ASET TETAP FIXED ASSETS

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan Untuk Tahun yang Berakhir pada Tanggal Tersebut Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and For The Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 79 18. SIMPANAN NASABAH 18. CUSTOMER DEPOSITS Simpanan nasabah terdiri dari: Customer deposits consist of: 2014 2013 Pihak berelasi Related parties Giro 86.963 92.517 Demand deposits Tabungan 5.952 10.156 Savings deposits Deposito berjangka 1.007.631 1.189.125 Time deposits Jumlah pihak berelasi 1.100.546 1.291.798 Total related parties Pihak ketiga Third parties Giro 2.912.030 2.730.859 Demand deposits Tabungan 1.253.393 1.237.087 Savings deposits Deposito berjangka 14.307.573 12.103.662 Time deposits Jumlah pihak ketiga 18.472.996 16.071.608 Total third parties Jumlah 19.573.542 17.363.406 Total Berdasarkan Undang-Undang No. 24 tanggal 22 September 2004, efektif sejak tanggal 22 September 2005, Lembaga Penjamin Simpanan LPS dibentuk untuk menjamin liabilitas tertentu bank-bank umum berdasarkan program penjaminan yang berlaku. Based on Law No. 24 dated September 22, 2004, effective on September 22, 2005, the Deposit Insurance Corporation DIC was established to guarantee certain liabilities of commercial banks under the prevailing guarantee program. Sesuai dengan Peraturan Pemerintah No. 66 Tahun 2008 tanggal 13 Oktober 2008 tentang “Besaran Nilai Simpanan yang Dijamin Lembaga Penjamin Simpanan” maka nilai simpanan setiap nasabah pada satu bank yang dijamin oleh Pemerintah naik dari Rp 100 juta nilai penuh menjadi Rp 2 miliar nilai penuh, efektif sejak tanggal tersebut di atas. Based on Government Regulation No. 66 Year 2008 dated October 13, 2008 regarding “The Savings Amount Guaranteed by the Deposit Insurance Corporation”, the savings amount for each customer in a bank which is guaranteed by the Government increased from Rp 100 million full amount to Rp 2 billion full amount, effective on the date stated above. a. Giro a. Demand Deposits 2014 2013 Rupiah Rupiah Pihak berelasi 82.063 85.693 Related parties Pihak ketiga 2.219.081 2.163.915 Third parties Jumlah Rupiah 2.301.144 2.249.608 Total Rupiah Mata Uang Asing Foreign Currencies Pihak berelasi 4.900 6.824 Related parties Pihak ketiga 692.949 566.944 Third parties Jumlah Mata Uang Asing 697.849 573.768 Total Foreign Currencies Jumlah 2.998.993 2.823.376 Total Pada tanggal 31 Desember 2014 dan 2013, tidak terdapat giro yang dijadikan jaminan atas kredit yang diberikan. As of December 31, 2014 and 2013, there are no demand deposits used as collateral for loans granted. PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan Untuk Tahun yang Berakhir pada Tanggal Tersebut Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and For The Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 80 18. SIMPANAN NASABAH lanjutan 18. CUSTOMER DEPOSITS continued b. Tabungan b. Savings Deposits i Berdasarkan mata uang dan pihak i By currency and party 2014 2013 Rupiah Rupiah Pihak berelasi 5.952 10.156 Related parties Pihak ketiga 1.253.393 1.237.087 Third parties Jumlah Rupiah 1.259.345 1.247.243 Total Rupiah ii Berdasarkan jenis ii By type 2014 2013 Tabungan Artha 937.318 869.151 Tabungan Artha Tabungan Pratamax 274.820 332.494 Tabungan Pratamax Tabungan Prestasi Gemilang 26.739 23.344 Tabungan Prestasi Gemilang Tabunganku 10.708 10.682 Tabunganku Tabungan Artha Care 7.529 9.348 Tabungan Artha Care Tabungan Prega Edusave 2.231 2.224 Tabungan Prega Edusave Jumlah 1.259.345 1.247.243 Total Pada tanggal 31 Desember 2014 dan 2013, tidak terdapat tabungan yang dijadikan jaminan tunai atas kredit yang diberikan. As of December 31, 2014 and 2013, there are no savings deposits used as cash collateral for loans granted. c. Deposito Berjangka c. Time Deposits i Berdasarkan mata uang dan pihak i By currency and party 2014 2013 Rupiah Rupiah Pihak berelasi 655.656 755.831 Related parties Pihak ketiga 11.916.693 10.047.683 Third parties Jumlah Rupiah 12.572.349 10.803.514 Total Rupiah Mata Uang Asing Foreign Currencies Pihak berelasi 351.975 433.294 Related parties Pihak ketiga 2.390.880 2.055.979 Third parties Jumlah Mata Uang Asing 2.742.855 2.489.273 Total Foreign Currencies Jumlah 15.315.204 13.292.787 Total ii Berdasarkan periode deposito berjangka ii By time deposits period 2014 2013 Rupiah Rupiah 1 bulan 8.284.444 8.760.139 1 month 3 bulan 2.720.460 1.496.226 3 months 6 bulan 1.037.361 134.517 6 months 12 bulan 530.084 412.632 12 months Jumlah Rupiah 12.572.349 10.803.514 Total Rupiah