Relating to Information Technology Relating to Human Resources Operations Bidang Keuangan
3. Terkait dengan Teknologi Informasi
Dewan Komisaris berpandangan bahwa kualitas teknologi informasi TI perlu terus- menerus ditingkatkan, baik fungsi eksternal pelayanan nasabah, kualitas operasional, electronic banking maupun fungsi internal oice automation, business intelligenceMIS. Indikator kinerja TI, selain ketersediaan layanan dan pengembangan, juga peningkatan eisiensi internal dalam bentuk cost unit of processing yang semakin kecil. Dalam perkembangan ke depan, overhead TI juga harus dapat didistribusikan secara proporsional kepada unit-unit bisnis yang menggunakan layanan TI berdasarkan tingkat penggunaan layanan.4. Terkait dengan Sumber Daya
Manusia Isu SDM yang patut menjadi perhatian Direksi, terutama terkait dengan produktivitas karyawan, terutama di bidang bisnis. Kemudian, pengembangan karakter SDM dan budaya perusahaan, serta kualitas pelayanan bagi karyawan. PENILAIAN ATAS KINERJA DIREKSI Dewan Komisaris berpendapat bahwa manajemen telah memberikan upaya optimal untuk meningkatkan kinerja perusahaan selama tahun 2014, walaupun belum maksimal merealisasikan rencana bisnis yang telah ditetapkan. Indikator kinerja yang positif ini bisa di lihat melalui beberapa indikator:1. Bidang Operasional
Menjelang akhir tahun 2014, BRISyariah meluncurkan layanan Internet Banking. Fasilitas ini merupakan layanan transaksi perbankan melalui jaringan internet yang dapat diakses selama 24 jam, kapan dan di manapun nasabah berada menggunakan personal computer, notebook atau smartphone. Internet Banking Perusahaan akan memberikan kemudahan, kepraktisan, keamanan serta kenyamanan bagi nasabah dalam melakukan transaksi secara online. Dengan layanan Internet Banking, transaksi dapat dilakukan dimana saja dan kapan saja, selama terdapat koneksi jaringan internet.3. Relating to Information Technology
The Board of Commissioners believes that the quality of information technology IT needs to be constantly improved, both external functions customer service, operational quality, electronic banking as well as internal function oice automation, business intelligence MIS. IT performance indicators, in addition to the availability of services and development, as well as internal eiciency improvements in the form of smaller cost unit of processing. In future developments, IT overhead must also be distributed proportionally to the business units that use IT services based on the level of use of the service.4. Relating to Human Resources
HR issues that should be a concern of Directors, are primarily related to employee productivity, particularly in business. Followed by human resources character development and corporate culture, as well as the quality of service for employees. ASSESSMENT ON THE PERFORMANCE OF THE BOARD OF DIRECTORS The Board of Commissioners determines that the management has provided optimal eforts to improve the performance of the company during 2014, although has yet to realize the maximum business plan that has been set. These positive performance indicators can be seen through several indicators:1. Operations
Towards the end of 2014, BRISyariah launched the Internet Banking service. This facility is banking transaction service through the Internet which can be accessed for 24 hours, at anytime and anywhere the customer is using a personal computer, notebook or smart phone. The Company’s Internet Banking will provide convenience, practicality, safety and comfort for customers in conducting transactions online. With the Internet Banking service, transactions can be done at anytime and anywhere, as long as there is an internet network connection. Tanggung Jawab Sosial Perushaan Data Perusahaan Laporan Keuangan Konsolidasian BRI Syariah 222. Bidang Keuangan
Aset BRISyariah hingga akhir tahun 2014 mencapai Rp20,3 triliun, naik 16,9 dibandingkan tahun 2013 yang sebesar Rp17,4 triliun. Sedangkan penghimpunan dana pihak ketiga tumbuh 21,14, dari Rp13,8 triliun menjadi Rp16,7 triliun. Kinerja pendapatan dari aktivitas pengelolaan dana juga meningkat 18,39 dibandingkan tahun sebelumnya. Yakni, dari Rp1,74 triliun pada tahun 2013 menjadi Rp2,01 triliun pada tahun 2014.3. Bidang kepatuhan
Parts
» Annual Report BRISyariah 2014
» Relating to Information Technology Relating to Human Resources Operations Bidang Keuangan
» Bidang kepatuhan Bidang Penerapan GCG Finance Compliance GCG Implementation
» Bidang Corporate Social Responsibity Bidang Teknologi Informasi Corporate Social Responsibity
» Information Technology Annual Report BRISyariah 2014
» 4. 5. Zulheli Abidin Annual Report BRISyariah 2014
» 4. 2. Eko B. Suharno Prof. Dr. KH. Didin Haidhuddin, MSc
» Muhammad Gunawan Yasni, SE. Ak, MM., CIFA, FIIS
» Kantor Layanan Syariah Sharia Services Outlets Jaringan Elektronik Program Promosi
» Pendanaan Konsumer Electronic Network Promotional Program Consumer Funding
» KPR BRISyariah iB KPR BRISyariah iB
» KMG BRISyariah iB KMG BRISyariah iB
» International Banking Support International Banking Support
» The Composition of HR Based on Age
» Komite-komite The Committees Annual Report BRISyariah 2014
» Dewan Pengawas Syariah DPS The Sharia Supervisory Board DPS
» Pendirian Bank dan Informasi Umum
» UMUM UMUM lanjutan Annual Report BRISyariah 2014
» UMUM lanjutan Annual Report BRISyariah 2014
» Boards of Commissioners, Directors, Sharia Supervisory Board and Employees
» Dasar Penyajian Laporan Keuangan
» Basis of Financial Statements Presentation Pernyataan Kepatuhan
» Basis of Financial Statements Presentation continued
» Transaksi dengan Pihak-Pihak Berelasi
» Transactions with Related Parties
» Cadangan Kerugian Penurunan Nilai Aset
» Giro dan Penempatan pada Bank Indonesia
» Current Accounts and Placements with Bank Indonesia
» Giro dan Penempatan pada Bank Lain
» Current Accounts and Placements with Other Banks
» Investasi pada Surat Berharga
» Investments in Marketable Securities
» Investasi pada Surat Berharga lanjutan
» Aset yang Diperoleh untuk Ijarah
» Aset yang Diperoleh untuk Ijarah lanjutan
» Assets Acquired for Ijarah continued
» Premises and Equipment SUMMARY
» Premises and Equipment continued
» Liabilitas Segera Obligations Due Immediately
» Simpanan dari Nasabah dan Bank Lain
» Deposits from Customers and Other Banks
» Dana Syirkah Temporer Temporary Syirkah Funds
» Dana Syirkah Temporer lanjutan
» Temporary Syirkah Funds continued
» Pendapatan Pengelolaan Dana oleh Bank
» Hak Pihak Ketiga atas Bagi Hasil Dana
» Pendapatan Imbalan Jasa Perbankan
» Fee Based Income from Banking Services
» Employee Benefits Imbalan kerja jangka pendek
» Imbalan Kerja lanjutan SUMMARY
» Employee Benefits continued Program imbalan pasti
» Taxation continued Penggunaan Pertimbangan dan Estimasi
» Penggunaan Pertimbangan dan Estimasi
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan
» Transaksi dan Saldo Mata Uang Asing
» IKHTISAR KEBIJAKAN AKUNTANSI lanjutan GIRO GIRO DAN PENEMPATAN PADA BANK LAIN
» By currencies continued: GIRO DAN PENEMPATAN PADA BANK LAIN
» INVESTASI Annual Report BRISyariah 2014
» By collectibility: INVESTMENTS IN MARKETABLE SECURITIES
» PIUTANG RECEIVABLES Annual Report BRISyariah 2014
» PIUTANG lanjutan RECEIVABLES continued
» PIUTANG lanjutan Annual Report BRISyariah 2014
» RECEIVABLES continued Annual Report BRISyariah 2014
» RECEIVABLES continued PINJAMAN QARDH FUNDS OF QARDH
» PINJAMAN QARDH lanjutan Annual Report BRISyariah 2014
» PEMBIAYAAN MUDHARABAH Annual Report BRISyariah 2014
» MUDHARABAH FINANCING Annual Report BRISyariah 2014
» PEMBIAYAAN MUDHARABAH lanjutan Annual Report BRISyariah 2014
» MUDHARABAH FINANCING continued Annual Report BRISyariah 2014
» MUDHARABAH FINANCING continued PEMBIAYAAN MUSYARAKAH MUSYARAKAH FINANCING
» PEMBIAYAAN MUSYARAKAH lanjutan Annual Report BRISyariah 2014
» MUSYARAKAH FINANCING continued Annual Report BRISyariah 2014
» ASET YANG DIPEROLEH UNTUK IJARAH ASSETS ACQUIRED FOR IJARAH
» ASET TETAP PREMISES AND EQUIPMENT
» ASET TETAP lanjutan PREMISES AND EQUIPMENT continued
» ASET LAIN-LAIN lanjutan OTHER ASSETS continued
» BAGI HASIL YANG BELUM DIBAGIKAN UNDISTRIBUTED REVENUE SHARING
» GIRO WADIAH WADIAH DEMAND DEPOSITS
» TABUNGAN WADIAH WADIAH SAVINGS DEPOSITS
» SIMPANAN DARI BANK LAIN DEPOSITS FROM OTHER BANKS
» SIMPANAN DARI BANK LAIN lanjutan DEPOSITS FROM OTHER BANKS continued
» PINJAMAN YANG DITERIMA FUND BORROWING
» UTANG PAJAK lanjutan TAXES PAYABLE continued
» LIABILITAS LAIN-LAIN OTHER LIABILITIES TABUNGAN MUDHARABAH MUDHARABAH SAVINGS DEPOSITS
» TABUNGAN MUDHARABAH lanjutan MUDHARABAH
» DEPOSITO MUDHARABAH MUDHARABAH TIME DEPOSITS
» By period: DEPOSITO MUDHARABAH lanjutan MUDHARABAH TIME DEPOSITS continued
» DEPOSITO MUDHARABAH lanjutan MUDHARABAH TIME DEPOSITS continued
» EKUITAS EQUITY Annual Report BRISyariah 2014
» PENDAPATAN DARI JUAL BELI INCOME FROM SALES AND PURCHASES
» PENDAPATAN BAGI HASIL INCOME FROM PROFIT SHARING
» PENDAPATAN DARI IJARAH - NETO INCOME FROM IJARAH – NET
» PENDAPATAN USAHA UTAMA LAINNYA OTHER MAIN OPERATING INCOME
» HAK PIHAK KETIGA ATAS BAGI HASIL THIRD PARTIES’ SHARE ON RETURN
» PENDAPATAN USAHA LAINNYA OTHER OPERATING INCOME
» PENDAPATAN USAHA LAINNYA lanjutan OTHER OPERATING INCOME continued
» BEBAN CADANGAN KERUGIAN PENURUNAN NILAI ASET PRODUKTIF DAN NON-PRODUKTIF
» BEBAN GAJI DAN TUNJANGAN SALARIES AND BENEFITS EXPENSE
» BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSE
» BEBAN UMUM DAN ADMINISTRASI lanjutan
» PENDAPATAN DAN Annual Report BRISyariah 2014
» INFORMASI MENGENAI Annual Report BRISyariah 2014
» INFORMASI MENGENAI ESTIMASI LIABILITAS IMBALAN KERJA ESTIMATED
» ESTIMASI LIABILITAS Annual Report BRISyariah 2014
» JAMINAN PEMERINTAH Annual Report BRISyariah 2014
» GOVERNMENT GUARANTEES Annual Report BRISyariah 2014
» Type of relationships and related parties transactions continued
» Transaksi pihak-pihak berelasi INFORMATION ON
» INFORMASI MENGENAI TRANSAKSI DENGAN PIHAK BERELASI lanjutan
» Transaction with related parties continued
» ANALISA JATUH TEMPO MATURITY ANALYSIS
» ANALISA JATUH TEMPO lanjutan MATURITY ANALYSIS continued
» Risiko Pembiayaan Financing Risk
» Risiko Pembiayaan lanjutan Financing Risk continued
» Risiko Pembiayaan lanjutan MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» Risiko Likuiditas Liquidity Risk
» Risiko Operasional Operational Risk
» Risiko Hukum MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» Legal Risk MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» Risiko Kepatuhan MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» Risiko Kepatuhan lanjutan MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» Compliance Risk continued MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» INFORMASI PENTING LAINNYA OTHER SIGNIFICANT INFORMATION
» INFORMASI PENTING LAINNYA lanjutan OTHER
» PENERAPAN AWAL PSAK NO. 102 REVISI 2013
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