Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut:

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 550– Schedule 8. EFEK-EFEK lanjutan

8. MARKETABLE SECURITIEScontinued a. Berdasarkan jenis lanjutan

a. By type continued Reksadana

Mutual Funds Reksadana terdiri dari : Mutual funds consists of : Nilai wajarFair value 2014 2013 Tersedia untuk Dijual: Available for sale: BNI Assets Management 185,000,000 185,000,000 BNI Assets Management PT Batavia Prosperindo Aset PT Batavia Prosperindo Aset Manajemen 154,000,000 154,000,000 Manajemen PT OSO Manajemen Investasi 101,000,000 101,000,000 PT OSO Manajemen Investasi PT Danareksa Investment PT Danareksa Investment Management 111,000,000 111,000,000 Management PT Henan Putihrai Asset PT Henan Putihrai Asset Management 103,000,000 103,000,000 Management PT Sucorinvest Asset 100,000,000 100,000,000 PT Sucorinvest Asset Management Management GMT Asset Management 100,000,000 98,000,000 GMT Asset Management Pasific Capital Invesment Pasific Capital Investment Management 87,000,000 87,000,000 Management Brent Asset Management 51,000,000 51,000,000 Brent Asset Management PT Mandiri Manajemen Investasi 50,000,000 50,000,000 PT Mandiri Manajemen Investasi Mega Dana Capital 42,000,000 42,000,000 Mega Dana Capital Mandiri Investa Dana Syariah - 5,000,000 Mandiri Investa Dana Syariah PT AAA Sekuritas - 215,000,000 PT AAA Sekuritas 1,084,000,000 1,302,000,000 Keuntungankerugian yang belum direalisasi 11,556,793 235,582 Unrealized gains losses Jumlah reksadana 1,095,556,793 1,301,764,418 Total mutual funds Obligasi Korporasi Corporate Bonds Obligasi korporasi terdiri dari : Corporate bonds consists of : 2014 2013 Nilai Wajar Fair Value Peringkat Rating Nilai Wajar Fair Value Peringkat Rating Tersedia untuk dijual: Available for sale: PT Aneka Tambang Tbk 49,000,000 idA 46,000,000 idAA- PT Aneka Tambang Tbk PT Indosat Tbk 30,000,000 idAAA 30,000,000 idAA+ PT Indosat Tbk PT Bank Danamon Indonesia Tbk - - 15,000,000 idAA+ PT Bank Danamon Indonesia Tbk PT Bank BPD Sulut 20,000,000 idA- - - PT Bank BPD Sulut PT Bank BPD Sulut 14,000,000 idA- 14,000,000 idA- PT Bank BPD Sulut PT Bank Tabungan PT Bank Tabungan Negara Persero Tbk 11,000,000 idAA 10,000,000 idAA Negara Persero Tbk PT Summarecon Agung Tbk 10,000,000 idA+ - - PT Summarecon Agung Tbk PT Mitra Adi Perkasa Tbk 8,000,000 idAA- - - PT Mitra Adi Perkasa Tbk PT Agung Podomoro Land Tbk 5,000,000 idA 5,000,000 idA PT Agung Podomoro Land Tbk PT BPD Lampung 5,000,000 idA- 5,000,000 idA- PT BPD Lampung PT Selamat Sempurna Tbk 3,000,000 idAA- - - PT Selamat Sempurna PT Modernland Realty Tbk 2,000,000 idA - - PT Modemland Reality Tbk PT Bank Himpunan PT Bank Himpunan Saudara Saudara 1906 Tbk 1,000,000 idA- - - 1960 Tbk PT BCA Finance 1,000,000 idAAA - - PT BCA Finance PT Indofood Sukses Makmur Tbk 1,000,000 idAA+ - - PT Indofood Sukses Makmur Tbk PT Toyota Astra Financial Services 1,000,000 idAA+ - -PT Toyota Astra Financial Services PT Mayora Indah Tbk 1,000,000 idAA- - - PT Mayora Indah Tbk 162,000,000 125,000,000