GENERAL INFORMATION continued b. Penawaran umum saham dan penerbitan

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 56– Schedule 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued c. Entitas anak lanjutan

c. Subsidiary continued

Entitas anak Subsidiary Jenis usaha Nature of business Persentase kepemilikan Percentage of ownership Tahun operasi komersial Start of commercial operations Jumlah aset Total assets 2014 2013 PT Bank Victoria Syariah dahulu PT Bank Swaguna formerly PT Bank Perbankan syariah Swaguna Sharia banking 99,98 1966 1,439,983,332 1,323,398,210 Berdasarkan Akta Notaris Veronika Lily Dharma, SH No. 15 tanggal 7 September 2007, Notaris di Jakarta, Bank mengakuisisi 99,80 saham PT Bank Swaguna “Entitas Anak”. Pada tanggal 13 Desember 2007, Bank melakukan penambahan modal di Entitas Anak sehingga kepemilikan Bank menjadi 99,98 sesuai dengan Akta Notaris Veronika Lily Dharma, SH No. 26 tanggal 13 Desember 2007. Based on Notarial Deed No. 15 dated 7 September 2007 of Veronika Lily Dharma, SH, a Notary in Jakarta, the Bank acquired 99.80 shareholding of PT Bank Swaguna “Subsidiary”. On 13 December 2007, the Bank had an additional capital in the Subsidiary which increased the Bank’s ownership to 99.98 based on Notarial Deed No. 26 of Veronika Lily Dharma, SH dated 13 December 2007. Entitas Anak telah mengalami perubahan nama menjadi PT Bank Victoria Syariah sesuai dengan Akta No. 5 tanggal 6 Agustus 2009 dan Akta No. 24 tanggal 27 November 2009 dari Notaris Erni Rohaini, SH, MBA, Notaris di Jakarta. Akta tersebut telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dalam Surat Keputusan No. AHU-02731.AH.01.02. Tahun 2010 tanggal 19 Januari 2010. Perubahan kegiatan usaha bank umum konvensional menjadi bank umum syariah telah mendapatkan izin dari Bank Indonesia berdasarkan Keputusan Gubernur Bank Indonesia No. 128KEP.GBIDPG2010 tertanggal 10 Februari 2010. Selanjutnya, Entitas Anak beroperasi dengan prinsip Syariah mulai tanggal 1 April 2010. The Subsidiary changed its name to PT Bank Victoria Syariah based on Deed No. 5 dated 6 August 2009 and No. 24 dated 27 November 2009 of Erni Rohaini, SH, MBA, a Notary in Jakarta. The notarial deed was approved by the Ministry of Law and Human Rights of the Republic of Indonesia in its Decision Letter No. AHU 02731.AH.01.02. Year 2010 dated 19 January 2010. The changes of subsidiary’s business from conventional banking to sharia banking was approved by Bank Indonesia based on the Decision of the Governor of Bank Indonesia No. 128KEP.GBIDPG201 dated 10 February 2010. The Subsidiary started its operations as a Sharia Bank on 1 April 2010.

d. Dewan Komisaris dan Direksi, Komite dan Karyawan

d. Boards of Commissioners and Directors, Committee and Employees

Susunan Dewan Komisaris dan Direksi Bank pada tanggal-tanggal 31 Desember 2014 dan 2013 masing-masing berdasarkan Akta No.41 tanggal 17 Oktober 2013 dan Akta No. 22 tanggal 8 Oktober 2012, dari Notaris Fathiah Helmi, SH, adalah sebagai berikut: The composition of the Bank’s Boards of Commissioners and Directors as of 31 December 2014 and 2013, based on Deed No.41 dated 17 October 2013 and Deed No.22 dated 8 October 2012, of Notary Fathiah Helmi, SH, respectively, are as follows: PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2014 DAN 2013 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2014 AND 2013 Expressed in thousands Rupiah unless otherwise stated Lampiran – 57– Schedule 1. INFORMASI UMUM lanjutan

1. GENERAL INFORMATION continued d. Dewan Komisaris dan Direksi, Komite dan

Karyawan lanjutan d. Boards of Commissioners and Directors, Committee and Employees continued 2014 2013 Dewan Komisaris Board of Commissioners Komisaris Utama President Commissioner Komisaris Independen Daniel Budirahayu Daniel Budirahayu Independent Commisioner KomisarisKomisaris Independen Gunawan Tenggarahardja Gunawan Tenggarahardja CommissionerIndependent Commisioner KomisarisKomisaris Independen Zaenal Abidin Zaenal Abidin CommissionerIndependent Commisioner Komisaris Suzanna Tanojo Suzanna Tanojo Commissioner Direksi Board of Directors Direktur Utama Eko Rachmansyah Gindo Eko Rachmansyah Gindo President Director Wakil Direktur Utama Soewandy Soewandy Vice President Director Direktur Kredit dan Marketing Credit and Marketing Director Direktur Bisnis Ramon Marlon Runtu Ramon Marlon Runtu Business Director Direktur Operasi dan Sistem Oliver Simorangkir Oliver Simorangkir Operation and System Director Direktur Treasuri,Lembaga Keuangan Treasury,Financial Institution and dan Pasar Modal Gregorius Andrew Gregorius Andrew Capital Market Director Andryanto Haswin Andryanto Haswin Direktur KepatuhanManajemen Risiko Tamunan Tamunan ComplianceRisk Management Director Susunan Dewan Komisaris dan Direksi pada tanggal 31 Desember 2014 dan 2013 tersebut di atas telah diterima dan dicatat di dalam database Sistem Administrasi Badan Hukum Kementerian Hukum dan Hak Asasi Manusia Republik Indonesia berdasarkan Surat No. AHU-AH.01.10-47765 tanggal 12 November 2013. The composition of the Boards of Commissioners and Directors as of 31 December 2014 and 2013 have been accepted and recorded in the database of Legal Administration of the Ministry of Laws and Human Rights of the Republic of Indonesia in its Letter No. AHU-AH.01.10-47765 dated 12 November 2013. Susunan Komite Audit pada tanggal 31 Desember 2014 dan 2013 adalah sebagai berikut: The composition of the Audit Committee as of 31 December 2014 and 2013 are as follows: 2014 2013 Ketua Daniel Budirahayu Daniel Budirahayu Chairman Anggota Tonny Setiadi Tonny Setiadi Member Anggota Retno Dwijanti Retno Dwijanti Member Widaningsih Widaningsih Pembentukan Komite Audit Bank telah sesuai dengan Peraturan Bank Indonesia PBI No. 814PBI2006 tanggal 5 Oktober 2006 dan Peraturan Badan Pengawas Pasar Modal dan Lembaga Keuangan Bapepam-LK No. IX.I.5 lampiran Keputusan Ketua Bapepam LK No. Kep-643BL2012 tanggal 7 Desember 2012. Establishment of the Bank’s Audit Committee is in compliance with the requirements of Bank Indonesia Regulation PBI No. 814PBI2006 dated 5 October 2006 and the Capital Market and Financial Institution Supervisory Agency Bapepam-LK regulation No. IX.I.5 which attachment the Decree of Bapepam LK No. Kep-643BL2012 dated 7 December 2012. Susunan Komite Pemantau Risiko pada tanggal 31 Desember 2014 dan 2013 adalah sebagai berikut: The composition of the Risk Monitoring Committee as of 31 December 2014 and 2013 are as follows: 2014 2013 Ketua Zaenal Abidin Zaenal Abidin Chairman Anggota Tonny Setiadi Tonny Setiadi Member Anggota Retno D Widaningsih Retno D Widaningsih Member