SECURITIES PURCHASED Bank QNB Indonesia Tbk 2015

PT BANK QNB INDONESIA TBK CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK QNB INDONESIA TBK NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2015 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 88 17. LIABILITAS SEGERA lanjutan 17. LIABILITIES PAYABLE ON DEMAND continued Titipan dana nasabah merupakan pengiriman dana transfer dari satu pihak kepada pihak lainnya melalui Bank sebagai perantara, dimana pada tanggal laporan keuangan, dana tersebut belum efektif diterima atau dikredit ke rekening penerima dana beneficiary. Customer fund deposits represents transfer from one party to another through the Bank as an intermediary, which on the date of the financial statements, the fund has not been effectively received or credited into the beneficiary’s account. 18. SIMPANAN DARI NASABAH 18. DEPOSITS FROM CUSTOMERS 31 DesemberDecember 31, 2015 Pihak berelasi Pihak ketiga Related parties Third parties Total Rupiah Rupiah Giro 24.619 1.113.403 1.138.022 Current accounts Tabungan 337 411.713 412.050 Saving accounts Deposito berjangka Time deposits dan deposit on call 553.353 10.505.227 11.058.580 and deposit on call Total - Rupiah 578.309 12.030.343 12.608.652 Total - Rupiah Valuta asing Foreign currencies Giro 631 460.147 460.778 Current accounts Deposito berjangka Time deposits dan deposit on call 461.798 4.977.780 5.439.578 and deposit on call Total - valuta asing 462.429 5.437.927 5.900.356 Total - foreign currencies Total 1.040.738 17.468.270 18.509.008 Total 31 DesemberDecember 31, 2014 Pihak berelasi Pihak ketiga Related parties Third parties Total Rupiah Rupiah Giro 32.081 1.178.928 1.211.009 Current accounts Tabungan 2.287 384.644 386.931 Saving accounts Deposito berjangka Time deposits dan deposit on call 63.280 9.526.196 9.589.476 and deposit on call Total - Rupiah 97.648 11.089.768 11.187.416 Total - Rupiah Valuta asing Foreign currencies Giro 1.546 1.546.476 1.548.022 Current accounts Deposito berjangka Time deposits dan deposit on call 161.005 3.265.267 3.426.272 and deposit on call Total - valuta asing 162.551 4.811.743 4.974.294 Total - foreign currencies Total 260.199 15.901.511 16.161.710 Total Pada tanggal 31 Desember 2015 dan 2014, jumlah deposito yang dijadikan sebagai jaminan kredit yang diberikan adalah masing-masing sebesar Rp836.819 dan Rp988.312. Giro yang dijadikan sebagai jaminan kredit yang diberikan sebesar Rp378.850 dan Rp375.222 pada tanggal 31 Desember 2015 dan 2014. Tidak ada tabungan yang dijadikan jaminan pada tanggal 31 Desember 2015 dan 2014. As of December 31, 2015 and 2014, time deposits pledged as loans collateral amounted to Rp836,819 and Rp988,312, respectively. Current account pledged as loans collateral amounted to Rp378,850 and Rp375,222 as of December 2015 and 2014. There were no saving accounts pledged as collateral as of December 31, 2015 and 2014. PT BANK QNB INDONESIA TBK CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK QNB INDONESIA TBK NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2015 and for the Year Then Ended Expressed in millions of Rupiah, unless otherwise stated 89 18. SIMPANAN DARI NASABAH lanjutan 18. DEPOSITS FROM CUSTOMERS continued Saldo deposito berjangka berdasarkan periodenya: The amount of time deposits based on period: 31 DesemberDecember 31, 2015 31 DesemberDecember 31, 2014 Valuta asing Valuta asing Foreign Foreign Rupiah currencies Total Rupiah currencies Total ≤ 1 bulan 3.714.421 3.673.816 7.388.237 4.353.664 2.174.433 6.528.097 ≤ 1 month 1 - 3 bulan 4.821.729 1.022.679 5.844.408 3.453.641 160.406 3.614.047 1 - 3 months 3 - 6 bulan 794.639 143.550 938.189 738.235 92.492 830.727 3 - 6 months 6 - 12 bulan 61.944 4.221 66.164 55.585 2.502 58.087 6 - 12 months On call 1.665.847 595.312 2.261.159 988.351 996.439 1.984.790 On call Total 11.058.580 5.439.578 16.498.157 9.589.476 3.426.272 13.015.748 Total Informasi mengenai jatuh tempo simpanan dari nasabah diungkapkan pada Catatan 3d. Informasi mengenai klasifikasi dan nilai wajar simpanan dari nasabah diungkapkan pada Catatan 32. Simpanan dari pihak berelasi diungkapkan pada Catatan 34. Information in respect of maturities of deposits from customers is disclosed in Note 3d. Information regarding the classification and fair value of deposits from customers is disclosed in Note 32. Deposits from related parties are disclosed in Note 34. 19. SIMPANAN DARI BANK-BANK LAIN 19. DEPOSITS FROM OTHER BANKS 31 DesemberDecember 31 2015 2014 Rupiah Rupiah Pihak berelasi Related party Giro 616 618 Demand deposits Pihak ketiga Third parties Giro 3.640 2.962 Demand deposits Deposit on call - 2.000 Deposit on call Deposito berjangka 1.500 - Time deposits Interbank call money 375.000 - Interbank call money 380.756 5.580 Valuta asing Foreign currency Pihak berelasi Related party Interbank call money 2.688.075 1.857.750 Interbank call money Pihak ketiga Third parties Interbank call money 110.280 - Interbank call money Total 3.179.111 1.863.330 Total Saldo deposito berjangka, deposit on call dan interbank call money berdasarkan periodenya: The amounts of time deposits, deposit on call and interbank call money based on its period: 31 DesemberDecember 31 2015 2014 ≤ 1 bulan 3.172.805 2.000 ≤ 1 month 1 - 3 bulan 2.051.400 1.857.750 1 - 3 months Total 3.174.855 1.859.750 Total Pada tanggal-tanggal 31 Desember 2015 dan 2014, tidak ada simpanan dari bank-bank lain yang dijadikan jaminan. As of December 31, 2015 and 2014, there were no deposits from other banks pledged as collateral. Informasi mengenai jatuh tempo simpanan dari bank-bank lain diungkapkan pada Catatan 3d. Informasi mengenai klasifikasi dan nilai wajar simpanan dari bank-bank lain diungkapkan pada Catatan 32. Simpanan dari pihak berelasi diungkapkan pada Catatan 34. Information in respect of maturities of deposits from other banks is disclosed in Note 3d. Information regarding the classification and fair value of deposits from other banks is disclosed in Note 32. Deposits from related parties are disclosed in Note 34.