AGUNAN YANG DIAMBIL ALIH FORECLOSED ASSETS
PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN
Tahun yang Berakhir pada Tanggal 31 Desember 2011
Dengan Angka Perbandingan untuk Tahun 2010
Dinyatakan dalam Rupiah, kecuali dinyatakan lain
Indonesian language.
PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS
Year Ended December 31, 2011
With Comparative Figures for 2010
Expressed in Rupiah, unless otherwise stated
75
18. SIMPANAN NASABAH 18. DEPOSITS FROM CUSTOMERS
Simpanan nasabah terdiri dari: Deposits from customers consist of:
2011 2010
Pihak berelasi Related parties
Giro 48.922.850.204
56.257.176.410 Demand deposits
Tabungan 5.335.789.411
8.722.232.701 Savings
Deposito berjangka 631.613.680.384
364.254.962.545 Time deposits
Jumlah pihak berelasi 685.872.319.999
429.234.371.656 Total related parties
Pihak ketiga Third parties
Giro 2.262.392.229.300
1.790.927.817.987 Demand deposits
Tabungan 993.282.844.009
882.965.293.759 Savings
Deposito berjangka 12.355.090.918.616
11.578.852.560.880 Time deposits
Jumlah pihak ketiga 15.610.765.991.925
14.252.745.672.626 Total third parties
Jumlah 16.296.638.311.924
14.681.980.044.282 Total
a. Giro terdiri dari: a. Demand deposits consist of:
2011 2010
Rupiah Rupiah
Pihak berelasi 40.924.136.701
43.372.842.352 Related parties
Pihak ketiga 1.839.816.207.013
1.440.448.756.242 Third parties
Jumlah 1.880.740.343.714
1.483.821.598.594 Mata Uang Asing
Foreign Currency Pihak berelasi
7.998.713.503 12.884.334.058
Related parties Pihak ketiga
422.576.022.287 350.479.061.745
Third parties Jumlah
430.574.735.790 363.363.395.803
Jumlah 2.311.315.079.504
1.847.184.994.397 Total
Kisaran tingkat bunga per tahun: Range of annual interest rates as follows:
2011 2010
Rupiah 0,00 - 7,25
0,00 - 7,50 Rupiah
Mata Uang Asing 0,00 - 1,75
0,00 - 2,00 Foreign Currency
Tingkat bunga per tahun untuk giro dari pihak berelasi adalah sama dengan tingkat bunga
yang diberikan
kepada pihak
ketiga Catatan 36.
Demand deposits of related parties have similar annual interest rates compared with those given
by the Bank to third parties Note 36.
Jumlah giro yang dijaminkan sebagai jaminan kredit pada tanggal 31 Desember 2011 dan
2010 masing-masing sebesar Nihil. As of December 31, 2011 dan 2010 demand
deposits which were pledged as collateral to the loans were Nil.
PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN
Tahun yang Berakhir pada Tanggal 31 Desember 2011
Dengan Angka Perbandingan untuk Tahun 2010
Dinyatakan dalam Rupiah, kecuali dinyatakan lain
Indonesian language.
PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS
Year Ended December 31, 2011
With Comparative Figures for 2010
Expressed in Rupiah, unless otherwise stated
76
18. SIMPANAN NASABAH lanjutan 18. DEPOSITS FROM CUSTOMERS continued
b. Tabungan terdiri dari: b. Saving deposits consist of:
2011 2010
Pihak berelasi 5.335.789.411
8.722.232.701 Related parties
Pihak ketiga 993.282.844.009
882.965.293.759 Third parties
Jumlah 998.618.633.420
891.687.526.460 Total
Kisaran tingkat bunga per tahun: Range of annual interest rates as follows:
2011 2010
Rupiah 0,00 - 5,00 0,00 - 5,00
Rupiah Tingkat bunga per tahun untuk tabungan dari
pihak berelasi adalah sama dengan tingkat bunga yang ditawarkan Bank kepada pihak
ketiga Catatan 36. Saving deposits of related parties have similar
annual interest rates compared with those given by the Bank to third parties Note 36.
Jumlah tabungan yang dijaminkan sebagai jaminan kredit pada tanggal 31 Desember 2011
dan 2010 masing-masing sebesar Nihil. Saving deposits which were pledged as
collateral to the loans amounted to Nil as of December 31, 2011 and 2010, respectively.
c. Deposito berjangka terdiri dari: c. Time deposits consist of:
2011 2010
Pihak berelasi 631.613.680.384
364.254.962.545 Related parties
Pihak ketiga 12.355.090.918.616
11.578.852.560.880 Third parties
Jumlah 12.986.704.599.000
11.943.107.523.425 Total
Klasifikasi deposito berjangka berdasarkan sisa umur sampai dengan saat jatuh tempo:
Time deposits are classified based on remaining term from statement of financial position date
until maturity dates:
2011 2010
Rupiah Rupiah
1 bulan 9.283.738.713.527
8.433.259.912.750 1 month
1 - 3 bulan 1.803.632.070.508
1.888.277.079.216 1 - 3 months
3 - 6 bulan 134.375.950.884
87.326.903.966 3 - 6 months
6 - 12 bulan 105.928.467.436
84.559.075.545 6 - 12 months
Jumlah dalam Rupiah 11.327.675.202.355
10.493.422.971.477 Total in Rupiah
Mata Uang Asing Foreign Currencies
1 bulan 1.310.583.184.099
1.094.769.966.123 1 month
1 - 3 bulan 294.513.287.900
250.896.612.583 1 - 3 months
3 - 6 bulan 44.017.347.808
60.143.892.218 3 - 6 months
6 - 12 bulan 9.915.576.838
43.874.081.024 6 - 12 months
Jumlah dalam Mata Uang Asing
1.659.029.396.645 1.449.684.551.948
Total in Foreign Currencies
Jumlah 12.986.704.599.000
11.943.107.523.425 Total