KREDIT lanjutan LOANS continued

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2010 dan 2009 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2010 and 2009 Expressed in Rupiah, unless otherwise stated 65 9. KREDIT lanjutan 9. LOANS continued a. Jenis Kredit lanjutan a. By Type of Loan continued 2009 Pihak Hubungan Istimewa Pihak Ketiga Jumlah Related Parties Third Parties Total Mata Uang Asing Foreign Currency Fixed loan - 609.540.452.005 609.540.452.005 Fixed loans Revolving loan - 514.994.061.160 514.994.061.160 Revolving loans Kredit pemilikan rumah - 5.546.841.540 5.546.841.540 Housing loans Trust receipts - 790.226.792 790.226.792 Trust receipts Jumlah dalam Mata Uang Asing - 1.130.871.581.497 1.130.871.581.497 Total in Foreign Currency Jumlah kredit 163.500.000.000 10.822.822.474.167 10.986.322.474.167 Total loans Cadangan kerugian Allowance for penurunan nilai 198.485.489.327 impairment losses Bersih 10.787.836.984.840 Net b. Sektor Ekonomi b. By Economic Sector 2010 2009 Rupiah Rupiah Pihak hubungan istimewa Related parties Jasa 500.000.000 160.500.000.000 Services Perdagangan - 3.000.000.000 Trading Pihak ketiga Third parties Jasa 3.648.031.866.404 4.674.526.119.302 Services Pertanian dan pertambangan 1.910.806.209.285 942.846.050.384 Agribusiness and mining Perdagangan 1.006.420.401.121 1.307.537.212.527 Trading Industri 976.717.570.452 1.145.114.383.545 Industries Konstruksi 798.111.895.726 312.074.950.641 Constructions Transportasi dan komunikasi 384.846.055.869 304.313.223.089 Transportation and communications Restoran dan hotel 452.775.073.717 260.111.947.377 Restaurant and hotel Lainnya 647.301.963.234 745.427.005.805 Others Jumlah dalam Rupiah 9.825.511.035.808 9.855.450.892.670 Total in Rupiah Mata Uang Asing Foreign Currency Pihak ketiga Third parties Industri 752.233.007.336 460.689.677.335 Industries Transportasi dan komunikasi 315.569.149.238 274.922.933.467 Transportation and communications Jasa 132.021.945.138 59.505.822.890 Services Restoran dan hotel 93.699.495.000 96.763.802.500 Restaurant and hotel Perdagangan 45.894.310.971 171.806.176.442 Trading Pertanian dan pertambangan 2.108.340.000 51.766.450.000 Agribusiness and mining Konstruksi 5.473.575.000 - Constructions Lainnya 6.340.370.157 15.416.718.863 Others Jumlah dalam Mata Uang Asing 1.353.340.192.840 1.130.871.581.497 Total in Foreign Currency Jumlah kredit 11.178.851.228.648 10.986.322.474.167 Total loans Cadangan kerugian penurunan nilai 193.661.435.179 198.485.489.327 Allowance for impairment losses Bersih 10.985.189.793.469 10.787.836.984.840 Net PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tahun yang Berakhir pada Tanggal-tanggal 31 Desember 2010 dan 2009 Dinyatakan dalam Rupiah, kecuali dinyatakan lain Indonesian language. PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS Years Ended December 31, 2010 and 2009 Expressed in Rupiah, unless otherwise stated 66 9. KREDIT lanjutan 9. LOANS continued