SECURITIES PURCHASED Bank QNB Indonesia Tbk 2015
PT BANK QNB INDONESIA TBK CATATAN ATAS LAPORAN KEUANGAN
Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut
Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain
PT BANK QNB INDONESIA TBK NOTES TO THE FINANCIAL STATEMENTS
As of December 31, 2015 and for the Year Then Ended
Expressed in millions of Rupiah, unless otherwise stated
88
17. LIABILITAS SEGERA lanjutan 17. LIABILITIES
PAYABLE ON
DEMAND continued
Titipan dana nasabah merupakan pengiriman dana transfer dari satu pihak kepada pihak lainnya
melalui Bank sebagai perantara, dimana pada tanggal laporan keuangan, dana tersebut belum
efektif diterima atau dikredit ke rekening penerima dana beneficiary.
Customer fund deposits represents transfer from one party to another through the Bank as an
intermediary, which on the date of the financial statements, the fund has not been effectively
received or credited into the beneficiary’s account.
18. SIMPANAN DARI NASABAH 18. DEPOSITS FROM CUSTOMERS
31 DesemberDecember 31, 2015 Pihak berelasi
Pihak ketiga Related parties
Third parties Total
Rupiah Rupiah
Giro 24.619
1.113.403 1.138.022
Current accounts Tabungan
337 411.713
412.050 Saving accounts
Deposito berjangka Time deposits
dan deposit on call 553.353
10.505.227 11.058.580
and deposit on call Total - Rupiah
578.309 12.030.343
12.608.652 Total - Rupiah
Valuta asing Foreign currencies
Giro 631
460.147 460.778
Current accounts Deposito berjangka
Time deposits dan deposit on call
461.798 4.977.780
5.439.578 and deposit on call
Total - valuta asing 462.429
5.437.927 5.900.356
Total - foreign currencies
Total 1.040.738
17.468.270 18.509.008
Total 31 DesemberDecember 31, 2014
Pihak berelasi Pihak ketiga
Related parties Third parties
Total Rupiah
Rupiah
Giro 32.081
1.178.928 1.211.009
Current accounts Tabungan
2.287 384.644
386.931 Saving accounts
Deposito berjangka Time deposits
dan deposit on call 63.280
9.526.196 9.589.476
and deposit on call Total - Rupiah
97.648 11.089.768
11.187.416 Total - Rupiah
Valuta asing Foreign currencies
Giro 1.546
1.546.476 1.548.022
Current accounts Deposito berjangka
Time deposits dan deposit on call
161.005 3.265.267
3.426.272 and deposit on call
Total - valuta asing 162.551
4.811.743 4.974.294
Total - foreign currencies
Total 260.199
15.901.511 16.161.710
Total
Pada tanggal 31 Desember 2015 dan 2014, jumlah deposito yang dijadikan sebagai jaminan kredit
yang diberikan adalah masing-masing sebesar Rp836.819 dan Rp988.312. Giro yang dijadikan
sebagai jaminan kredit yang diberikan sebesar Rp378.850 dan Rp375.222 pada tanggal 31
Desember 2015 dan 2014. Tidak ada tabungan yang dijadikan jaminan pada tanggal 31 Desember
2015 dan 2014. As of December 31, 2015 and 2014, time deposits
pledged as loans collateral amounted to Rp836,819 and Rp988,312, respectively. Current
account pledged as loans collateral amounted to Rp378,850 and Rp375,222 as of December 2015
and 2014. There were no saving accounts pledged as collateral as of December 31, 2015
and 2014.
PT BANK QNB INDONESIA TBK CATATAN ATAS LAPORAN KEUANGAN
Tanggal 31 Desember 2015 dan untuk Tahun yang Berakhir pada Tanggal Tersebut
Disajikan dalam jutaan Rupiah, kecuali dinyatakan lain
PT BANK QNB INDONESIA TBK NOTES TO THE FINANCIAL STATEMENTS
As of December 31, 2015 and for the Year Then Ended
Expressed in millions of Rupiah, unless otherwise stated
89
18. SIMPANAN DARI NASABAH lanjutan 18. DEPOSITS FROM CUSTOMERS continued
Saldo deposito berjangka berdasarkan periodenya: The amount of time deposits based on period:
31 DesemberDecember 31, 2015 31 DesemberDecember 31, 2014
Valuta asing Valuta asing
Foreign Foreign
Rupiah currencies
Total Rupiah
currencies Total
≤ 1 bulan 3.714.421
3.673.816 7.388.237
4.353.664 2.174.433
6.528.097 ≤ 1 month
1 - 3 bulan 4.821.729
1.022.679 5.844.408
3.453.641 160.406
3.614.047 1 - 3 months
3 - 6 bulan 794.639
143.550 938.189
738.235 92.492
830.727 3 - 6 months
6 - 12 bulan 61.944
4.221 66.164
55.585 2.502
58.087 6 - 12 months
On call 1.665.847
595.312 2.261.159
988.351 996.439
1.984.790 On call
Total 11.058.580
5.439.578 16.498.157
9.589.476 3.426.272
13.015.748 Total
Informasi mengenai jatuh tempo simpanan dari nasabah diungkapkan pada Catatan 3d. Informasi
mengenai klasifikasi dan nilai wajar simpanan dari nasabah diungkapkan pada Catatan 32. Simpanan
dari pihak berelasi diungkapkan pada Catatan 34. Information in respect of maturities of deposits
from customers is disclosed in Note 3d. Information regarding the classification and fair
value of deposits from customers is disclosed in Note 32. Deposits from related parties are
disclosed in Note 34.
19. SIMPANAN DARI BANK-BANK LAIN 19. DEPOSITS FROM OTHER BANKS
31 DesemberDecember 31 2015
2014
Rupiah Rupiah
Pihak berelasi Related party
Giro 616
618 Demand deposits
Pihak ketiga Third parties
Giro 3.640
2.962 Demand deposits
Deposit on call -
2.000 Deposit on call
Deposito berjangka 1.500
- Time deposits
Interbank call money 375.000
- Interbank call money
380.756 5.580
Valuta asing Foreign currency
Pihak berelasi Related party
Interbank call money 2.688.075
1.857.750 Interbank call money
Pihak ketiga Third parties
Interbank call money 110.280
- Interbank call money
Total 3.179.111
1.863.330 Total
Saldo deposito berjangka, deposit on call dan interbank call money berdasarkan periodenya:
The amounts of time deposits, deposit on call and interbank call money based on its period:
31 DesemberDecember 31 2015
2014
≤ 1 bulan 3.172.805
2.000 ≤ 1 month
1 - 3 bulan 2.051.400
1.857.750 1 - 3 months
Total 3.174.855
1.859.750 Total
Pada tanggal-tanggal 31 Desember 2015 dan 2014, tidak ada simpanan dari bank-bank lain yang
dijadikan jaminan. As of December 31, 2015 and 2014, there were
no deposits from other banks pledged as collateral.
Informasi mengenai jatuh tempo simpanan dari bank-bank lain diungkapkan pada Catatan 3d.
Informasi mengenai klasifikasi dan nilai wajar simpanan dari bank-bank lain diungkapkan pada
Catatan 32. Simpanan dari pihak berelasi diungkapkan pada Catatan 34.
Information in respect of maturities of deposits from other banks is disclosed in Note 3d.
Information regarding the classification and fair value of deposits from other banks is disclosed in
Note 32. Deposits from related parties are disclosed in Note 34.