SHARE CAPITAL Continued Asuransi Bina Dana Arta Tbk 2015

PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL KONSOLIDASIAN Lanjutan STATEMENTS Continued Untuk tahun-tahun yang berakhir For the years ended 31 Desember 2015 dan 2014 December 31, 2015 and 2014 Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated

31. HASIL INVESTASI Lanjutan

31. INVESTMENT INCOME Continued

Pihak ketiga Third parties Laba penjualan efek Gain on sale of marketable securities Bunga deposito Interest of time deposit Bunga obligasi Interest of bond Laba penilaian properti investasi Gain on valuation of investment property pada nilai wajar catatan 8 on fair value measurements note 8 Dividen Dividend Laba selisih kurs atas Gain on foreign investasi exchanges investments Pendapatan sewa Rent income Laba kenaikan nilai saham Gain on increase of shares value Labarugi penurunan nilai aset bersih Gainloss on decrease of net asset value unit penyertaan reksa dana of mutual funds Jumlah hasil investasi Total investment income 32. PENGHASILAN LAIN-LAIN - BERSIH 32. OTHER INCOME - NET Jasa giro Interest from current account Laba bersih selisih kurs Net gain from foreign exchanges Laba penjualan aset tetap catatan 15 Gain on sale of fixed assets note 15 Pendapatan sewa lain - pihak berelasi Other rent income - related parties Pendapatan lainnya-bersih Other income–net 33. KLAIM BRUTO 33. GROSS CLAIMS Kendaraan bermotor Motor vehicles Kecelakaan Kesehatan Accident Health Kebakaran Fire Pengangkutan Marine cargo Aneka Miscellaneous 6.653.031 249.118.577 268.832 2015 233.066 411.035.852 18.066.639 102.400 12.219.633 723.294 40.187 Pada tanggal 31 Desember 2015 dan 2014, hasil investasi atas unit bisnis Syariah masing-masing sebesar Rp 1.876.943 dan Rp 1.989.257. 2014 352.109 85.706.062 145.618.489 8.409.515 2014 4.862.255 - 29.210.720 700.598.905 As of December 31, 2015 and 2014, investment income in Sharia Unit amounted to Rp 1,876,943 and Rp 1,989,257, respectively. 5.092.004 39.375 6.165.682 23.769.861 2015 Pada tanggal 31 Desember 2015 dan 2014, penghasilan lain-lain- bersih atas unit bisnis Syariah masing-masing sebesar Rp 18.017 dan Rp 49.285. 2015 As of December 31, 2015 and 2014, other income-net in Sharia Unit amounted to Rp 18,017 and Rp 49,285, respectively. 135.330.359 203.528.821 945.981 2.365.352 772.200 5.638.000 68.158.358 27.873.754 133.939.749 1.662.821 4.467.834 206.621.207 478.732.693 2.352.204 187.674 632.416.569 807.506 822.621 2014 256.557.940 1.355.000 - 37.686 172.599 2.157.896 74 PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL KONSOLIDASIAN Lanjutan STATEMENTS Continued Untuk tahun-tahun yang berakhir For the years ended 31 Desember 2015 dan 2014 December 31, 2015 and 2014 Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated

33. KLAIM BRUTO Lanjutan

33. GROSS CLAIMS Continued

Pihak berelasi catatan 38 Related parties note 38 Pihak ketiga Third parties 34. KLAIM REASURANSI 34. REINSURANCE CLAIMS Kendaraan bermotor Motor vehicles Kebakaran Fire Kecelakaan Kesehatan Accident Health Pengangkutan Marine cargo Aneka Miscellaneous Pihak berelasi catatan 38 Related parties note 38 Pihak ketiga Third parties 35. BEBAN KOMISI-BERSIH 35. COMMISSION EXPENSES-NET a. Komisi dibayar a. Commission paid Kendaraan bermotor Motor vehicles Kecelakaan Kesehatan Accident Health Kebakaran Fire Pengangkutan Marine cargo Aneka Miscellaneous b. Komisi diterima b. Commission received Kebakaran Fire Kendaraan bermotor Motor vehicles Kecelakaan Kesehatan Accident Health Pengangkutan Marine cargo Aneka Miscellaneous Beban komisi – bersih Commission expenses – net 198.162.898 214.954.100 Reinsurance claim is classified as follow: 4.730.295 2015 624.902.997 189.124.338 - 632.416.569 Klaim reasuransi berdasarkan pihak-pihak yang bertransaksi: 29.725.498 4.428.505 191.854 522.200 12.759.453 134.817 2015 695.868.610 Gross claim is classified as follow: Klaim bruto berdasarkan pihak-pihak yang bertransaksi: 2014 7.977.320 4.861.766 157.985 3.200.368 7.673.588 174.103.365 686.619 7.513.572 600.070 183.000 4.194.771 11.744.302 254.550 15.726 12.567.599 9.211.345 57.796 2.550.274 187.081 52.805 2014 2014 26.170.824 206.140.218 6.874.478 226.698.402 2015 37.089 7.143.366 700.598.905 400.000 9.211.345 71.408 5.123.772 1.361.586 2014 9.211.345 5.108.002 325.395 2015 12.759.453 75