SECURITIES ISSUED 2014 AR 2014 Bank Victoria

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 574– Schedule 21. PERPAJAKAN lanjutan

21. TAXATION continued a. Pajak dibayar dimuka lanjutan

a. Prepaid tax continued 2014

2013 Entitas Anak Subsidiary Pajak penghasilan badan Corporate income tax Pasal 29 814,398 - Article 29 Konsolidasian Consolidated Pajak penghasilan badan Corporate income tax Pasal 29 5,865,406 - Article 29 b. Utang pajak b. Taxes payable 2014 2013 Bank Bank Pajak penghasilan badan Corporate income tax Pasal 29 - 11,343,918 Article 29 Pasal 25 1,548,415 5,607,039 Article 25 1,548,415 16,950,957 Bank Bank Pajak lainnya Other taxes Pasal 4 ayat 2 28,149,291 18,985,307 Article 4 2 Pasal 21 1,108,103 917,223 Article 21 Pasal 23 61,245 11,522 Article 23 Pajak Pertambahan Nilai 25,204 10,790 Value Added Tax Pasal 26 - 7,590 Article 26 29,343,843 19,932,432 Jumlah Utang Pajak - Total Taxes Payable - Entitas Induk 30,892,258 36,883,389 Parent Company Entitas Anak Subsidiary Pajak penghasilan badan Corporate income tax Pasal 29 - 120,868 Article 29 Pasal 25 - 1,092,462 Article 25 - 1,213,330 Entitas Anak Subsidiary Pajak lainnya Other taxes Pasal 4 ayat 2 33,078 1,083,593 Article 4 2 Pasal 21 231,770 168,704 Article 21 Pasal 23 1,578,431 865 Article 23 1,843,279 1,253,162 Jumlah Utang Pajak - Total Taxes Payable - Entitas Anak 1,843,279 2,466,492 Subsidiary PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 575– Schedule 21. PERPAJAKAN lanjutan

21. TAXATION continued b. Utang pajak lanjutan

b. Taxes payable continued 2014

2013 Konsolidasian Consolidated Pajak penghasilan badan Corporate income tax Pasal 29 - 11,464,786 Article 29 Pasal 25 1,548,415 6,699,501 Article 25 1,548,415 18,164,287 Konsolidasian Consolidated Pajak lainnya Other taxes Pasal 4 ayat 2 28,182,369 20,068,900 Article 4 2 Pasal 21 1,339,873 1,085,927 Article 21 Pasal 23 1,639,676 12,387 Article 23 Pajak Pertambahan Nilai 25,204 10,790 Value Added Tax Pasal 26 - 7,590 Article 26 31,187,122 21,185,594 Jumlah Utang Pajak - Total Taxes Payable - Konsolidasian 32,735,537 39,349,881 Consolidated c. Beban Pajak Penghasilan c. Income Tax Expenses Manfaat beban pajak penghasilan terdiri dari: Income tax benefit expense consist of: 2014 2013 Bank Bank Pajak kini 32,875,362 69,309,941 Current tax Manfaat beban Deferred tax Pajak tangguhan 10,743,206 2,628,032 benefitexpense Jumlah 22,132,156 66,681,909 Total Entitas Anak Subsidiary Pajak kini - 1,320,214 Current tax Pajak tangguhan 6,298,799 467,298 Deferred tax Jumlah 6,298,799 852,916 Total Konsolidasian Consolidated Pajak kini 32,875,362 70,630,155 Current tax Pajak tangguhan 17,042,005 3,095,330 Deferred tax Jumlah 15,833,357 67,534,825 Total Rekonsiliasi antara laba sebelum beban pajak penghasilan menurut laporan laba rugi komprehensif konsolidasian dengan penghasilan kena pajak yang dihitung oleh Bank untuk tahun yang berakhir pada tanggal- tanggal 31 Desember 2014 dan 2013 adalah sebagai berikut: The reconciliation between income before income tax as shown in the consolidated statement of comprehensive income with taxable income of the Bank for the years ended 31 December 2014 and 2013 is as follows: