PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk
DAN ENTITAS ANAK AND ITS SUBSIDIARY
CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL
KONSOLIDASIAN Lanjutan STATEMENTS Continued
Untuk tahun-tahun yang berakhir For the years ended
31 Desember 2015 dan 2014 December 31, 2015 and 2014
Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated
41. INFORMASI SEGMEN Lanjutan
41. SEGMENT INFORMATION Continued
a. Segmen Geografis lanjutan a. Geographical Segment continued
2015 2015
Pendapatan premi Premium income
Premi bruto Gross premiums
Premi reasuransi Reinsurance premium
Perubahan bersih Net change in
liabilitas premi premium liabilities
Jumlah pendapatan Total premiums
premi income
Beban underwriting Underwriting expenses
Beban klaim Claim expenses
Klaim bruto Gross claims
Klaim reasuransi Reinsurance claims
Perubahan bersih Net change in estimated
estimasi liabilitas klaim claim liabilities
Jumlah beban klaim Total claim expenses
Beban komisi - bersih Commission expense-net
Beban underwriting Other underwriting
lainnya expenses
Jumlah beban Total underwriting
underwriting expenses
Hasil underwriting Underwriting income
2014 2014
Aset Assets
Kas dan setara kas
Cash and cash equivalents
Investasi Investments
Piutang premi Premium receivables
Piutang reasuransi Reinsurance receivables
Aset reasuransi Reinsurance assets
Biaya dibayar dimuka Prepaid expenses
Pajak dibayar dimuka Prepaid taxes
Aset tetap-bersih Fixed assets-net
Aset yang tidak dapat dialokasikan
Unallocated assets
Jumlah aset Total assets
Liabilitas Liabilities
Utang klaim Claim payables
Utang reasuransi Reinsurance payables
Liabilitas kontrak Insurance contract
asuransi liabilities
Utang komisi Commission payables
Utang pajak Taxes payable
Biaya dibayar di muka Accrued expenses
Liabilitas yang tidak Unallocated
dapat dialokasikan liabilities
Jumlah liabilitas Total liabilities
dalam jutaan Rupiah in millions Rupiah Sumatera
Jumlah dan Batam
Jawa Kalimantan
Sulawesi Bali
Jabodetabek Total
- 18.694
2.573.202 924.095
4.955 78.702
214.954 3
3.424 2.996
175 23.769
59.463 156.627
131.524 25.047
7 7.560
37.673 23.033
11.606 10.262
8.556 2.683.027
712
419 86
1.030.655 1.034.077
3.589 628
14.934 13.342
366.694 708.168
58.086 56.032
9.237 7.942
97.679 -
4 5.675
2.802 6.028
721 73.526
130.357
- -
351 238.529
247.022 37.331
2.174
444 2.091
2.209 6.585
214.760
173 116.417
106.442 181
12 18
47
35
- 9.210
22.636 536.230
1.116.187
3.718 832
58 153.126
122.687 26.064
12.716 13.337
45.886
372.669 700.599
18.209 29.562
2.311
13.097 23.790
6.561 -
- 2.209
514 -
8.870 10.270
768 2.269
466
2.866 11.551
4.321 90.122
192.092 187.559
34.465 22.888
973
4.252 175.913
18.315 446.108
1.132 16.779
26.281 668.560
1.376.099 27.190
5.419 58.804
129.555 2.924
- 297
238 67
4.131
364.316 402
3.978 313.318
30.464 4.754
672 334
218.968
253 38.936
- -
2.793
- -
- -
381 1.179.527
1.179.527
253 51.187
50.820 35.250
603.944 1.467.620
3.283
323.167 249
51 461
4.843
-
54 39
- -
- -
- -
- -
509 197
65.761
5.117 238
6.351 1.433
11.837 5.135
49.160 12.022
19.474
- -
496 90
388
3.945 34.439
283.928 307.048
44.396
715 -
357.746 49.659
4.376
34.103 568.591
1.372.577 4.054
1.878 5.804
862 596
303 14.589
22.282
81
PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk
DAN ENTITAS ANAK AND ITS SUBSIDIARY
CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL
KONSOLIDASIAN Lanjutan STATEMENTS Continued
Untuk tahun-tahun yang berakhir For the years ended
31 Desember 2015 dan 2014 December 31, 2015 and 2014
Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated
41. INFORMASI SEGMEN Lanjutan
41. SEGMENT INFORMATION Continued
a. Segmen Geografis lanjutan a. Geographical Segment continued
2014 2014
Pendapatan premi Premium income
Premi bruto Gross premiums
Premi reasuransi Reinsurance premium
Perubahan bersih Net change in
liabilitas premi premium liabilities
Jumlah pendapatan Total premiums
premi income
Beban underwriting Underwriting expenses
Beban klaim Claim expenses
Klaim bruto Gross claims
Klaim reasuransi Reinsurance claims
Perubahan bersih Net change in
estimasi liabilitas estimated claim
klaim liabilities
Jumlah beban klaim Total claim expenses
Beban komisi - bersih Commission expense-net
Beban underwriting Other underwriting
lainnya expenses
Jumlah beban Total underwriting
underwriting expenses
Hasil underwriting Underwriting income
b. Segmen Usaha b. Business Segment
2015 2015
Pendapatan premi Premium income
Premi bruto Gross premiums
Premi reasuransi Reinsurance premium
Perubahan bersih Net change in
liabilitas premi premium liabilities
Jumlah pendapatan premi Total premiums income
Beban underwriting Underwriting expenses
Beban klaim Claim expenses
Klaim bruto Gross claims
Klaim reasuransi Reinsurance claims
Perubahan bersih Net change in estimated
estimasi liabilitas klaim claim liabilities
Jumlah beban klaim Total claim expenses
Beban komisi – bersih Commission expense-net
Beban underwriting lainnya Other underwriting expense
Jumlah beban underwriting Total underwriting expenses
Hasil underwriting Underwriting income
417 214.954
- 665
- 308
- 973
17.473 680.254
1.256 225.153
41 924.095
532 162.386
1.920 28.028
289 192.092
8.020 301
16.780 18.003
493.665 750
195.374 376
708.168 18.067
478.732 38
203.529 233
700.599 4.195
5.123 32.967
108 130.357
16.941 842.640
3.177 253.181
248 400
135 158
9.211 4.131
20.056 312
530 185.924
506 29.471
1.116.187 44.753
dalam jutaan Rupiah in millions Rupiah
Kecelakaan Kendaraan
Pengangkutan kesehatan
Kebakaran bermotor
Marine Accident
Aneka
1.045 2.134
363.645 1.925
88.225 208.708
177.719
55.984 1.025.352
5.080 287.193
2.490 9.145
1.292.992
129.555 32.726
91.621 2.029
6.317 91.091
126 72.045
198.163
449.972 29.592
25.361 52.088
8.244 12.178
9.282 9.277
27.054 126.858
646.712 7.404
632.417 35.398
46.973 2.977
4.556 6.200
20.929 183.347
148.153 846.980
8.347 37.836
1.027.048 Jawa
Kalimantan Sulawesi
37.283 43.454
599.919
3.256 200.241
24.270
- 7.090
41.932 34.331
78.958 290.668
2.410 3.861
281.389
20.293 376.534
8.423 5.690
101.097 20.448
12.497 7.073
522.886
56.263 46.597
127.969 99.393
33.107 dalam jutaan Rupiah in millions Rupiah
Jumlah dan Batam
2.145 Sumatera
21.524 11.539
12.759
226 459
706 1.347
271 958
976 46
1.393 2.107
14.988 72.914
180.067 1
9 21
Fire Vehicle
Cargo Health
Miscellaneous Total
1.376.099 Bali
Jabodetabek Total
82