PLACEMENTS WITH BANK INDONESIA AND EFEK-EFEK MARKETABLE SECURITIES

PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2016 DAN 2015 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2016 AND 2015 Expressed in thousands Rupiah unless otherwise stated Lampiran – 550 – Schedule 7. PENEMPATAN PADA BANK INDONESIA DAN BANK LAIN lanjutan

7. PLACEMENTS WITH BANK INDONESIA AND

OTHER BANKS continued

c. Berdasarkan kolektibilitas sesuai Peraturan

Bank Indonesia

c. By collectibility according to Bank Indonesia

Regulation Pada tanggal 31 Desember 2016 dan 2015, seluruh penempatan pada Bank Indonesia dan bank lain digolongkan sebagai lancar. As at 31 December 2016 and 2015, all placements with Bank Indonesia and other banks are classified as current.

8. EFEK-EFEK

8. MARKETABLE SECURITIES

a. Berdasarkan jenis

a. By type

2016 2015 Diperdagangkan Trading Reksadana 1,266,468,546 1,458,772,954 Mutual funds 1,266,468,546 1,458,772,954 Tersedia untuk dijual Available for Sale Sertitifikat Bank Indonesia 1,073,882,699 566,074,747 Certificate of Bank Indonesia Surat Utang Negara 1,054,600,280 623,764,835 Government Promissory Notes Obligasi korporasi 476,400,344 197,157,810 Corporate bonds Reksadana 402,660,353 311,425,232 Mutual funds Surat Berharga Syariah Negara 172,494,195 397,721,080 Government Sharia Bonds Wesel jangka menengah 100,000,000 - Medium-term notes Efek beragun aset 87,804,950 29,608,571 Asset backed securities 3,367,842,821 2,125,752,275 Dimiliki hingga jatuh tempo Hold to Maturity Surat Utang Negara 550,577,379 429,832,215 Government Promissory Notes Reksadana 941,120,721 894,546,405 Mutual funds Obligasi korporasi 614,557,841 665,578,276 Corporate bonds Efek beragun aset - 4,215,510 Asset backed securities Wesel jangka menengah 315,000,000 25,000,000 Medium-term notes 2,421,255,941 2,019,172,406 Diukur pada biaya perolehan At Cost Surat Berharga Syariah Negara 162,107,033 176,141,817 Government Sharia Bonds Surat Berharga Syariah Korporasi 65,217,604 54,307,127 Corporate Sharia Bonds 227,324,637 230,448,944 Dikurangi: Less : Cadangan kerugian Allowance for penurunan nilai - 3,450,000 impairment losses Jumlah - bersih 7,282,891,945 5,830,696,579 Total – net Pada tanggal 31 Desember 2016 dan 2015, tidak terdapat efek-efek yang dijaminkan. As at 31 December 2016 and 2015, there are no marketable securities pledged as collateral.

b. Informasi lainnya

b. Other information

Pada tanggal 31 Desember 2016, Bank menjadi investor mayoritas dalam beberapa investasi unit reksa dana masing-masing sebesar Rp 887.675.308 2015: Rp 894.546.405 dimiliki hingga jatuh tempo 2015: Rp 311.425.232 tersedia untuk dijual. As at 31 December 2016 and 2015, the Bank has become the major investor in some mutual funds amounting Rp 887,675,308 2015: Rp 894,546,405 held to maturity2015: Rp 311,425,232 available for sale. 384 PT BANK VICTORIA INTERNATIONAL TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 31 DESEMBER 2016 DAN 2015 Dinyatakan dalam ribuan Rupiah kecuali dinyatakan lain NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS 31 DECEMBER 2016 AND 2015 Expressed in thousands Rupiah unless otherwise stated Lampiran – 551 – Schedule 8. EFEK-EFEK lanjutan 8. MARKETABLE SECURITIES continued c. Berdasarkan kolektibilitas sesuai Peraturan Bank Indonesia

c. By collectability as per Bank Indonesia

2016 2015 Nilai Tercatat Carrying Value Cadangan Allowance Nilai Tercatat Carrying Value Cadangan Allowance Lancar 7,259,891,945 - 5,811,146,579 - Current Kurang lancar 23,000,000 - 23,000,000 3,450,000 Substandard 7,282,891,945 - 5,834,146,579 3,450,000 Dikurangi: Less: Cadangan kerugian Allowance for impairment penurunan nilai - 3,450,000 losses Jumlah 7,282,891,945 5,830,696,579 Total

d. Perubahan cadangan kerugian penurunan nilai adalah sebagai berikut:

d. The changes in allowance for impairment

losses are as follows: 2016 2015 Saldo awal tahun 3,450,000 442,516 Balance at beginning of the year Penyisihanpemulihan selama Provisionreversal during tahun berjalan Catatan 35 3,450,000 3,007,484 the year Note 35 Saldo akhir tahun - 3,450,000 Balance at end of the year Pada tanggal 31 Desember 2016 dan 2015, tidak terdapat efek-efek yang mengalami penurunan nilai. As at 31 December 2016 and 2015, there is no marketable securities classified as impaired. Manajemen berpendapat tidak diperlukan cadangan kerugian penurunan nilai pada tanggal 31 Desember 2016. Management believes that no allowances for impairment losses is required as at 31 December 2016.

9. EFEK – EFEK YANG DIBELI DENGAN JANJI