Infrastruktur Jalan di Daerah Sentra Produksi Kelapa Persaingan Komoditi Perkebunan di Daerah Sentra Produksi Kelapa
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Lampiran 4: Sumber Dana untuk Investasi dan Modal Kerja Sebulan No
Rincian Biaya Proyek Total Biaya
I 1. Kebutuhan Modal Investasi
2.742.305.403 2. Dana investasi yang bersumber dari
a. Kredit 35 959.806.891
b. Dana sendiri 65 1.782.498.512
II 1. Kebutuhan Modal Kerja
4.111.160.295 2. Dana modal kerja yang bersumber dari
a. Kredit 35 1.438.906.103
b. Dana sendiri 65 2.672.254.192
III Total dana proyek yang bersumber dari
a. Kredit 2.398.712.994
b. Dana sendiri 4.454.752.704
Jumlah dana proyek
6.853.465.698
109
Lampiran 5: Pendapatan Operasional Usaha Pengolahan Minyak Kelapa CCO
No Uraian
Satuan Harga
Jumlahhari Jmlbln
Jmlthn
A Jenis produk
1. Minyak kg
13.642 341.055
4.092.660 2. Bungkil
kg 10.611
265.265 3.183.180
B Penjualan
1. Minyak Rp
11.500 156.885.300
3.922.132.500 47.065.590.000
2. Bungkil Rp
1.750 18.568.550
464.213.750 5.570.565.000
Jumlah 175.453.850
4.386.346.250 52.636.155.000
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Lampiran 6. Perhitungan Angsuran Kredit dan Modal Kerja Usaha Pengolahan Minyak Kelapa CC A. Perhitungan Angsuran Kredit Investasi
Jumlah Kredit 959.806.891
Jangka waktu kredit 5 tahun
Bunga per tahun 14,23
Bunga per 5 tahun 71,15
Jumlah angsuran 60 bulan
Sistem Perhit. Bunga 2 = 1 = Flat. 2 = Menurun.
Tahun Periode
Angsuran Pokok
Angsuran Bunga Total
Angsuran Saldo Awal
Saldo Akhir Tahun 0
959.806.891 959.806.891
Bulan 1
15.996.782 11.381.710
27.378.492 959.806.891
943.810.110 Bulan
2 15.996.782
11.192.015 27.188.796
943.810.110 927.813.328
Bulan 3
15.996.782 11.002.320
26.999.101 927.813.328
911.816.546 Bulan
4 15.996.782
10.812.625 26.809.406
911.816.546 895.819.765
Bulan 5
15.996.782 10.622.929
26.619.711 895.819.765
879.822.983 Bulan
6 15.996.782
10.433.234 26.430.016
879.822.983 863.826.202
Bulan 7
15.996.782 10.243.539
26.240.321 863.826.202
847.829.420 Bulan
8 15.996.782
10.053.844 26.050.625
847.829.420 831.832.639
Bulan 9
15.996.782 9.864.149
25.860.930 831.832.639
815.835.857 Bulan
10 15.996.782
9.674.454 25.671.235
815.835.857 799.839.076
Bulan 11
15.996.782 9.484.758
25.481.540 799.839.076
783.842.294 Bulan
12 15.996.782
9.295.063 25.291.845
783.842.294 767.845.513
Bulan 13
15.996.782 9.105.368
25.102.150 767.845.513
751.848.731 Bulan
14 15.996.782
8.915.673 24.912.454
751.848.731 735.851.950
Bulan 15
15.996.782 8.725.978
24.722.759 735.851.950
719.855.168 Bulan
16 15.996.782
8.536.283 24.533.064
719.855.168 703.858.387
Bulan 17
15.996.782 8.346.587
24.343.369 703.858.387
687.861.605 Bulan
18 15.996.782
8.156.892 24.153.674
687.861.605 671.864.824
Bulan 19
15.996.782 7.967.197
23.963.979 671.864.824
655.868.042 Bulan
20 15.996.782
7.777.502 23.774.283
655.868.042 639.871.261
Bulan 21
15.996.782 7.587.807
23.584.588 639.871.261
623.874.479 Bulan
22 15.996.782
7.398.112 23.394.893
623.874.479 607.877.698
Bulan 23
15.996.782 7.208.416
23.205.198 607.877.698
591.880.916 Bulan
24 15.996.782
7.018.721 23.015.503
591.880.916 575.884.135
Bulan 25
15.996.782 6.829.026
22.825.808 575.884.135
559.887.353 Bulan
26 15.996.782
6.639.331 22.636.112
559.887.353 543.890.572
Bulan 27
15.996.782 6.449.636
22.446.417 543.890.572
527.893.790 Bulan
28 15.996.782
6.259.941 22.256.722
527.893.790 511.897.009
Bulan 29
15.996.782 6.070.245
22.067.027 511.897.009
495.900.227 Bulan
30 15.996.782
5.880.550 21.877.332
495.900.227 479.903.446
Bulan 31
15.996.782 5.690.855
21.687.637 479.903.446
463.906.664 Bulan
32 15.996.782
5.501.160 21.497.941
463.906.664 447.909.882
Bulan 33
15.996.782 5.311.465
21.308.246 447.909.882
431.913.101 Bulan
34 15.996.782
5.121.770 21.118.551
431.913.101 415.916.319
Bulan 35
15.996.782 4.932.074
20.928.856 415.916.319
399.919.538 Bulan
36 15.996.782
4.742.379 20.739.161
399.919.538 383.922.756
Bulan 37
15.996.782 4.552.684
20.549.466 383.922.756
367.925.975 Bulan
38 15.996.782
4.362.989 20.359.770
367.925.975 351.929.193
Bulan 39
15.996.782 4.173.294
20.170.075 351.929.193
335.932.412 Bulan
40 15.996.782
3.983.599 19.980.380
335.932.412 319.935.630
Bulan 41
15.996.782 3.793.903
19.790.685 319.935.630
303.938.849 Bulan
42 15.996.782
3.604.208 19.600.990
303.938.849 287.942.067
Bulan 43
15.996.782 3.414.513
19.411.295 287.942.067
271.945.286 Bulan
44 15.996.782
3.224.818 19.221.599
271.945.286 255.948.504
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Tahun Periode
Angsuran Pokok
Angsuran Bunga Total
Angsuran Saldo Awal
Saldo Akhir
Bulan 45
15.996.782 3.035.123
19.031.904 255.948.504
239.951.723 Bulan
46 15.996.782
2.845.428 18.842.209
239.951.723 223.954.941
Bulan 47
15.996.782 2.655.732
18.652.514 223.954.941
207.958.160 Bulan
48 15.996.782
2.466.037 18.462.819
207.958.160 191.961.378
Bulan 49
15.996.782 2.276.342
18.273.124 191.961.378
175.964.597 Bulan
50 15.996.782
2.086.647 18.083.428
175.964.597 159.967.815
Bulan 51
15.996.782 1.896.952
17.893.733 159.967.815
143.971.034 Bulan
52 15.996.782
1.707.257 17.704.038
143.971.034 127.974.252
Bulan 53
15.996.782 1.517.561
17.514.343 127.974.252
111.977.471 Bulan
54 15.996.782
1.327.866 17.324.648
111.977.471 95.980.689
Bulan 55
15.996.782 1.138.171
17.134.953 95.980.689
79.983.908 Bulan
56 15.996.782
948.476 16.945.257
79.983.908 63.987.126
Bulan 57
15.996.782 758.781
16.755.562 63.987.126
47.990.345 Bulan
58 15.996.782
569.086 16.565.867
47.990.345 31.993.563
Bulan 59
15.996.782 379.390
16.376.172 31.993.563
15.996.782 Bulan
60 15.996.782
189.695 16.186.477
15.996.782