalah peserta dari program penjaminan tersebut. As of 31 December 2014 and 2013, BNI was a participant of that guarantee program.

b. Berdasarkan hubungan

b. By relationship

2014 2013 Pihak berelasi Related parties Rupiah Rupiah Giro 9,516,494 9,933,543 Current accounts Tabungan 155,755 163,195 Savings account Deposito berjangka 16,798,712 13,336,705 Time deposits 26,470,961 23,433,443 Mata uang asing Foreign currencies Giro 8,601,781 14,086,225 Current accounts Tabungan 74,376 - Savings account Deposito berjangka 3,858,288 3,369,041 Time deposits 12,534,445 17,455,266 Total pihak berelasi 39,005,406 40,888,709 Total related parties Pihak ketiga Third parties Rupiah Rupiah Giro 45,134,297 43,349,859 Current accounts Tabungan 110,643,702 107,316,913 Savings account Deposito berjangka 74,757,957 62,754,675 Time deposits 230,535,956 213,421,447 Mata uang asing Foreign currencies Giro 19,490,614 20,813,750 Current accounts Tabungan 4,095,761 38,671 Savings account Deposito berjangka 7,137,072 7,577,377 Time deposits 30,723,447 28,429,798 Total pihak ketiga 261,259,403 241,851,245 Total third parties Total 300,264,809 282,739,954 Total BNI Laporan Tahunan 2014 DAN ENTITAS ANAKAND SUBSIDIARIES CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in millions of Rupiah, unless otherwise stated 20. SIMPANAN NASABAH lanjutan 20. DEPOSITS FROM CUSTOMERS continued