Religion Business Community Plan BCP and disaster Recovery Plan dRP Customer’s Complaint Operating guidelines on Customer Protection Service Quality Improvement Program

Surat Pernyataan anggota dewan Komisaris dan direksi Tentang Tanggung Jawab atas Laporan Tahunan 2016 PT Bank Ina Perdana Tbk Statement of the Members of Board of Commissioners and Board of directors on the Responsibility for the 2016 annual Report of PT Bank Ina Perdana Tbk Kami yang bertanda tangan di bawah ini menyatakan bahwa semua informasi dalam Laporan Tahunan PT Bank Ina Perdana Tbk tahun 2016 telah dimuat secara lengkap, dan bertanggung jawab penuh atas isi Laporan Tahunan Perseroan. Demikian pernyataan ini dibuat dengan sebenarnya. haRI SugIhaRTO Komisaris Independen Independent Commissioner wInadEwI hananTha Komisaris Commissioner BIRawa naTaPRadJa Komisaris utama Independen Independent President Commissioner dewan Komisaris Board of Commissioners Jakarta, April April 2017 we, the undersigned, hereby declare that all information in the Annual Report of PT Bank Ina Perdana Tbk for the year 2016 has been presented in its entirety, and that we assume full responsibility for the accuracy of the contents of such Annual Report. This Statement is hereby made in all truthfulness. JOSaVIa RaChMan IChwan direktur Pengembangan Bisnis Bisnis Business Business Development Director KIung huI ngO direktur Operasional Operational Director waRdOYO direktur Kepatuhan Compliance Director EdY KunTaRdJO direktur utama President Director direksi Board of directors LaPORan KEuangan audITEd PT Bank Ina Perdana Tbk PT Bank Ina Perdana Tbk Laporan keuangan tanggal 31 Desember 2016 dan untuk tahun yang berakhir pada tanggal tersebut beserta laporan auditor independen Financial statements as of December 31, 2016 and for the year then ended with independent auditors’ report The original financial statements included herein are in Indonesian language. PT BANK INA PERDANA TBK LAPORAN KEUANGAN TANGGAL 31 DESEMBER 2016 DAN UNTUK TAHUN YANG BERAKHIR PADA TANGGAL TERSEBUT BESERTA LAPORAN AUDITOR INDEPENDEN PT BANK INA PERDANA TBK FINANCIAL STATEMENTS AS OF DECEMBER 31, 2016 AND FOR THE YEAR THEN ENDED WITH INDEPENDENT AUDITORS’ REPORT Daftar Isi Table of Contents Halaman Page Laporan Auditor Independen Independent Auditors’ Report Laporan Posisi Keuangan . 1 - 2 . Statement of Financial Position Laporan Laba Rugi dan Penghasilan Statement of Profit or Loss and Komprehensif Lain 3 - 4 ................................. Other Comprehensive Income Laporan Perubahan Ekuitas .. 5 Statement of Changes in Equity Laporan Arus Kas .. . 6 - 7 . .. Statement of Cash Flows Catatan Atas Laporan Keuangan ....................... 8 - 121 . . Notes to the Financial Statements