PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk
DAN ENTITAS ANAK AND ITS SUBSIDIARY
CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL
KONSOLIDASIAN Lanjutan STATEMENTS Continued
Untuk tahun-tahun yang berakhir For the years ended
31 Desember 2015 dan 2014 December 31, 2015 and 2014
Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated
40. PERIKATAN Lanjutan
40. COMMITMENTS Continued
41. SEGMEN OPERASI 41. OPERATING SEGMENT
a. Segmen Geografis a. Geographical Segment
2015 2015
Aset Assets
Kas dan setara kas
Cash and cash equivalents
Investasi Investments
Piutang premi Premium receivables
Piutang reasuransi Reinsurance receivables
Aset reasuransi Reinsurance assets
Biaya dibayar dimuka Prepaid expenses
Pajak dibayar dimuka Prepaid taxes
Aset tetap-bersih Fixed assets-net
Aset yang tidak dapat dialokasikan
Unallocated assets
Jumlah aset Total assets
Liabilitas Liabilities
Utang klaim Claim payables
Utang reasuransi Reinsurance payables
Liabilitas kontrak Insurance contract
asuransi liabilities
Utang komisi Commission payables
Utang pajak Taxes payable
Biaya dibayar di muka Accrued expenses
Liabilitas yang tidak Unallocated
dapat dialokasikan liabilities
Jumlah liabilitas Total liabilities
425 425
493 157
44.972 52.035
55.990 36.331
683.363 1.625.206
- -
- 1.827
Total
Pada tanggal 28 September 2015, dengan Perjanjian sewa menyewa No.
PKS NON
INS015ABDA-MAAIX2015, Perusahaan
mengikat perjanjian sewa ruang kantor dengan PT Mapfre Abda Assistance untuk periode 36 bulan mulai dari tanggal
21 September 2015 sampai dengan 21 September 2018. On September 28, 2015, by rent agreement No. PKS NON
INS015ABDA-MAAIX2015, binding
the Companys
office space lease agreement with PT Mapfre Abda Assistance for a
period of 36 months starting from September 21, 2015 to September 21, 2018.
Jumlah pendapatan sewa lain untuk tahun 2015 sebesar Rp 39.375. Total other rent income for 2015 amounting to Rp 39,375.
dalam jutaan Rupiah in millions Rupiah Sumatera
Jumlah dan Batam
Jawa Kalimantan
1.243.839 1.243.839
- 1.694
320.206
715 72
478 30.837
287 4.850
5.326 35
3.787 3.787
1.980 125
267 42
347.276 405.239
Jabodetabek 122
1.067.335 1.071.101
19.023
5.317 66.125
97.524 357.059
1.167
7.596
314 75
3.545 5.242
337.897 396.561
-
62 26
4.531 5.215
- -
- 1.520.770
12.266 23.707
633 605
70 -
719 4.211
2.742.921 2.846.760
11.170 5.833
6.165 2.914
7.926 12.381
Total investment income from investment property for 2015 and
2014, each
amounting to
Rp 772,200
and Rp 723,294.
38.593 104
- -
Jumlah pendapatan investasi dari properti investasi untuk tahun 2015
dan 2014,
masing-masing sebesar
Rp 772.200
dan Rp 723.294.
8.800
3.609 2.480
301 164
437 -
-
36.786 23.517
8.742 6.039
50.907 55.378
35.315 644.712
- -
- -
- -
17.884 24.875
20.829 -
913 26
126 -
- 39
721 Sulawesi
Bali
451 3.196
5.228 1.243
299 1.634
2.121
80
PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk
DAN ENTITAS ANAK AND ITS SUBSIDIARY
CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL
KONSOLIDASIAN Lanjutan STATEMENTS Continued
Untuk tahun-tahun yang berakhir For the years ended
31 Desember 2015 dan 2014 December 31, 2015 and 2014
Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated
41. INFORMASI SEGMEN Lanjutan
41. SEGMENT INFORMATION Continued
a. Segmen Geografis lanjutan a. Geographical Segment continued
2015 2015
Pendapatan premi Premium income
Premi bruto Gross premiums
Premi reasuransi Reinsurance premium
Perubahan bersih Net change in
liabilitas premi premium liabilities
Jumlah pendapatan Total premiums
premi income
Beban underwriting Underwriting expenses
Beban klaim Claim expenses
Klaim bruto Gross claims
Klaim reasuransi Reinsurance claims
Perubahan bersih Net change in estimated
estimasi liabilitas klaim claim liabilities
Jumlah beban klaim Total claim expenses
Beban komisi - bersih Commission expense-net
Beban underwriting Other underwriting
lainnya expenses
Jumlah beban Total underwriting
underwriting expenses
Hasil underwriting Underwriting income
2014 2014
Aset Assets
Kas dan setara kas
Cash and cash equivalents
Investasi Investments
Piutang premi Premium receivables
Piutang reasuransi Reinsurance receivables
Aset reasuransi Reinsurance assets
Biaya dibayar dimuka Prepaid expenses
Pajak dibayar dimuka Prepaid taxes
Aset tetap-bersih Fixed assets-net
Aset yang tidak dapat dialokasikan
Unallocated assets
Jumlah aset Total assets
Liabilitas Liabilities
Utang klaim Claim payables
Utang reasuransi Reinsurance payables
Liabilitas kontrak Insurance contract
asuransi liabilities
Utang komisi Commission payables
Utang pajak Taxes payable
Biaya dibayar di muka Accrued expenses
Liabilitas yang tidak Unallocated
dapat dialokasikan liabilities
Jumlah liabilitas Total liabilities
dalam jutaan Rupiah in millions Rupiah Sumatera
Jumlah dan Batam
Jawa Kalimantan
Sulawesi Bali
Jabodetabek Total
- 18.694
2.573.202 924.095
4.955 78.702
214.954 3
3.424 2.996
175 23.769
59.463 156.627
131.524 25.047
7 7.560
37.673 23.033
11.606 10.262
8.556 2.683.027
712
419 86
1.030.655 1.034.077
3.589 628
14.934 13.342
366.694 708.168
58.086 56.032
9.237 7.942
97.679 -
4 5.675
2.802 6.028
721 73.526
130.357
- -
351 238.529
247.022 37.331
2.174
444 2.091
2.209 6.585
214.760
173 116.417
106.442 181
12 18
47
35
- 9.210
22.636 536.230
1.116.187
3.718 832
58 153.126
122.687 26.064
12.716 13.337
45.886
372.669 700.599
18.209 29.562
2.311
13.097 23.790
6.561 -
- 2.209
514 -
8.870 10.270
768 2.269
466
2.866 11.551
4.321 90.122
192.092 187.559
34.465 22.888
973
4.252 175.913
18.315 446.108
1.132 16.779
26.281 668.560
1.376.099 27.190
5.419 58.804
129.555 2.924
- 297
238 67
4.131
364.316 402
3.978 313.318
30.464 4.754
672 334
218.968
253 38.936
- -
2.793
- -
- -
381 1.179.527
1.179.527
253 51.187
50.820 35.250
603.944 1.467.620
3.283
323.167 249
51 461
4.843
-
54 39
- -
- -
- -
- -
509 197
65.761
5.117 238
6.351 1.433
11.837 5.135
49.160 12.022
19.474
- -
496 90
388
3.945 34.439
283.928 307.048
44.396
715 -
357.746 49.659
4.376
34.103 568.591
1.372.577 4.054
1.878 5.804
862 596
303 14.589
22.282
81