Liabilitas jangka panjang lainnya Other long-term benefit liabilities
31. TRANSAKSI DENGAN PIHAK-PIHAK YANG BERELASI lanjutan
31. TRANSACTIONS WITH RELATED PARTIES continued
Pihak Berelasi Sifat dari hubungan Sifat dari Transaksi Related parties Nature of relationship Nature of Transaction PT Indolife Pensiontama Pemegang saham Shareholder Simpanan nasabah, Utang bunga dan Beban bunga Deposits from customers, Interest payables and Interest expense Dewan Komisaris dan Direksi Pengurus Management Kredit yang diberikan, Simpanan Board of Commissioners and Directors nasabah, Piutang bunga, Utang bunga, Pendapatan bunga dan Beban bunga Loans, Deposits from customers, Interest receivables, Interest payables, Interest income and Interest expense 31 Desember 31 Desember December 31, December 31, 2016 2015 Aset Assets Kredit yang diberikan Catatan 9 73.978 96.864 Loans Note 9 Piutang bunga Catatan 10 199 257 Interest receivables Note 10 Beban dibayar dimuka Catatan 11 396 - Prepaid expense Note 11 Total aset yang terkait Total assets associated with dengan pihak berelasi 74.753 97.121 related parties Persentase terhadap total aset 3,16 4,67 Percentage to total assets Liabilitas Liabilities Simpanan dari nasabah Catatan 15 165.773 108.168 Deposits from customers Note 15 Utang bunga Catatan 19 293 285 Interest payable Note 19 Total liabilitas yang terkait Total liabilities associated with dengan pihak berelasi 166.066 108.453 related parties Persentase terhadap total liabilitas 8,85 6,15 Percentage to total liabilities Tahun yang berakhir pada tanggal 31 Desember Year ended December 31, 2016 2015 PENDAPATAN DAN BEBAN INCOME AND EXPENSE Pendapatan bunga Catatan 24 12.020 7.870 Interest income Note 24 Beban bunga Catatan 25 6.188 3.934 Interest expense Note 25 Beban umum dan administrasi General and administrative expense Catatan 28 396 285 Note 28 Persentase terhadap jumlah Percentage to total income pendapatan dan beban and expense Pendapatan bunga 4,97 3,50 Interest income Beban bunga 4,48 2,65 Interest expense Beban umum dan administrasi 1,47 1,06 General and administrative expense 86 PT BANK INA PERDANA Tbk Laporan Tahunan 2016 Indonesian language. PT BANK INA PERDANA TBK CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2016 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam Jutaan Rupiah, kecuali dinyatakan lain PT BANK INA PERDANA TBK NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2016 and for the Year Then Ended Expressed in Million of Rupiah, unless otherwise stated 8631. TRANSAKSI DENGAN PIHAK-PIHAK YANG BERELASI lanjutan
31. TRANSACTIONS WITH RELATED PARTIES continued
Kompensasi kepada personel manajemen kunci Compensation of key management personnel Pada tanggal-tanggal 31 Desember 2016 dan 2015 gaji dan kompensasi lainnya yang dibayarkan kepada Komisaris dan Direksi Bank masing-masing sejumlah Rp6.126 dan Rp4.528. For the year ended December 31, 2016 and 2015 salaries and other benefits of Commissioners and Directors of the Bank amounted to Rp6,126 and Rp4,528, respectively. 32. SEGMEN OPERASI 32. OPERATING SEGMENTS a. Segmen usaha a. Business segment Informasi segmen Bank disajikan berdasarkan jenis kegiatan usahanya, yaitu pemasaran dan kredit, treasuri, dan trade finance. Kegiatan usaha tersebut menjadi dasar pelaporan informasi segmen primer Bank sebagai berikut: Bank’s segment information presented by type of business activities, such marketing and loans, treasury and trade finance. That segment activities become the basis of primary segment reporting information as follows: 31 Desember December 31, 2016 Pemasaran dan Kredit Marketing and Treasuri Trade Loans Treasury Finance Total Pendapatan Income Pendapatan bunga 190.485 51.201 - 241.686 Interest income Pendapatan operasional lainnya 1.121 3.035 289 4.445 Other operating income Total pendapatan 191.606 54.236 289 246.131 Total income Beban Expense Beban bunga 137.269 726 - 137.995 Interest expenses Beban operasional lainnya 19.827 - - 19.827 Other operating expenses Total beban 157.096 726 - 157.822 Total expenses Pendapatan segmen - neto 88.309 Segment income - net Pendapatan yang tidak dapat dialokasikan 1.757 Unallocated income Beban yang tidak dapat dialokasikan 67.195 Unallocated expense Laba sebelum beban pajak 22.871 Income before tax expense Beban pajak 4.635 Tax expense Laba tahun berjalan 18.236 Income for the yearParts
» Tabina Eksekutif Tabina Perdana
» TabunganKu deposito Tabungan Pinter
» TabunganKu deposits Tabungan Pinter, savings deposits for students and general
» Current account Bank Ina Perdana masih mencatatkan laba bersih setelah pajak mencapai Rp18,24
» Modal Inti utama CET I Modal disetor
» Main core capital CET I Paid-up Capital
» additional Core Capital aT-1
» Supplementary Capital Tier 2 AR Bank Ina 2016 LK low ok
» Pengungkapan Eksposure Risiko dan Penerapan Manajemen Risiko
» Kewajiban Rekening administratif accounts Payable
» Keterbukaan Transparency yaitu keterbukaan dalam
» akuntabilitas Accountibility yaitu kejelasan fungsi dan
» Tanggung Jawab Responsibility yaitu kesesuaian
» Independensi Independency yaitu pengelolaan Bank
» Transparency is openness in expressing the material and
» accountibility is clarity of the functions and the
» Responsibility is the conformity of management of Bank
» Independency is Bank management in a professional
» Kewajaran Fairness yaitu keadilan dan kesetaraan dalam
» agMS EgMS RESOLuTIOn dated: May 12, 2016
» hasil RuPST RuPSLB 2015 Tanggal: 12 Juni 2015
» 2015 agMS EgMS Resolution dated: June 12, 2015
» a Fairness is justice and equality in fulfilling the rights of
» Law number 40 of 2007 AR Bank Ina 2016 LK low ok
» government Regulation number 47 of 2012
» Bank of Indonesia Letter number 14494dPnPIdPnP
» OJK Circular Letter number 1SEOJK.072014
» OJK Letter number S.100ep.112016
» OJK Regulation number 1POJK.072013
» OJK Circular Letter number 2SEOJK.072014
» POJK number 34POJK.042014 AR Bank Ina 2016 LK low ok
» Standard Operating Procedure number 092
» The Company’s Internal Policies
» gender Equality work Opportunity Education and Training Remuneration
» Kegiatan Internal Karyawan Employees’ Internal activity
» Pendirian Bank Establishment of the Bank
» Pendirian Bank lanjutan Establishment of the Bank continued
» Penawaran Umum Saham Perdana di Bursa Efek Indonesia
» Initial Public Offering in Indonesia Stock Exchange
» Penawaran Umum Saham Perdana di Bursa Efek Indonesia lanjutan
» Initial Public Offering in Indonesia Stock Exchange continued
» Dewan Komisaris, Direksi dan Karyawan
» Dewan Komisaris, Direksi dan Karyawan lanjutan
» Boards of Commissioners and Directors and Employees continued
» Dasar Penyajian Laporan Keuangan Basis of Preparation of the Financial
» Penjabaran Mata Uang Asing Foreign Currency Transactions
» Transaksi dengan Pihak Berelasi Transactions with Related Parties
» Transaksi dengan Pihak Berelasi lanjutan Transactions
» Aset dan Liabilitas Keuangan Financial Assets and Liabilities
» Aset dan Liabilitas Keuangan lanjutan Financial Assets and Liabilities continued
» Kas dan Setara Kas Cash and Cash Equivalents
» Giro Pada Bank Indonesia dan Bank Lain
» Current accounts with Bank Indonesia and
» Penempatan pada Bank Indonesia dan bank lain
» Placements with Bank Indonesia and other banks
» Efek-efek Marketable Securities SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Efek-efek lanjutan Marketable Securities continued
» Efek-efek yang dibeli dengan janji untuk
» Kredit yang Diberikan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Loans SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Kredit yang Diberikan lanjutan
» Loans continued SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Penyisihan Kerugian Penurunan Nilai Aset Keuangan
» Allowance for Impairment Losses on Financial Assets
» Penyisihan Kerugian Penurunan Nilai Aset Keuangan lanjutan
» Allowance for Impairment Losses on Financial Assets continued
» Penurunan Nilai Aset Non Keuangan
» Impairment of Non-Financial Assets
» Aset Tetap lanjutan Fixed Assets continued
» Sewa Leases SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Sewa lanjutan Leases continued
» Beban Dibayar Dimuka Prepaid Expenses
» Liabilitas Segera Liabilities due immediately
» IKHTISAR KEBIJAKAN AKUNTANSI YANG SIGNIFIKAN lanjutan
» Liabilitas Segera lanjutan Liabilities due immediately continued
» Simpanan Nasabah dan Bank Lain
» Deposits from Customers and Other Banks
» Pendapatan dan Beban Bunga Interest Income and Expenses
» Pendapatan dan Beban Bunga lanjutan Interest Income and Expenses continued
» Provisi dan Komisi SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Fees and Commission SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Perpajakan Taxation SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Perpajakan lanjutan Taxation continued
» Liabilitas Imbalan Kerja Employee Benefits Liability
» Liabilitas Imbalan Kerja lanjutan Employee Benefits Liability continued
» Informasi Segmen Operasi Operating Segment Information
» Provisi Provisions SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» Biaya emisi penerbitan saham Shares issuance costs
» Laba per lembar saham Earnings per share
» isi SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» ns ya SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» SUMMARY OF SIGNIFICANT ACCOUNTING
» SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES continued
» PERTIMBANGAN, ESTIMASI, DAN ASUMSI AKUNTANSI YANG SIGNIFIKAN
» SIGNIFICANT ACCOUNTING AR Bank Ina 2016 LK low ok
» PERTIMBANGAN, ESTIMASI, DAN ASUMSI AKUNTANSI YANG SIGNIFIKAN lanjutan
» PERTIMBANGAN, ESTIMASI, DAN ASUMSI AKUNTANSI YANG SIGNIFIKAN lanjutan SIGNIFICANT ACCOUNTING
» GIRO PADA BANK INDONESIA CURRENT ACCOUNTS WITH BANK INDONESIA
» GIRO PADA BANK INDONESIA lanjutan CURRENT ACCOUNTS WITH BANK INDONESIA
» GIRO PADA BANK LAIN CURRENT ACCOUNTS WITH OTHER BANKS
» GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS
» PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan
» PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS continued
» Berdasarkan peringkat Based on rating
» Berdasarkan peringkat lanjutan Based on rating continued
» Berdasarkan obligasi pemerintah Based on government bonds
» Berdasarkan tingkat suku bunga rata-rata per tahun
» Based on average interest rate per annum
» Cadangan kerugian penurunan nilai Allowance for impairment losses
» Informasi lain EFEK-EFEK lanjutan MARKETABLE SECURITIES continued
» Other information EFEK-EFEK lanjutan MARKETABLE SECURITIES continued
» EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI
» SECURITIES PURCHASED UNDER RESALE AGREEMENTS
» KREDIT YANG DIBERIKAN lanjutan LOANS continued
» PIUTANG BUNGA INTEREST RECEIVABLES
» Giro Current accounts SIMPANAN DARI NASABAH DEPOSITS FROM CUSTOMERS
» Tabungan Saving accounts SIMPANAN DARI NASABAH lanjutan DEPOSITS FROM CUSTOMERS continued
» Deposito Time Deposits SIMPANAN DARI NASABAH lanjutan DEPOSITS FROM CUSTOMERS continued
» Deposito lanjutan Time Deposits continued
» SIMPANAN DARI BANK LAIN DEPOSITS FROM OTHER BANKS
» Giro Current accounts SIMPANAN DARI BANK LAIN lanjutan DEPOSITS FROM OTHER BANKS continued
» Time Deposits SIMPANAN DARI BANK LAIN lanjutan DEPOSITS FROM OTHER BANKS continued
» Interbank Call Money Interbank Call Money
» PERPAJAKAN TAXATION AR Bank Ina 2016 LK low ok
» LIABILITAS IMBALAN KERJA EMPLOYEE BENEFITS LIABILITIES
» Liabilitas program imbalan pasti Defined benefit obligation
» N IES AR Bank Ina 2016 LK low ok
» Liabilitas program imbalan pasti lanjutan Defined benefit obligation continued
» Liabilitas jangka panjang lainnya Other long-term benefit liabilities
» Liabilitas jangka panjang lainnya lanjutan Other
» an ed AR Bank Ina 2016 LK low ok
» UTANG BUNGA INTEREST PAYABLES
» LIABILITAS LAIN-LAIN OTHER LIABILITIES
» MODAL SAHAM lanjutan CAPITAL STOCK continued
» TAMBAHAN MODAL DISETOR ADDITIONAL PAID-IN CAPITAL
» PENGGUNAAN LABA NETO APPROPRIATION OF NET INCOME
» PENDAPATAN BUNGA INTEREST INCOME
» BEBAN BUNGA INTEREST EXPENSE
» PENYISIHAN PEMBALIKAN AR Bank Ina 2016 LK low ok
» PROVISION FOR REVERSAL OF IMPAIRMENT LOSSES
» BEBAN TENAGA KERJA PERSONNEL EXPENSES
» BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES
» LABA PER SAHAM DASAR BASIC EARNINGS PER SHARE
» KOMITMEN DAN KONTINJENSI COMMITMENTS AND CONTINGENCIES
» TRANSAKSI DENGAN PIHAK-PIHAK YANG BERELASI
» TRANSACTIONS WITH RELATED PARTIES
» TRANSAKSI DENGAN PIHAK-PIHAK YANG BERELASI lanjutan
» TRANSACTIONS WITH RELATED PARTIES continued
» SEGMEN OPERASI OPERATING SEGMENTS
» SEGMEN OPERASI lanjutan OPERATING SEGMENTS continued
» JAMINAN PEMERINTAH AR Bank Ina 2016 LK low ok
» GOVERNMENT GUARANTEE ON PAYMENT OF COMMERCIAL BANK’S OBLIGATIONS
» INFORMASI LAINNYA OTHER INFORMATION
» INFORMASI LAINNYA lanjutan OTHER INFORMATION continued
» MANAJEMEN RISIKO RISK MANAGEMENT
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» PERJANJIAN-PERJANJIAN SIGNIFIKAN SIGNIFICANT AGREEMENTS
» PERJANJIAN-PERJANJIAN SIGNIFIKAN STANDAR AKUNTANSI
» STANDAR AKUNTANSI YANG TELAH DISAHKAN NAMUN BELUM BERLAKU EFEKTIF lanjutan
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