ASET YANG DIPEROLEH UNTUK IJARAH ASSETS ACQUIRED FOR IJARAH

Indonesian language. PT BANK BRISYARIAH CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK BRISYARIAH NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 69 12. ASET LAIN-LAIN lanjutan 12. OTHER ASSETS continued Cadangan kerugian penurunan nilai merupakan cadangan penyisihan atas suspense account, tagihan PPOB dan tagihan lainnya pada tanggal 31 Desember 2014 dan 2013. Allowance for impairment losses consists of allowance for suspense account, PPOB receivables and other receivables as of December 31, 2014 and 2013. Pada tanggal 31 Desember 2013, suspense account diklasifikasikan ”Macet” sebesar Rp2.721 dengan pencadangan 100 untuk penurunan nilai. Manajemen berpendapat bahwa suspense account tersebut terjadi karena selisih antara Sub Ledger dan General Ledger yang dihasilkan oleh Core Banking System T24. As of December 31, 2013, suspense accounts which are classified as “Loss” is amounted to Rp2,721, with 100 allowance for impairment losses. Management believes that the suspense account is due to the difference between the General Ledger and Sub Ledger produced by the Core Banking System T24. Manajemen berpendapat bahwa jumlah cadangan kerugian penurunan nilai aset lain-lain yang dibentuk telah memadai. Management believes that allowance for impairment losses on other assets is adequate. 13. LIABILITAS SEGERA 13. OBLIGATIONS DUE IMMEDIATELY Liabilitas segera kepada pihak ketiga terdiri dari: Obligations due immediately to third parties consist of: 31 Desember 2014 31 Desember 2013 December 31, 2014 December 31, 2013 Titipan ATM 42.126 27.108 Remittance on ATM Titipan biaya operasional 8.745 9.503 Remittance of operating expenses Titipan uang muka istishna 2.224 1.945 Remittance of istishna advanced payment Titipan tagihan pembayaran 829 690 Remittance of bills payment Titipan lainnya 4.075 3.936 Other remittances Jumlah 57.999 43.182 Total Titipan lainnya merupakan titipan biaya administrasi kliring, titipan pembayaran pembiayaan karyawan, titipan pembiayaan biaya notaris, titipan pembayaran asuransi jiwa, titipan setoran penerimaan kas negara dan lain-lain. Other remittances are remittances from clearance administration fees, remittance of payment from employee financing, financing remittance from notarial fee, remittance from life insurance payment, remittance from state cash income and others. 14. BAGI HASIL YANG BELUM DIBAGIKAN 14. UNDISTRIBUTED REVENUE SHARING Akun ini merupakan bagi hasil yang belum dibagikan oleh Bank kepada nasabah shahibul maal atas bagian keuntungan hasil usaha Bank yang telah disisihkan dari pengelolaan dana mudharabah. This account represents the undistributed share of the customers shahibul maal on income generated by the Bank from managing mudharabah funds. Indonesian language. PT BANK BRISYARIAH CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2014 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK BRISYARIAH NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2014 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 70 15. GIRO WADIAH 15. WADIAH DEMAND DEPOSITS Giro wadiah terdiri dari: Wadiah demand deposits consist of: 31 Desember 31 Desember December 31, 2014 December 31, 2013 Jumlah nosional Jumlah nosional Mata uang asing Mata uang asing Notional amount Notional amount Foreign currency Ekuivalen Foreign currency Ekuivalen Dalam nilai penuh Equivalent Dalam nilai penuh Equivalent In full amount Rupiah In full amount Rupiah Pihak Ketiga Third Parties Rupiah 600.830 653.344 Rupiah Mata uang asing: Foreign currency: Dolar Amerika Serikat 687.036 8.509 - - United States Dollar 609.339 653.344 Pihak Berelasi Catatan 37 Related Parties Note 37 Rupiah 12.574 17.543 Rupiah Jumlah 621.913 670.887 Total Giro wadiah merupakan giro wadiah yad- dhamanah yaitu titipan dana pihak lain yang dapat diberikan bonus berdasarkan kebijakan Bank. Wadiah demand deposits represent wadiah yad- dhamanah in which the third party funds are entitled to receive bonuses in accordance with the Bank’s policy. 16. TABUNGAN WADIAH 16. WADIAH SAVINGS DEPOSITS Tabungan wadiah terdiri dari: Wadiah savings deposits consist of: 31 Desember 2014 31 Desember 2013 December 31, 2014 December 31, 2013 Pihak ketiga 3.293.921 2.477.801 Third parties Pihak berelasi Catatan 37 4.738 2.753 Related parties Note 37 Jumlah 3.298.659 2.480.554 Total Tabungan wadiah merupakan tabungan BRISyariah iB dalam mata uang Rupiah yang dapat diberikan bonus berdasarkan kebijakan Bank. Wadiah savings deposits represent BRISyariah iB deposits in Rupiah currency which are entitled to receive bonuses in accordance with the Bank’s policy. 17. SIMPANAN DARI BANK LAIN 17. DEPOSITS FROM OTHER BANKS Simpanan dari bank lain terdiri dari: Deposits from other banks consist of: 31 Desember 2014 31 Desember 2013 December 31, 2014 December 31, 2013 Pihak Ketiga Third Parties Giro wadiah 16.863 6.993 Wadiah demand deposits Sertifikat Investasi Mudharabah Interbank Mudharabah Investment Antarbank SIMA 400.000 150.000 Certificate SIMA Jumlah 416.863 156.993 Total