AGUNAN YANG DIAMBIL ALIH FORECLOSED ASSETS

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 Dengan Angka Perbandingan untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 75 18. SIMPANAN NASABAH 18. DEPOSITS FROM CUSTOMERS Simpanan nasabah terdiri dari: Deposits from customers consist of: 2011 2010 Pihak berelasi Related parties Giro 48.922.850.204 56.257.176.410 Demand deposits Tabungan 5.335.789.411 8.722.232.701 Savings Deposito berjangka 631.613.680.384 364.254.962.545 Time deposits Jumlah pihak berelasi 685.872.319.999 429.234.371.656 Total related parties Pihak ketiga Third parties Giro 2.262.392.229.300 1.790.927.817.987 Demand deposits Tabungan 993.282.844.009 882.965.293.759 Savings Deposito berjangka 12.355.090.918.616 11.578.852.560.880 Time deposits Jumlah pihak ketiga 15.610.765.991.925 14.252.745.672.626 Total third parties Jumlah 16.296.638.311.924 14.681.980.044.282 Total a. Giro terdiri dari: a. Demand deposits consist of: 2011 2010 Rupiah Rupiah Pihak berelasi 40.924.136.701 43.372.842.352 Related parties Pihak ketiga 1.839.816.207.013 1.440.448.756.242 Third parties Jumlah 1.880.740.343.714 1.483.821.598.594 Mata Uang Asing Foreign Currency Pihak berelasi 7.998.713.503 12.884.334.058 Related parties Pihak ketiga 422.576.022.287 350.479.061.745 Third parties Jumlah 430.574.735.790 363.363.395.803 Jumlah 2.311.315.079.504 1.847.184.994.397 Total Kisaran tingkat bunga per tahun: Range of annual interest rates as follows: 2011 2010 Rupiah 0,00 - 7,25 0,00 - 7,50 Rupiah Mata Uang Asing 0,00 - 1,75 0,00 - 2,00 Foreign Currency Tingkat bunga per tahun untuk giro dari pihak berelasi adalah sama dengan tingkat bunga yang diberikan kepada pihak ketiga Catatan 36. Demand deposits of related parties have similar annual interest rates compared with those given by the Bank to third parties Note 36. Jumlah giro yang dijaminkan sebagai jaminan kredit pada tanggal 31 Desember 2011 dan 2010 masing-masing sebesar Nihil. As of December 31, 2011 dan 2010 demand deposits which were pledged as collateral to the loans were Nil. PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal 31 Desember 2011 Dengan Angka Perbandingan untuk Tahun 2010 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Year Ended December 31, 2011 With Comparative Figures for 2010 Expressed in Rupiah, unless otherwise stated 76 18. SIMPANAN NASABAH lanjutan 18. DEPOSITS FROM CUSTOMERS continued b. Tabungan terdiri dari: b. Saving deposits consist of: 2011 2010 Pihak berelasi 5.335.789.411 8.722.232.701 Related parties Pihak ketiga 993.282.844.009 882.965.293.759 Third parties Jumlah 998.618.633.420 891.687.526.460 Total Kisaran tingkat bunga per tahun: Range of annual interest rates as follows: 2011 2010 Rupiah 0,00 - 5,00 0,00 - 5,00 Rupiah Tingkat bunga per tahun untuk tabungan dari pihak berelasi adalah sama dengan tingkat bunga yang ditawarkan Bank kepada pihak ketiga Catatan 36. Saving deposits of related parties have similar annual interest rates compared with those given by the Bank to third parties Note 36. Jumlah tabungan yang dijaminkan sebagai jaminan kredit pada tanggal 31 Desember 2011 dan 2010 masing-masing sebesar Nihil. Saving deposits which were pledged as collateral to the loans amounted to Nil as of December 31, 2011 and 2010, respectively. c. Deposito berjangka terdiri dari: c. Time deposits consist of: 2011 2010 Pihak berelasi 631.613.680.384 364.254.962.545 Related parties Pihak ketiga 12.355.090.918.616 11.578.852.560.880 Third parties Jumlah 12.986.704.599.000 11.943.107.523.425 Total Klasifikasi deposito berjangka berdasarkan sisa umur sampai dengan saat jatuh tempo: Time deposits are classified based on remaining term from statement of financial position date until maturity dates: 2011 2010 Rupiah Rupiah 1 bulan 9.283.738.713.527 8.433.259.912.750 1 month 1 - 3 bulan 1.803.632.070.508 1.888.277.079.216 1 - 3 months 3 - 6 bulan 134.375.950.884 87.326.903.966 3 - 6 months 6 - 12 bulan 105.928.467.436 84.559.075.545 6 - 12 months Jumlah dalam Rupiah 11.327.675.202.355 10.493.422.971.477 Total in Rupiah Mata Uang Asing Foreign Currencies 1 bulan 1.310.583.184.099 1.094.769.966.123 1 month 1 - 3 bulan 294.513.287.900 250.896.612.583 1 - 3 months 3 - 6 bulan 44.017.347.808 60.143.892.218 3 - 6 months 6 - 12 bulan 9.915.576.838 43.874.081.024 6 - 12 months Jumlah dalam Mata Uang Asing 1.659.029.396.645 1.449.684.551.948 Total in Foreign Currencies Jumlah 12.986.704.599.000 11.943.107.523.425 Total