Risiko Hukum lanjutan Legal Risk continued

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan Untuk Tahun yang Berakhir pada Tanggal Tersebut Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and For The Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 145

42. NILAI WAJAR

INSTRUMEN KEUANGAN lanjutan 42. FAIR VALUE OF FINANCIAL INSTRUMENTS continued Pada tanggal 31 Desember 2014 dan 2013, nilai tercatat dari aset dan liabilitas keuangan Bank memiliki nilai yang hampir sama dengan nilai wajarnya. lanjutan As of December 31, 2014 and 2013, the carrying values of the Bank‟s financial assets and liabilities has value that is approximate their fair valu e. continued 31 Desember 2013 Nilai tercatat Carrying amount Nilai wajar Fair value December 31, 2013 Aset Keuangan: Financial Assets: Kas 315.001 315.001 Cash Giro pada Bank Indonesia 1.444.552 1.444.552 Current accounts with Bank Indonesia Giro pada bank lain - neto 200.188 200.188 Current accounts with other banks - net Penempatan pada Bank Indonesia dan bank lain - neto 1.069.837 1.069.837 Placements with Bank Indonesia and other banks - net Surat-surat berharga - neto 1.664.066 1.664.066 Marketable securities - net Tagihan derivatif 516 516 Derivative receivables Pendapatan bunga yang masih akan diterima 99.807 99.807 Accrued interest receivables Kredit yang diberikan - neto 15.352.474 15.352.474 Loans - net Tagihan akseptasi 108.633 108.633 Acceptance receivables Penyertaan saham 137 137 Investment in shares of stock Aset lain-lain: Other assets: Setoran jaminan 5.623 5.623 Guarantee deposits Jumlah Aset Keuangan 20.260.834 20.260.834 Total Financial Assets Liabilitas Keuangan: Financial Liabilities: Liabilitas segera 46.236 46.236 Obligations due immediately Simpanan nasabah 17.363.406 17.363.406 Deposits from customers Simpanan dari bank lain 145.608 145.608 Deposits from other banks Liabilitas derivatif 580 580 Derivative payables Liabilitas akseptasi 108.633 108.633 Acceptance payables Pinjaman diterima 2.205 2.205 Borrowing Bunga masih harus dibayar 55.089 55.089 Accrued interest payables Liabilitas lain-lain: Other liabilities: Setoran jaminan 10.649 10.649 Guarantee deposits Pinjaman subordinasi 611.731 431.246 Subordinated loan Jumlah Liabilitas Keuangan 18.344.137 18.163.652 Total Financial Liabilities