Softwares INTANGIBLE ASSETS continued

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 569– Schedule 18. SIMPANAN NASABAH lanjutan

18. DEPOSITS FROM CUSTOMERS continued

c. Deposito Berjangka lanjutan c. Time Deposits continued ii Berdasarkan periode ii By period 2014 2013 1 bulan 5,889,247,677 6,251,358,437 1 month 3 bulan 4,014,619,246 2,468,204,614 3 months 6 bulan 3,751,671,598 2,947,797,899 6 months 12 bulan 961,884,237 712,978,802 12 months Jumlah 14,617,422,758 12,380,339,752 Total iii Berdasarkan sisa umur sampai dengan jatuh tempo iii By remaining period until maturity 2014 2013 Kurang dari 1 bulan 7,447,920,067 6,295,123,581 Less than 1 month 1 sampai dengan 3 bulan 4,145,210,715 3,345,271,979 1 up to 3 months 3 sampai dengan 6 bulan 2,464,754,090 2,177,136,624 3 up to 6 months 6 sampai dengan 12 bulan 559,537,886 562,807,568 6 up to 12 months Jumlah 14,617,422,758 12,380,339,752 Total Deposito berjangka yang dijadikan sebagai jaminan tunai atas kredit yang diberikan pada tanggal 31 Desember 2014 dan 2013 masing-masing adalah sebesar Rp 1.679.076.158 dan Rp 1.048.376.768 Catatan 10. Time deposits which are pledged as collateral on loans as of 31 December 2014 and 2013 amounted to Rp 1,679,076,158 and Rp 1,048,376,768, respectively Note 10. Informasi mengenai tingkat suku bunga diungkapkan pada Catatan 44. Informations respect to interest rate are disclosed in Note 44. d. Informasi lainnya

d. Other information

Termasuk di dalam saldo simpanan tabungan adalah tabungan wadiah masing-masing sebesar Rp 15.256.359 dan Rp 36.616.869 pada tanggal 31 Desember 2014 dan 2013. Included in saving deposits were wadiah deposits amounting Rp 15,256,359 and Rp 36,616,869 as at 31 December 2014 and 2013, respectively. 19. SIMPANAN DARI BANK LAIN 19. DEPOSITS FROM OTHER BANKS Semua simpanan dari bank lain adalah dalam mata uang Rupiah dan terdiri dari: All deposits from other banks are in Rupiah currency and consist of: 2014 2013 Call money 935,000,000 930,000,000 Call money Deposito berjangka 93,932,849 107,719,002 Time deposits Giro 24,093,627 33,180,651 Demand deposits Tabungan 14,817,758 13,110,265 Savings deposits SIMA Sertifikat Investasi SIMA Mudharabah Interbank Mudharabah Antar Bank - 70,000,000 Investment Certificate Deposito on call - 3,500,000 Deposits on call Jumlah 1,067,844,234 1,157,509,918 Total