By type continued Obligasi Korporasi lanjutan

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 554– Schedule 8. EFEK-EFEK lanjutan

8. MARKETABLE SECURITIEScontinued a. Berdasarkan jenis lanjutan

a. By type continued Sukuk korporasi

Corporate sukuk Sukuk korporasi terdiri dari : Corporate sukuk consists of : 2014 2013 Nilai Tercatat Carrying Value Peringkat Rating Nilai Tercatat Carrying Value Peringkat Rating Diukur pada biaya perolehan: At acquisition cost: Sukuk Ijarah Aneka Gas II 2012 18,000,000 A-idn 18,000,000 A-idn Sukuk Ijarah Aneka Gas II 2012 Sukuk Mudharabah Adira IC2013 12,000,000 idAA+sy 12,000,000 idAA+sy Sukuk Mudharabah Adira IC2013 Sukuk Ijarah Indosat V Th 2012 6,000,000 idAAAsy 6,000,000 dAAAsy Sukuk Ijarah Indosat V Th 2012 Sukuk Ijarah Titan Petrokimia 2010 5,000,000 A+idn 5,000,000 A+idn Sukuk Ijarah Titan Petrokimia 2010 Sukuk Mudharabah Mayora 2012 2,000,000 idAA-sy - idAA-sy Sukuk Mudharabah Mayora 2012 Sukuk Mudharabah Mayora 2012 1,000,000 idAA-sy 1,000,000 idAA-sy Sukuk Mudharabah Mayora 2012 44,000,000 42,000,000 Premi yang belum diamortisasi 33,058 322,682 Unamortised premium Jumlah sukuk korporasi - Total corporate sukuk - Diukur pada biaya perolehan 44,033,058 42,322,682 at acquisition cost Cadangan kerugian penurunan Allowance for impairment Nilai 442,516 472,858 losses Jumlah sukuk korporasi 43,590,542 41,849,824 Total corporate sukuk Jumlah efek-efek 4,758,264,109 5,101,660,311 Total marketable securities b. Informasi lainnya b. Other information Pada tanggal 31 Desember 2014 dan 2013, Bank menjadi investor mayoritas dalam beberapa investasi unit reksa dana yang diklasifikasikan sebagai tersedia untuk dijual, dengan nilai wajar total sebesar Rp 1.030,093,001,453 dan Rp 1.301.764.417. As at 31 December 2014 and 2013, the Bank has become the major investor in some mutual fund classified as available for sale with total fair value amounting to Rp 1.030,093,001,453 and Rp. 1,301,764,417.

9. PENDAPATAN BUNGA YANG MASIH AKAN DITERIMA

9. INTEREST RECEIVABLES

2014 2013 Kredit yang diberikan 107,012,399 98,455,491 Loans Efek-efek 26,097,211 29,593,486 Marketable securities Penempatan pada Bank Indonesia Placement with Bank Indonesia dan bank lain 2,499,444 977,460 and other banks Jumlah 135,609,054 129,026,437 Total

10. KREDIT YANG DIBERIKAN DAN PEMBIAYAAN PIUTANG SYARIAH

10. LOANS AND

SHARIA FINANCING RECEIVABLES Semua kredit yang diberikan dan pembiayaanpiutang Syariah kepada debitur menggunakan mata uang Rupiah. All loans and Sharia financingreceivables granted by the Bank to the debtors denominated in Rupiah. PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 555– Schedule 10. KREDIT YANG DIBERIKAN DAN PEMBIAYAAN PIUTANG SYARIAH lanjutan 10. LOANS AND SHARIA FINANCING RECEIVABLES continued a. Berdasarkan pihak dan tipe a. By counterparties and type 2014 2013 Pihak Ketiga Third Parties Pinjaman tetap 7,800,600,925 6,367,390,534 Fixed loans Pinjaman tetap dengan Fixed loans angsuran 1,713,451,457 2,128,915,649 with installments Pinjaman rekening koran 1,127,258,408 1,209,990,709 Overdraft loans Syariah 1,071,621,276 859,944,508 Sharia Pinjaman konsumen 532,429,363 451,690,659 Consumer loans Pinjaman serba guna 157,236,224 184,621,636 Other loans Pinjaman tanpa agunan 1,072,943 1,314,364 Unsecured loans 12,403,670,596 11,203,868,059 Pihak Berelasi Related Parties Pinjaman rekening koran 12,602,870 2,722,985 Overdraft loans Pinjaman konsumen 9,951,528 13,513,609 Consumer loans Pinjaman tetap dengan angsuran 157,983 212,576 Fixed loans with installments Pinjaman serba guna 204,371 81,421 Other loans Syariah 3,802,668 - Sharia 26,719,420 16,530,591 12,430,390,016 11,220,398,650 Dikurangi: cadangan kerugian Less: allowance for impairment penurunan nilai 184,713,348 162,600,525 of loan losses 12,245,676,668 11,057,798,125 b. Berdasarkan sektor ekonomi b. By economic sector 2014 2013 Pihak Ketiga Third Parties Lembaga Pembiayaan 2,558,779,052 2,262,061,091 Financing Perdagangan, restoran dan hotel 2,340,351,552 2,230,081,825 Trading, restaurant, and hotel Industri 1,583,972,413 1,612,787,486 Industry Real estate 1,174,733,634 852,187,204 Real Estate Konstruksi 1,010,864,455 651,421,488 Construction Syariah 1,071,621,276 859,944,508 Sharia Jasa-jasa sosialmasyarakat 343,638,529 136,899,968 Social Community Service Lain-lain 2,319,709,685 2,598,484,489 Others 12,403,670,596 11,203,868,059