EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI

PT BANK QNB INDONESIA TBK CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK QNB INDONESIA TBK NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2015 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 88 17. LIABILITAS SEGERA lanjutan 17. LIABILITIES PAYABLE ON DEMAND continued Titipan dana nasabah merupakan pengiriman dana transfer dari satu pihak kepada pihak lainnya melalui Bank sebagai perantara, dimana pada tanggal laporan keuangan, dana tersebut belum efektif diterima atau dikredit ke rekening penerima dana beneficiary. Customer fund deposits represents transfer from one party to another through the Bank as an intermediary, which on the date of the financial statements, the fund has not been effectively received or credited into the beneficiary’s account. 18. SIMPANAN DARI NASABAH 18. DEPOSITS FROM CUSTOMERS 31 DesemberDecember 31, 2015 Pihak berelasi Pihak ketiga Related parties Third parties Total Rupiah Rupiah Giro 24.619 1.113.403 1.138.022 Current accounts Tabungan 337 411.713 412.050 Saving accounts Deposito berjangka Time deposits dan deposit on call 553.353 10.505.227 11.058.580 and deposit on call Total - Rupiah 578.309 12.030.343 12.608.652 Total - Rupiah Valuta asing Foreign currencies Giro 631 460.147 460.778 Current accounts Deposito berjangka Time deposits dan deposit on call 461.798 4.977.780 5.439.578 and deposit on call Total - valuta asing 462.429 5.437.927 5.900.356 Total - foreign currencies Total 1.040.738 17.468.270 18.509.008 Total 31 DesemberDecember 31, 2014 Pihak berelasi Pihak ketiga Related parties Third parties Total Rupiah Rupiah Giro 32.081 1.178.928 1.211.009 Current accounts Tabungan 2.287 384.644 386.931 Saving accounts Deposito berjangka Time deposits dan deposit on call 63.280 9.526.196 9.589.476 and deposit on call Total - Rupiah 97.648 11.089.768 11.187.416 Total - Rupiah Valuta asing Foreign currencies Giro 1.546 1.546.476 1.548.022 Current accounts Deposito berjangka Time deposits dan deposit on call 161.005 3.265.267 3.426.272 and deposit on call Total - valuta asing 162.551 4.811.743 4.974.294 Total - foreign currencies Total 260.199 15.901.511 16.161.710 Total Pada tanggal 31 Desember 2015 dan 2014, jumlah deposito yang dijadikan sebagai jaminan kredit yang diberikan adalah masing-masing sebesar Rp836.819 dan Rp988.312. Giro yang dijadikan sebagai jaminan kredit yang diberikan sebesar Rp378.850 dan Rp375.222 pada tanggal 31 Desember 2015 dan 2014. Tidak ada tabungan yang dijadikan jaminan pada tanggal 31 Desember 2015 dan 2014. As of December 31, 2015 and 2014, time deposits pledged as loans collateral amounted to Rp836,819 and Rp988,312, respectively. Current account pledged as loans collateral amounted to Rp378,850 and Rp375,222 as of December 2015 and 2014. There were no saving accounts pledged as collateral as of December 31, 2015 and 2014.