Beban imbalan pasca kerja Post-employment benefits expenses

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 584– Schedule 24. DANA SYIRKAH TEMPORER lanjutan

24. TEMPORARY SYIRKAH FUNDS continued

a. Simpanan Nasabah lanjutan a. Deposits from customers continued ii Tabungan Mudharabah ii Mudharabah saving deposits 2014 2013 Pihak ketiga 63,678,697 30,509,956 Third parties Pihak berelasi Catatan 39 1,546,742 1,241,573 Related parties Note 39 Jumlah 65,225,439 31,751,529 Total Tingkat bagi hasil rata-rata per tahun untuk tabungan mudharabah selama tahun 2014 dan 2013 masing-masing sebesar 3,10 - 6,09 dan 2,15 - 3,48 Average annual profit sharing for mudharabah saving during 2014 and 2013 are 3.10 - 6.09 and 2.15 - 3.48 respectively. iii Deposito berjangka iii Time deposit 2014 2013 Pihak ketiga 1,045,055,830 935,692,620 Third parties Pihak berelasi Catatan 39 2,049,545 11,730,488 Related parties Note 39 Jumlah 1,047,105,375 947,423,108 Total b. Simpanan dari bank lain b. Deposits from other banks 2014 2013 Deposito berjangka 53,600,000 68, 007,306 Time deposit c. Berikut adalah informasi penting lainnya sehubungan dengan deposito dari simpanan nasabah dan simpanan bank lain c. Other significant information related to the time deposits for deposits from customers and deposits from other banks i Berdasarkan periode i By period 2014 2013 1 bulan 857,877,333 637,502,221 1 month 3 bulan 104,692,041 129,769,643 3 months 6 bulan 99,738,001 168,809,550 6 months 12 bulan 38,398,000 79,349,000 12 months Jumlah 1,100,705,375 1,015,430,414 Total ii Berdasarkan sisa waktu hingga jatuh tempo ii By remaining period until maturity 2014 2013 Kurang dari 1 bulan 857,877,333 637,502,221 Less than 1 month 1 sampai dengan 3 bulan 104,692,041 129,769,643 1 up to 3 months 3 sampai dengan 6 bulan 99,738,001 168,809,550 3 up to 6 months 6 sampai dengan 12 bulan 38,398,000 79,349,000 6 up to 12 months Jumlah 1,100,705,375 1,015,430,414 Total PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 585– Schedule 24. DANA SYIRKAH TEMPORER lanjutan

24. TEMPORARY SYIRKAH FUNDS continued

Deposito berjangka Mudharabah merupakan simpanan dana pihak lain yang mendapatkan imbalan bagi hasil dari pendapatan Entitas Anak atas penggunaan dana tersebut dengan nisbah yang ditetapkan dan disetujui sebelumnya dengan akad Mudharabah Muthlaqah. Mudharabah time deposits represent third parties’ deposits which received a profit sharing return from the Subsidiary’s income over utilisation of its fund based on an agreed profit sharing ratio arranged in Mudharabah Muthlaqah. Deposito berjangka Mudharabah dengan akad Mudharabah Muthlaqah yang dijadikan sebagai jaminan atas piutang dan pembiayaan adalah masing-masing berjumlah Rp. 166.734.040 dan Rp. 14.463.603 pada tanggal 31 Desember 2014 dan 2013. Mudharabah time deposits with Mudharabah Muthlaqah agreement that is pledged as collateral for receivables and financing is amounted to Rp. 166,734,040 and Rp. 14,463,603 as at 31 December 2014 and 2013, respectively. Tingkat bagi hasil rata-rata per tahun untuk deposito mudharabah selama tahun 2014 dan 2013 masing-masing sebesar 8,49 - 11,30 dan 7,44 - 9,84 Average annual profit sharing for mudharabah deposits during 2014 and 2013 are 8.49 - 11.30 and 7.44 - 9.84 respectively. 25. MODAL SAHAM 25. CAPITAL STOCK Susunan pemegang saham Bank masing-masing pada tanggal 31 Desember 2014 dan 2013 berdasarkan laporan dari Biro Administrasi Efek PT Adimitra Transferindo adalah sebagai berikut: The Banks shareholders as of 31 December 2014 and 2013 based on the report of PT Adimitra Transferindo, the Shares Registration Bureau, are as follows: 2014 Pemegang Saham Jumlah saham ditempatkan dan disetor penuh Number of shares issued and fully paid Persentase kepemilikan Percentage of ownership Jumlah modal yang disetor Total capital Rp Shareholders PT Victoria Investama Tbk PT Victoria Investama Tbk dahulu PT Victoria formerly PT Victoria Sekuritas 2,810,915,903 39.37 281,091,590,300 Investama Suzanna Tanojo Komisaris 882,000,000 12.35 88,200,000,000 Suzanna Tanojo Commissioner PT Suryayudha Investindo Cipta 418,953,250 5.87 41,895,325,000 PT Suryayudha Investindo Cipta PT Atrium Asia Investment PT Atrium Asia Investment Management, Ltd. 584,723,619 8.19 58,472,361,900 Management, Ltd. PT Nata Patindo 220,000,000 3.08 22,000,000,000 PT Nata Patindo Masyarakat masing-masing di bawah 5 2,222,574,208 31.14 222,257,420,800 Public individually less than 5 Jumlah 7,139,166,980 100.00 713,916,698,000 Total 2013 Pemegang Saham Jumlah saham ditempatkan dan disetor penuh Number of shares issued and fully paid Persentase kepemilikan Percentage of ownership Jumlah modal yang disetor Total capital Rp Shareholders PT Victoria Investama Tbk PT Victoria Investama Tbk dahulu PT Victoria formerly PT Victoria Sekuritas 2,302,017,500 34.72 230,201,750,000 Investama Suzanna Tanojo Komisaris 882,000,000 13.30 88,200,000,000 Suzanna Tanojo Commissioner Atrium Asia Investment Atrium Asia Investment Management Pte, Ltd, 584,723,619 8.82 58,472,361,900 Management Pte, Ltd, PT Suryayudha Investindo Cipta 418,953,250 6.32 41,895,325,000 PT Suryayudha Investindo Cipta PT Nata Patindo 220,000,000 3.32 22,000,000,000 PT Nata Patindo Masyarakat masing-masing di bawah 5 2,222,573,904 33.52 222,257,390,400 Public individually less than 5 Jumlah 6,630,268,273 100.00 663,026,827,300 Total