TAGIHAN DAN LIABILITAS DERIVATIF DERIVATIVE RECEIVABLE AND PAYABLE

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 Dengan Angka Perbandingan untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 63 9. KREDIT lanjutan 9. LOANS continued a. Jenis Kredit lanjutan a. By Type of Loan continued 2010 lanjutan Pihak Berelasi Pihak Ketiga Jumlah Related Parties Third Parties Total Mata Uang Asing Foreign Currency Fixed loan - 708.925.453.579 708.925.453.579 Fixed loans Revolving loan - 611.885.114.370 611.885.114.370 Revolving loans Trust receipts - 32.529.624.891 32.529.624.891 Trust receipts Jumlah dalam Mata Uang Asing - 1.353.340.192.840 1.353.340.192.840 Total in Foreign Currency Jumlah kredit 500.000.000 11.178.351.228.648 11.178.851.228.648 Total loans Cadangan kerugian Allowance for penurunan nilai 193.661.435.179 impairment losses Bersih 10.985.189.793.469 Net b. Sektor Ekonomi b. By Economic Sector 2011 2010 Rupiah Rupiah Pihak berelasi Related parties Perdagangan 30.000.000.000 - Trading Jasa 15.000.000.000 500.000.000 Services Pihak ketiga Third parties Jasa 3.456.102.862.317 3.648.031.866.404 Services Pertanian dan pertambangan 1.866.223.217.117 1.910.806.209.285 Agribusiness and mining Konstruksi 1.689.711.727.820 798.111.895.726 Constructions Perdagangan 1.095.740.441.613 1.006.420.401.121 Trading Industri 1.049.536.571.135 976.717.570.452 Industries Transportasi dan komunikasi 588.254.132.236 384.846.055.869 Transportation and communications Restoran dan hotel 554.084.491.212 452.775.073.717 Restaurant and hotel Lainnya 671.242.143.977 647.301.963.234 Others Jumlah dalam Rupiah 11.015.895.587.427 9.825.511.035.808 Total in Rupiah Mata Uang Asing Foreign Currency Pihak berelasi Related parties Jasa 452.995.610.878 - Services Pihak ketiga Third parties Industri 1.074.098.360.340 752.233.007.336 Industries Transportasi dan komunikasi 480.562.446.863 315.569.149.238 Transportation and communications Jasa 276.665.124.743 132.021.945.138 Services Perdagangan 50.087.593.614 45.894.310.971 Trading Pertanian dan pertambangan 42.756.316.262 2.108.340.000 Agribusiness and mining Restoran dan hotel - 93.699.495.000 Restaurant and hotel PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 Dengan Angka Perbandingan untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 64 9. KREDIT lanjutan 9. LOANS continued