111
Tahun Periode
Angsuran Pokok
Angsuran Bunga Total
Angsuran Saldo Awal
Saldo Akhir
Bulan 45
15.996.782 3.035.123
19.031.904 255.948.504
239.951.723 Bulan
46 15.996.782
2.845.428 18.842.209
239.951.723 223.954.941
Bulan 47
15.996.782 2.655.732
18.652.514 223.954.941
207.958.160 Bulan
48 15.996.782
2.466.037 18.462.819
207.958.160 191.961.378
Bulan 49
15.996.782 2.276.342
18.273.124 191.961.378
175.964.597 Bulan
50 15.996.782
2.086.647 18.083.428
175.964.597 159.967.815
Bulan 51
15.996.782 1.896.952
17.893.733 159.967.815
143.971.034 Bulan
52 15.996.782
1.707.257 17.704.038
143.971.034 127.974.252
Bulan 53
15.996.782 1.517.561
17.514.343 127.974.252
111.977.471 Bulan
54 15.996.782
1.327.866 17.324.648
111.977.471 95.980.689
Bulan 55
15.996.782 1.138.171
17.134.953 95.980.689
79.983.908 Bulan
56 15.996.782
948.476 16.945.257
79.983.908 63.987.126
Bulan 57
15.996.782 758.781
16.755.562 63.987.126
47.990.345 Bulan
58 15.996.782
569.086 16.565.867
47.990.345 31.993.563
Bulan 59
15.996.782 379.390
16.376.172 31.993.563
15.996.782 Bulan
60 15.996.782
189.695 16.186.477
15.996.782
B. Perhitungan Angsuran Kredit Modal Kerja
Jumlah Kredit 1.438.906.103
Jangka waktu kredit 5 tahun
Bunga per tahun 15,07
Bunga per 5 tahun 75,35
Jumlah angsuran 60 bulan
Sistem Perhit. Bunga 2 = 1 = Flat. 2 = Menurun.
Tahun Periode
Angsuran Pokok
Angsuran Bunga Total
Angsuran Saldo Awal
Saldo Akhir Tahun 0
1.438.906.103 1.438.906.103
Bulan 1
23.981.768 18.070.262
42.052.031 1.438.906.103
1.414.924.335 Bulan
2 23.981.768
17.769.091 41.750.860
1.414.924.335 1.390.942.566
Bulan 3
23.981.768 17.467.920
41.449.689 1.390.942.566
1.366.960.798 Bulan
4 23.981.768
17.166.749 41.148.518
1.366.960.798 1.342.979.030
Bulan 5
23.981.768 16.865.578
40.847.347 1.342.979.030
1.318.997.261 Bulan
6 23.981.768
16.564.407 40.546.176
1.318.997.261 1.295.015.493
Bulan 7
23.981.768 16.263.236
40.245.005 1.295.015.493
1.271.033.725 Bulan
8 23.981.768
15.962.065 39.943.834
1.271.033.725 1.247.051.956
Bulan 9
23.981.768 15.660.894
39.642.663 1.247.051.956
1.223.070.188 Bulan
10 23.981.768
15.359.723 39.341.491
1.223.070.188 1.199.088.419
Bulan 11
23.981.768 15.058.552
39.040.320 1.199.088.419
1.175.106.651 Bulan
12 23.981.768
14.757.381 38.739.149
1.175.106.651 1.151.124.883
Bulan 13
23.981.768 14.456.210
38.437.978 1.151.124.883
1.127.143.114 Bulan
14 23.981.768
14.155.039 38.136.807
1.127.143.114 1.103.161.346
Bulan 15
23.981.768 13.853.868
37.835.636 1.103.161.346
1.079.179.577 Bulan
16 23.981.768
13.552.697 37.534.465
1.079.179.577 1.055.197.809
Bulan 17
23.981.768 13.251.526
37.233.294 1.055.197.809
1.031.216.041 Bulan
18 23.981.768
12.950.355 36.932.123
1.031.216.041 1.007.234.272
Bulan 19
23.981.768 12.649.184
36.630.952 1.007.234.272
983.252.504 Bulan
20 23.981.768
12.348.013 36.329.781
983.252.504 959.270.735
Bulan 21
23.981.768 12.046.842
36.028.610 959.270.735
935.288.967 Bulan
22 23.981.768
11.745.671 35.727.439
935.288.967 911.307.199
Bulan 23
23.981.768 11.444.500
35.426.268 911.307.199
887.325.430 Bulan
24 23.981.768
11.143.329 35.125.097
887.325.430 863.343.662
Bulan 25
23.981.768 10.842.157
34.823.926 863.343.662
839.361.894 Bulan
26 23.981.768
10.540.986 34.522.755
839.361.894 815.380.125
Bulan 27
23.981.768 10.239.815
34.221.584 815.380.125
791.398.357
112
Tahun Periode
Angsuran Pokok
Angsuran Bunga Total
Angsuran Saldo Awal
Saldo Akhir
Bulan 28
23.981.768 9.938.644
33.920.413 791.398.357
767.416.588 Bulan
29 23.981.768
9.637.473 33.619.242
767.416.588 743.434.820
Bulan 30
23.981.768 9.336.302
33.318.071 743.434.820
719.453.052 Bulan
31 23.981.768
9.035.131 33.016.900
719.453.052 695.471.283
Bulan 32
23.981.768 8.733.960
32.715.729 695.471.283
671.489.515 Bulan
33 23.981.768
8.432.789 32.414.558
671.489.515 647.507.746
Bulan 34
23.981.768 8.131.618
32.113.387 647.507.746
623.525.978 Bulan
35 23.981.768
7.830.447 31.812.215
623.525.978 599.544.210
Bulan 36
23.981.768 7.529.276
31.511.044 599.544.210
575.562.441 Bulan
37 23.981.768
7.228.105 31.209.873
575.562.441 551.580.673
Bulan 38
23.981.768 6.926.934
30.908.702 551.580.673
527.598.905 Bulan
39 23.981.768
6.625.763 30.607.531
527.598.905 503.617.136
Bulan 40
23.981.768 6.324.592
30.306.360 503.617.136
479.635.368 Bulan
41 23.981.768
6.023.421 30.005.189
479.635.368 455.653.599
Bulan 42
23.981.768 5.722.250
29.704.018 455.653.599
431.671.831 Bulan
43 23.981.768
5.421.079 29.402.847
431.671.831 407.690.063
Bulan 44
23.981.768 5.119.908
29.101.676 407.690.063
383.708.294 Bulan
45 23.981.768
4.818.737 28.800.505
383.708.294 359.726.526
Bulan 46
23.981.768 4.517.566
28.499.334 359.726.526
335.744.757 Bulan
47 23.981.768
4.216.395 28.198.163
335.744.757 311.762.989
Bulan 48
23.981.768 3.915.224
27.896.992 311.762.989
287.781.221 Bulan
49 23.981.768
3.614.052 27.595.821
287.781.221 263.799.452
Bulan 50
23.981.768 3.312.881
27.294.650 263.799.452
239.817.684 Bulan
51 23.981.768
3.011.710 26.993.479
239.817.684 215.835.915
Bulan 52
23.981.768 2.710.539
26.692.308 215.835.915
191.854.147 Bulan
53 23.981.768
2.409.368 26.391.137
191.854.147 167.872.379
Bulan 54
23.981.768 2.108.197
26.089.966 167.872.379
143.890.610 Bulan
55 23.981.768
1.807.026 25.788.795
143.890.610 119.908.842
Bulan 56
23.981.768 1.505.855
25.487.624 119.908.842
95.927.074 Bulan
57 23.981.768
1.204.684 25.186.453
95.927.074 71.945.305
Bulan 58
23.981.768 903.513
24.885.282 71.945.305
47.963.537 Bulan
59 23.981.768
602.342 24.584.110
47.963.537 23.981.768
Bulan 60
23.981.768 301.171
24.282.939 23.981.768
C. Jumlah Pembayaran Angsuran Kredit Investasi dan Modal Kerja Periode
Tahun Angsuran
Pokok Angsuran
Bunga Total
Angsuran Saldo Awal
Saldo Akhir
Tahun 2.398.712.994
2.398.712.994 Tahun
1 479.742.599
321.026.501 800.769.099
2.398.712.994 1.918.970.395
Tahun 2
479.742.599 250.341.767
730.084.365 1.918.970.395
1.439.227.797 Tahun
3 479.742.599
179.657.032 659.399.631
1.439.227.797 959.485.198
Tahun 4
479.742.599 108.972.298
588.714.897 959.485.198
479.742.599 Tahun
5 479.742.599
38.287.564 518.030.163
479.742.599
