OBLIGATIONS DUE IMMEDIATELY SIMPANAN NASABAH DEPOSITS FROM CUSTOMERS

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2016 DAN 2015 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2016 AND 2015 Expressed in thousands Rupiah unless otherwise stated Lampiran – 564 – Schedule 18. LIABILITAS SEGERA

18. OBLIGATIONS DUE IMMEDIATELY

2016 2015 Titipan pembiayaan 2,680,125 1,859,812 Financing funds Titipan asuransi 264,277 232,998 Insurance funds Liabilitas lainnya 428,526 218,775 Other liabilities 3,372,928 2,311,585 19. SIMPANAN NASABAH 19. DEPOSITS FROM CUSTOMERS Semua simpanan nasabah adalah dalam mata uang Rupiah dan terdiri dari: All deposits from customers are in Rupiah currency and consist of: 2016 2015 Deposito berjangka 17,416,842,629 15,600,516,862 Time deposits Tabungan 1,617,021,077 1,126,928,876 Savings deposits Giro 490,407,423 445,620,068 Demand deposits 19,524,271,129 17,173,065,806 Berdasarkan Undang-Undang No. 24 tanggal 22 September 2004, efektif sejak tanggal 22 September 2005, Lembaga Penjamin Simpanan LPS dibentuk untuk menjamin kewajiban tertentu bank-bank umum berdasarkan program penjaminan yang berlaku. Based on Law No. 24 dated 22 September 2004, effective on 22 September 2005, the Deposit Indonesia Deposit Insurance Corporation Insurance Agency was established to guarantee certain liabilities of commercial banks under the prevailing guarantee program. Sesuai dengan Peraturan Pemerintah No. 66 Tahun 2008 tanggal 13 Oktober 2008 tentang “Besaran Nilai Simpanan yang Dijamin Lembaga Penjamin Simpanan”, nilai simpanan setiap nasabah pada satu bank yang dijamin oleh Pemerintah adalah Rp 2.000.000 Based on Government Regulation No. 66 Year 2008 dated 13 October 2008 regarding “The Savings Amount Guaranteed by the Deposit Insurance Agency”, the savings amount for each customer in a bank which is guaranteed by the Government is Rp 2,000,000 a. Giro a. Demand Deposits Berdasarkan pihak By counterparties 2016 2015 Pihak ketiga 484,917,948 439,708,924 Third parties Pihak berelasi 5,489,475 5,911,144 Related parties Jumlah 490,407,423 445,620,068 Total Pada tanggal 31 Desember 2016 dan 2015, jumlah giro Wadiah pihak ketiga yang berdasarkan pada prinsip perbankan Syariah Entitas Anak masing-masing adalah sebesar Rp 37.132.350 dan Rp 45.651.567. As at 31 December 2016 and 2015, Wadiah demand deposits from third parties under Sharia banking principles Subsidiary amounted to Rp 37,132,350 and Rp 45,651,567, respectively. Giro yang dijadikan sebagai jaminan tunai atas pinjaman yang diberikan pada tanggal 31 Desember 2016 dan 2015 masing-masing adalah sebesar Rp. 135.000.000 dan Rp 170.000.000 Catatan 11. Demand deposits amounting to Rp 135,000,000 and Rp 170,000,000 are pledged as collateral or blocked as at 31 December 2016 and 2015, respectively Note 11. 398 PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2016 DAN 2015 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2016 AND 2015 Expressed in thousands Rupiah unless otherwise stated Lampiran – 565 – Schedule 19. SIMPANAN NASABAH lanjutan

19. DEPOSITS FROM CUSTOMERS continued