CURRENT ACCOUNTS WITH BANK INDONESIA

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 548– Schedule 7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan 7. PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued a. Berdasarkan jenis, pihak dan bank lanjutan

a. By type, counterparties and bank continued

Pada tanggal 31 Desember 2014 dan 2013, saldo penempatan pada Bank Indonesia yang berdasarkan prinsip perbankan Syariah Entitas Anak masing-masing adalah sebesar Rp 82.800.000 dan Rp 196.000.000. As of 31 December 2014 and 2013, placements with Bank Indonesia include amounts under Sharia banking principles Subsidiary of Rp 82,800,000 and Rp 196,000,000, respectively. Pada tanggal 31 Desember 2014 dan 2013, tidak terdapat penempatan pada bank lain yang dijaminkan. As of 31 December 2014 and 2013, there are no placements with other banks pledged as collateral. b. Berdasarkan tenor jatuh tempo b. By period maturity 2014 2013 Rupiah Rupiah Kurang dari 1 bulan 1,960,711,702 1,303,926,871 Less than 1 month 1 sampai 3 bulan 350,000,000 100,000,000 1 up to 3 months 2,310,711,702 1,403,926,871 Cadangan kerugian Allowance for penurunan nilai - - impairment losses 2,310,711,702 1,403,926,871

c. Berdasarkan kolektibilitas sesuai Peraturan Bank Indonesia

c. By collectibility according to Bank Indonesia Regulation

Seluruh penempatan pada Bank Indonesia dan bank lain pada tanggal 31 Desember 2014 dan 2013 digolongkan sebagai lancar. All placements with Bank Indonesia and other banks are classified as current as of 31 December 2014 and 2013.

d. Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut:

d. The changes in allowance for impairment losses are as follows:

2014 2013 Saldo awal tahun - 200,000 Balance at beginning of the year Pemulihan tahun berjalan Reversal during Catatan 33 - 200,000 the year Note 33 Saldo akhir tahun - - Balance at end of the year Penyisihan kerugian penurunan nilai dihitung berdasarkan kualitas aset produktif untuk perbankan Syariah sesuai Catatan 2f. Provision for impairment losses is calculated based on earnings assets quality for Sharia banking in Note 2f. Pada tanggal 31 Desember 2014 dan 2013, manajemen berpendapat bahwa tidak terdapat penurunan nilai atas penempatan pada bank lain sehingga tidak diperlukan pembentukan cadangan kerugian penurunan nilai. As at 31 December 2014 and 2013, the management believes that there are no impaired placements with other banks therefore no allowance for impairment losses was provided. PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 549– Schedule 8. EFEK-EFEK

8. MARKETABLE SECURITIES a. Berdasarkan jenis

a. By type

2014 2013 Sertitifikat Bank Indonesia 1,646,342,338 1,499,928,047 Certificate of Bank Indonesia Obligasi Korporasi 1,228,681,154 1,535,607,289 Corporate Bonds Reksadana 1,095,556,793 1,301,764,418 Mutual Funds Surat Utang Negara 391,098,285 330,147,054 Government Promissory Notes Surat Berharga Syariah Government Negara 183,869,923 178,664,928 Sharia Bonds Wesel jangka menengah 100,000,000 100,000,000 Medium-term notes Efek Beragun Aset 69,125,074 111,886,543 Asset Backed Securities Sukuk korporasi 44,033,058 42,322,682 Corporate sukuk Wesel berjangka lokal - 1,812,208 Trading local bills 4,758,706,625 5,102,133,169 Dikurangi: Less : Cadangan kerugian Allowance for penurunan nilai 442,516 472,858 impairment losses Jumlah - bersih 4,758,264,109 5,101,660,311 Total - net Pada tanggal 31 Desember 2014 dan 2013, tidak terdapat efek-efek yang dijaminkan. As of 31 December 2014 and 2013, there are no marketable securities pledged as collateral. Sertifikat Bank Indonesia Certificate of Bank Indonesia Sertifikat Bank Indonesia terdiri dari : Sertifikat Bank Indonesia consists of : Nilai WajarFair Value Sertifikat Bank Indonesia 2014 2013 Certificate of Bank Indonesia Tersedia untuk di jual Available for sale SBI LELANG IDBI100415273S 1,000,000,000 - SBI LELANG IDBI100415273S SBI LELANG IDBI130315273S 300,000,000 - SBI LELANG IDBI130315273S SBI LELANG IDBI100415273S 200,000,000 - SBI LELANG IDBI100415273S SBI LELANG IDBI130315273S 100,000,000 - SBI LELANG IDBI130315273S SBI LELANG IDBI130315273S 74,924,000 - SBI LELANG IDBI130315273S SBI 10 JULI 2014 - 1,300,000,000 SBI 10 JULI 2014 SBI 11 APR 2013 - 50,000,000 SBI 11 APR 2013 SBI 11 APR 2013 - 50,000,000 SBI 11 APR 2013 SBI 19 JUN 2014 - 50,000,000 SBI 19 JUN 2014 SBI 12 JUN 2014 - 20,000,000 SBI 12 JUN 2014 SBI 12 JUN 2014 - 20,000,000 SBI 12 JUN 2014 SBI 12 JUN 2014 - 20,000,000 SBI 12 JUN 2014 SBI 12 JUN 2014 - 20,000,000 SBI 12 JUN 2014 SBI 12 JUN 2014 - 10,000,000 SBI 12 JUN 2014 SBI 12 JUN 2014 - 10,000,000 SBI 12 JUN 2014 1,674,924,000 1,550,000,000 Diskonto yang belum diamortisasi 28,581,662 50,071,953 Unamortised discount Jumlah 1,646,342,338 1,499,928,047 Total