ASET REASURANSI REINSURANCE ASSETS
17. UTANG KLAIM Lanjutan
17. CLAIM PAYABLES Continued
Utang klaim berdasarkan mata uang adalah sebagai berikut: Dalam mata uang Rupiah In Rupiah Currency Dalam mata uang Dolar AS In US Dollar Currency 18. UTANG REASURANSI 18. REINSURANCE PAYABLES Pihak berelasi catatan 38 Related party note 38 PT Maskapai Reasuransi Indonesia Tbk PT Maskapai Reasuransi Indonesia Tbk Pihak ketiga Third parties PT Reasuransi Nasional Indonesia PT Reasuransi Nasional Indonesia PT Maskapai Reasuransi Indonesia Tbk PT Maskapai Reasuransi Indonesia Tbk PT Reasuransi Internasional Indonesia PT Reasuransi Internasional Indonesia PT Tugu Reasuransi Indonesia PT Tugu Reasuransi Indonesia Asia Reinsurance Brokers Pte Ltd Asia Reinsurance Brokers Pte Ltd Pana Harrison Reinsurance Brokers Pana Harrison Reinsurance Brokers Lainnya di bawah Rp 500 juta Others below Rp 500 million Jumlah utang reasuransi Total reinsurance payables Tahun 2015, Perusahaan bukan merupakan pihak berelasi In 2015, The Company is not related party Dalam mata uang Rupiah In Rupiah Currency Dalam mata uang Dolar AS In US Dollar Currency Dalam mata uang Dolar Singapura In Singapore Dollar Currency Dalam mata uang Euro In Euro Currency Dalam mata uang Yen Jepang In Japan Yen Utang reasuransi berdasarkan klasifikasi umur: Kurang dari 60 hari Less than 60 days Lewat jatuh waktu lebih dari 60 hari Overdue for more than 60 days 2014 2015 2015 2014 1.304.625 722 5.803.736 4.257.576 3.118 49.580 78.449 2015 23.730.786 616.837 303.845 2014 719.820 23.789.577 23.703.428 23.706.546 - 303.845 2014 4.405.549 647.868 5.242.493 947.084 28.209 Reinsurance payables by currency are as follows: 232.882 Claim payables classified by currency are as follows: 555.999 5.803.736 3.767.404 1.333.397 91.390 Reinsurance payables classified by age: 1.546.160 5.242.493 5.803.736 198.118 - 2015 552.660 58.791 4.110.275 1.132.218 Utang reasuransi berdasarkan mata uang adalah sebagai berikut: 5.499.891 43.250 1.749.949 5.242.493 1.248.279 5.242.493 1.234.516 - - 1.982.025 57 PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL KONSOLIDASIAN Lanjutan STATEMENTS Continued Untuk tahun-tahun yang berakhir For the years ended 31 Desember 2015 dan 2014 December 31, 2015 and 2014 Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated 19. LIABILITAS KONTRAK ASURANSI 19. INSURANCE CONTRACTS LIABILITIES Estimasi liabilitas klaim a Estimated claim liabilities a Liabilitas premi b Premium liabilities b Jumlah liabilitas kontrak asuransi Total insurance contract liabilities Estimasi liabilitas klaim a Estimated claim liabilities a Liabilitas premi b Premium liabilities b Jumlah liabilitas kontrak asuransi Total insurance contract liabilities a. Estimasi liabilitas klaim a. Estimated claim liabilities Kendaraan bermotor Motor vehicles Kecelakaan Kesehatan Accident Health Kebakaran Fire Pengangkutan Marine cargo Aneka Miscellaneous Perubahan estimasi liabilitas klaim Change in estimated claim liabilities Saldo akhir Ending balance Saldo awal Beginning balance Estimasi penggantian reasuransi Recoverable from reinsurance of atas liabilitas klaim estimated claim liabilities Saldo akhir Ending balance Saldo awal Beginning balance Perubahan bersih estimasi liabilitas klaim Net change in estimated claim liabilities 233.663.115 25.600.742 Reinsurance As of December 31, 2015 and 2014, estimated claim liabilities in Sharia Unit amounted to Rp 1,001,758 and Rp 675,752, respectively. 23.021.577 5.118.850 173.680.559 27.053.727 Net change in estimated claim liabilities is calculated as follows: 5.796.343 Bersih 23.722.808 2015 Reinsurance Gross 2014 234.664.873 1.286.104.862 Bruto 1.271.234.773 199.255.814 Reasuransi 194.135.223 Reasuransi 34.407.301 152.631.469 2.277.843 1.172.645.465 38.592.896 2015 5.394.242 Perubahan bersih estimasi liabilitas klaim dihitung dengan cara sebagai berikut: 2014 234.664.873 199.931.566 636.258 817.182 1.256.159.747 110.620.940 16.779.965 1.482.176.839 31.540.049 6.736.267 1.372.577.031 Net 10.513.092 177.320.938 Gross Bruto 14.870.088 2015 210.942.065 199.931.566 Net Bersih Pada tanggal 31 Desember 2015 dan 2014, estimasi liabilitas klaim atas unit bisnis syariah masing-masing sebesar Rp 1.001.758 dan Rp 675.752. This account includes Incurred But Not Reported IBNR claims amounting to Rp 42,340,000 and Rp 43,021,000 as of December 31, 2015 and 2014, respectively. 17.627.335 21.934.877 1.520.769.735 2014 116.417.283 39.110.390 5.394.242 1.062.024.525 199.255.814 Dalam estimasi klaim termasuk estimasi atas klaim yang sudah terjadi namun belum dilaporkan IBNR adalah Rp 42.340.000 dan Rp 43.021.000 masing-masing pada tanggal 31 Desember 2015 dan 2014. 1.565.680 58Parts
» Asuransi Bina Dana Arta Tbk 2015
» Memperluas jaringan pelanggan baru Meningkatkan pelayanan pelanggan Manajemen resiko terintegrasi
» Rapat Umum Pemegang Saham Tahunan:
» Annual General Meeting of Shareholders GMS:
» Rapat Umum Pemegang Saham Luar Biasa RUPSLB Extraordinary General Meeting of Shareholders EGM
» Tugas dan Tanggung Jawab Dewan Komisaris Komite Audit Komite Pemantau Risiko
» Uji Kemampuan dan Kepatutan Komisaris Independen Fit and Proper Test
» Independent Commissioner The integrated risk management
» Komposisi dan Kriteria Anggota Dewan Komisaris Kepemilikan Saham ABDA oleh Dewan Komisaris
» Rapat Dewan Komisaris Board of Commissioners Meeting
» Structure of Remuneration of the Board of Commissioners
» Tasks and Responsibilities of the Board of Directors Pedoman Kerja Direksi
» Directors’ Charter Kebijakan keberagaman Komposisi Direksi
» Komite Audit Audit Committee
» Komite Pemantau Risiko Risk Management Committee
» Komite Kebijakan Tata Kelola Perusahaan Corporate Governance Committee
» Komite Investasi Investment Committee
» Komite Human Capital Human Capital Committee
» Satuan Kerja Internal Audit Kesesuaian Sistem Pengendalian Intern
» Internal Audit Work Unit Compatibility of the Internal Control System
» Komite Pelayanan dan Penyelesaian Pengaduan Pelanggan
» Customer Services and Claim Settlement Committee
» Komite Pengarah Pengembangan Produk Asuransi Advisory Committee on Insurance Product Development
» Risiko Tata Kelola leadership
» Operational Risk Asset and liability Risk
» Competence and Integrity Inherent Risk Additional Funding Capital
» U M U M Lanjutan GENERAL Continued
» GENERAL Continued Asuransi Bina Dana Arta Tbk 2015
» IKHTISAR KEBIJAKAN AKUNTANSI PENTING SUMMARY OF SIGNIFICANT ACCOUNTING
» IKHTISAR KEBIJAKAN AKUNTANSI PENTING Lanjutan SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» IKHTISAR KEBIJAKAN AKUNTANSI PENTING Lanjutan
» SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
» ESTIMASI DAN PERTIMBANGAN YANG PENTING CRITICAL ACCOUNTING ESTIMATES AND
» KAS DAN SETARA KAS CASH AND CASH EQUIVALENTS
» CASH AND CASH EQUIVALENTS Continued
» DEPOSITO BERJANGKA TIME DEPOSITS
» DEPOSITO BERJANGKA Lanjutan Asuransi Bina Dana Arta Tbk 2015
» TIME DEPOSITS Continued Asuransi Bina Dana Arta Tbk 2015
» EFEK MARKETABLE SECURITIES Asuransi Bina Dana Arta Tbk 2015
» EFEK Lanjutan MARKETABLE SECURITIES Continued
» EFEK Lanjutan Asuransi Bina Dana Arta Tbk 2015
» MARKETABLE SECURITIES Continued Asuransi Bina Dana Arta Tbk 2015
» PENYERTAAN SAHAM INVESTMENTS IN SHARES OF STOCKS
» PROPERTI INVESTASI INVESTMENT PROPERTIES
» PIUTANG HASIL INVESTASI INVESTMENT INCOME RECEIVABLES
» PIUTANG PREMI PREMIUM RECEIVABLES
» PIUTANG PREMI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» PREMIUM RECEIVABLES Continued Asuransi Bina Dana Arta Tbk 2015
» PIUTANG REASURANSI REINSURANCE RECEIVABLES
» PIUTANG REASURANSI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» REINSURANCE RECEIVABLES Continued Asuransi Bina Dana Arta Tbk 2015
» PIUTANG LAIN-LAIN OTHER RECEIVABLES
» ASET REASURANSI REINSURANCE ASSETS
» ASET REASURANSI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» REINSURANCE ASSETS Continued Asuransi Bina Dana Arta Tbk 2015
» BIAYA DIBAYAR DI MUKA PREPAID EXPENSES
» ASET TETAP Lanjutan FIXED ASSETS Continued
» UTANG KLAIM Lanjutan Asuransi Bina Dana Arta Tbk 2015
» CLAIM PAYABLES Continued Asuransi Bina Dana Arta Tbk 2015
» UTANG REASURANSI REINSURANCE PAYABLES
» LIABILITAS KONTRAK ASURANSI INSURANCE CONTRACTS LIABILITIES
» LIABILITAS KONTRAK ASURANSI Lanjutan
» INSURANCE CONTRACTS LIABILITIES Continued
» UTANG KOMISI COMMISSION PAYABLES
» UTANG KOMISI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» COMMISSION PAYABLES Continued Asuransi Bina Dana Arta Tbk 2015
» PERPAJAKAN TAXATION Asuransi Bina Dana Arta Tbk 2015
» PERPAJAKAN Lanjutan TAXATION Continued
» PERPAJAKAN Lanjutan Asuransi Bina Dana Arta Tbk 2015
» TAXATION Continued Asuransi Bina Dana Arta Tbk 2015
» UTANG LAIN-LAIN OTHER PAYABLES
» IMBALAN KERJA EMPLOYEE BENEFITS
» IMBALAN KERJA Lanjutan Asuransi Bina Dana Arta Tbk 2015
» EMPLOYEE BENEFITS Continued Asuransi Bina Dana Arta Tbk 2015
» MODAL SAHAM Lanjutan Asuransi Bina Dana Arta Tbk 2015
» SHARE CAPITAL Continued Asuransi Bina Dana Arta Tbk 2015
» TAMBAHAN MODAL DISETOR ADDITIONAL PAID-IN CAPITAL
» CADANGAN UMUM GENERAL RESERVES
» KEPENTINGAN NON PENGENDALI NON-CONTROLLING INTERESTS
» PREMI REASURANSI REINSURANCE PREMIUMS
» HASIL INVESTASI INVESTMENT INCOME
» HASIL INVESTASI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» INVESTMENT INCOME Continued Asuransi Bina Dana Arta Tbk 2015
» PENGHASILAN LAIN-LAIN - BERSIH OTHER INCOME - NET
» KLAIM BRUTO Lanjutan Asuransi Bina Dana Arta Tbk 2015
» GROSS CLAIMS Continued Asuransi Bina Dana Arta Tbk 2015
» KLAIM REASURANSI REINSURANCE CLAIMS
» BEBAN KOMISI-BERSIH COMMISSION EXPENSES-NET
» BEBAN UMUM DAN ADMINISTRASI GENERAL AND ADMINISTRATIVE EXPENSES
» LABA BERSIH PER SAHAM NET EARNINGS PER SHARE
» SIFAT DAN TRANSAKSI DENGAN PIHAK BERELASI NATURE OF RELATIONSHIP AND TRANSACTIONS
» ASET DAN LIABILITAS MONETER DALAM MONETARY ASSETS AND LIABILITIES IN
» PERIKATAN COMMITMENTS Asuransi Bina Dana Arta Tbk 2015
» PERIKATAN Lanjutan Asuransi Bina Dana Arta Tbk 2015
» COMMITMENTS Continued Asuransi Bina Dana Arta Tbk 2015
» SEGMEN OPERASI OPERATING SEGMENT
» INFORMASI SEGMEN Lanjutan Asuransi Bina Dana Arta Tbk 2015
» SEGMENT INFORMATION Continued Asuransi Bina Dana Arta Tbk 2015
» KONTINJENSI CONTIGENCIES Asuransi Bina Dana Arta Tbk 2015
» KONTINJENSI Lanjutan Asuransi Bina Dana Arta Tbk 2015
» CONTIGENCIES Continued Asuransi Bina Dana Arta Tbk 2015
» Risiko likuiditas Liquidity risk
» Risiko mata uang asing Foreign exchange rate risk
» Risiko suku bunga Interest rate risk
» TUJUAN DAN KEBIJAKAN MANAJEMEN RISIKO KEUANGAN Lanjutan
» Interest rate risk Continued
» Risiko Solvabilitas Solvability risk
» MANAJEMEN RISIKO ASURANSI INSURANCE RISK MANAGEMENT
» MANAJEMEN RISIKO ASURANSI Lanjutan
» INSURANCE RISK MANAGEMENT Continued
» ASET DAN LIABILITAS KEUANGAN FINANCIAL ASSETS AND LIABILITIES
» ASET DAN LIABILITAS KEUANGAN Lanjutan FINANCIAL ASSETS AND LIABILITIES Continued
» ASET DAN LIABILITAS KEUANGAN Lanjutan
» FINANCIAL ASSETS AND LIABILITIES Continued
» PENYAJIAN KEMBALI LAPORAN KEUANGAN RESTATEMENT OF THE CONSOLIDATED
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