PEMBIAYAAN MUDHARABAH Annual Report BRISyariah 2014

Indonesian language. PT BANK BRISYARIAH CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK BRISYARIAH NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 64

9. PEMBIAYAAN MUSYARAKAH lanjutan

9. MUSYARAKAH FINANCING continued

b. Berdasarkan sektor ekonomi: b. By economic sector: 31 Desember 2014 December 31, 2014 Dalam Perhatian Kurang KhususSpecial Lancar Diragukan LancarCurrent Mention Substandard Doubtful MacetLoss JumlahTotal Pihak Ketiga Third Parties Sosialmasyarakat 2.455.942 63.794 8.211 26.702 104.042 2.658.691 Socialpublic Jasa usaha 437.812 10.030 1.000 41.650 36.561 527.053 Business services Perdagangan 317.100 7.648 2.150 - 7.099 333.997 Trading Industri 215.737 15.495 - - 9.155 240.387 Manufacturing Konstruksi 169.215 17.568 - 1.670 1.364 189.817 Construction Pengangkutan 59.009 12.250 - - - 71.259 Transportation Pertanian 57.411 - - - 308 57.719 Agriculture Pertambangan 1.200 - - 3.566 - 4.766 Mining Listrik, gas dan air 1.100 - - - - 1.100 Electricity, gas and water 3.714.526 126.785 11.361 73.588 158.529 4.084.789 Pihak Berelasi Catatan 37 Related Party Note 37 Jasa usaha 5.131 - - - - 5.131 Business services Jumlah 3.719.657 126.785 11.361 73.588 158.529 4.089.920 Total Cadangan kerugian penurunan nilai 36.565 2.866 89 5.661 39.431 84.612 Allowance for impairment losses Neto 3.683.092 123.919 11.272 67.927 119.098 4.005.308 Net 31 Desember 2013 December 31, 2013 Dalam Perhatian Kurang KhususSpecial Lancar Diragukan LancarCurrent Mention Substandard Doubtful MacetLoss JumlahTotal Pihak Ketiga Third Parties Sosialmasyarakat 2.819.666 62.447 43.629 6.361 48.633 2.980.736 Socialpublic Industri 1.743 - 76.662 - - 78.405 Manufacturing Konstruksi 13.534 - - - - 13.534 Construction Perdagangan 4.200 - - - - 4.200 Trading Pertanian 3.694 - - - - 3.694 Agriculture Jasa usaha 2.500 - - - - 2.500 Business services 2.845.337 62.447 120.291 6.361 48.633 3.083.069 Pihak Berelasi Catatan 37 Related Party Note 37 Sosialmasyarakat 8.855 - - - - 8.855 Socialpublic Jumlah 2.854.192 62.447 120.291 6.361 48.633 3.091.924 Total Cadangan kerugian penurunan nilai 28.392 995 3.380 1.304 24.336 58.407 Allowance for impairment losses Neto 2.825.800 61.452 116.911 5.057 24.297 3.033.517 Net c. Berdasarkan jangka waktu: c. By period: 31 Desember 2014 31 Desember 2013 December 31, 2014 December 31, 2013 Pihak Ketiga Third Parties ≤ 1 tahun 1.712.590 1.562.721 ≤ 1 year 1 - ≤ 3 tahun 997.830 546.482 1 - ≤ 3 years 3 - ≤ 5 tahun 969.675 697.376 3 - ≤ 5 years 5 tahun 404.694 276.490 5 years 4.084.789 3.083.069 Pihak Berelasi Catatan 37 Related Party Note 37 ≤ 1 tahun 534 1.030 ≤ 1 year 1 - ≤ 3 tahun 1.574 2.525 1 - ≤ 3 years 3 - 5 tahun 3.023 5.300 3 - 5 years 5.131 8.855 Jumlah 4.089.920 3.091.924 Total Cadangan kerugian penurunan nilai 84.612 58.407 Allowance for impairment losses Neto 4.005.308 3.033.517 Net