GENERAL AND ADMINISTRATIVE EXPENSES

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 593– Schedule 39. INFORMASI MENGENAI PIHAK-PIHAK BERELASI lanjutan 39. INFORMATION OF RELATED PARTIES continued Transaksi dengan Pihak-pihak Berelasi lanjutan Transactions with Related Parties continued 2014 2013 Liabilitas Liabilities Deposits from customers Simpanan nasabah Catatan 18 Note 18 Giro 4,716,000 5,052,615 Demand deposits Tabungan 20,111,550 12,057,762 Savings deposits Deposito berjangka 47,306,497 15,306,799 Time deposits Jumlah 72,134,047 32,417,176 Total Persentase terhadap jumlah liabilitas 0.39 0.18 Percentage from total liabilities Dana Syirkah Temporer Temporary Syirkah Funds catatan 24 Note 24 Deposito mudharabah 2,049,545 11,730,488 Mudharabah deposit Tabungan mudharabah 1,546,742 1,241,573 Mudharabah saving deposit Jumlah 3,596,287 12,972,061 Total Persentase terhadap jumlah Percentage from total dana syirkah temporer 0.31 1.12 temporary syirkah funds Pendapatan bunga Catatan 30 1,218,914 2,375,956 Interest income Note 30 Persentase terhadap jumlah Percentage from pendapatan bunga 0.06 0.17 total interest income Beban bunga Catatan 31 3,110,054 1,574,429 Interest expenses Note 31 Persentase terhadap jumlah Percentage from beban bunga 0.18 0.15 total interest expenses Beban tenaga kerja Catatan 35 Personnel expenses Note 35 Gaji dan tunjangan Dewan Salaries and allowances of the Komisaris, Direksi dan Boards of Commissioners, pejabat eksekutif 34,263,499 35,205,162 Directors and executive officers Persentase terhadap jumlah Percentage from beban tenaga kerja 18.82 22,78 total personnel expenses Komitmen dan kontinjensi Commitments and Catatan 40 contingencies Note 40 Fasilitas kredit yang belum digunakan 18,509,270 18,346,489 Unused loans facilities Penerbitan jaminan dalam bentuk garansi 157,500 257,500 Issued bank guarantees Jumlah 18,666,770 18,603,989 Total Persentase terhadap jumlah Percentage from total liabilitas komitmen dan commitments and contingencies kontinjensi - neto 1.28 1,45 liabilities - net Bank dan Entitas Anak memberikan kompensasi kepada Dewan Komisaris, Direksi dan pejabat eksekutif untuk tahun yang berakhir pada tanggal-tanggal 31 Desember 2014 dan 2013 sebagai berikut: The Bank and its Subsidiary provided compensation to Board of Commissioners, Directors and executive officers for the years ended 31 December 2014 and 2013 as follows: