Risiko Solvabilitas Solvability risk

PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL KONSOLIDASIAN Lanjutan STATEMENTS Continued Untuk tahun-tahun yang berakhir For the years ended 31 Desember 2015 dan 2014 December 31, 2015 and 2014 Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated

45. ASET DAN LIABILITAS KEUANGAN Lanjutan

45. FINANCIAL ASSETS AND LIABILITIES Continued

Aset keuangan Financial assets Kas dan setara kas Cash and cash equivalents Investasi Investments Deposito berjangka Time deposits Efek Marketable securities Penyertaan saham Direct investments Piutang hasil investasi Investment income receivables Piutang premi Premium receivables Piutang reasuransi Reinsurance receivables Piutang lain-lain Other receivables Jumlah aset keuangan Total financial assets Liabilitas keuangan Financial liabilities Utang klaim Claim payables Utang reasuransi Reinsurance payables Utang komisi Commission payables Utang lain-lain Other payables Jumlah liabilitas keuangan Total financial liabilities Jumlah yang tersedia - - - - diamortisasi Biaya Perolehan 31 Desember 2015 December 31, 2015 23.706.546 24.875.222 19.312.647 73.136.908 73.136.908 19.312.647 24.875.222 7.099.994 1.598.473.412 piutang 31 Desember 2015 December 31, 2015 untuk dijual Tabel berikut menyajikan klarifikasi aset dan liabilitas keuangan Grup pada tanggal 31 Desember 2015 dan 2014: 30.939.647 5.228.432 5.242.493 11.884.236 907.117.239 9.803.953 receivables - 876.177.592 - melalui laporan Pinjaman yang 1.071.101.499 1.071.101.499 Available for sale 30.939.647 5.242.493 The following table summarizes the Groups financial assets and liabilities dated December 31, 2015 and 2014: Direct investments were stated at cost. Aset keuangan - financial assets 7.099.994 9.803.953 5.228.432 - Loans and 2.515.394.604 Total - 146.100.000 - Jumlah 23.706.546 - - 146.100.000 and loss 357.059.251 Amortized cost - 357.059.251 11.884.236 Penyertaan saham dicatat berdasarkan biaya perolehan. - through profit Total - Financial assets diberikan dan Aset keuangan 885.981.545 laba rugi 94 PT ASURANSI BINA DANA ARTA Tbk PT ASURANSI BINA DANA ARTA Tbk DAN ENTITAS ANAK AND ITS SUBSIDIARY CATATAN ATAS LAPORAN KEUANGAN NOTES TO CONSOLIDATED FINANCIAL KONSOLIDASIAN Lanjutan STATEMENTS Continued Untuk tahun-tahun yang berakhir For the years ended 31 Desember 2015 dan 2014 December 31, 2015 and 2014 Dinyatakan dalam ribuan Rupiah, kecuali dinyatakan lain Expressed in thousands of Rupiah, unless otherwise stated

45. ASET DAN LIABILITAS KEUANGAN Lanjutan

45. FINANCIAL ASSETS AND LIABILITIES Continued

Aset keuangan Financial assets Kas dan setara kas Cash and cash equivalents Investasi Investments Deposito berjangka Time deposit Efek Marketable securities Penyertaan saham Direct investments Piutang hasil investasi Investment income receivables Piutang premi Premium receivables Piutang reasuransi Reinsurance receivables Piutang lain-lain Other receivables Jumlah aset keuangan Total financial assets Liabilitas keuangan Financial liabilities Utang klaim Claim payables Utang reasuransi Reinsurance payables Utang komisi Commission payables Utang lain-lain Other payables Jumlah liabilitas keuangan Total financial liabilities Aset keuangan Financial assets Kas dan setara kas Cash and cash equivalents Investasi Investments Deposito berjangka Time deposits Efek Marketable securities Penyertaan saham Direct investment Piutang hasil investasi Investment income receivables Piutang premi Premium receivables Piutang reasuransi Reinsurance receivables Piutang lain-lain Other receivables 923.800.926 6.585.085 - 915.286.937 218.968.086 1.034.076.731 Loans and 146.100.000 46.100.000 Tabel berikut menyajikan nilai tercatat dan taksiran nilai wajar dari aset dan liabilitas keuangan Grup yang dicatat pada tanggal 31 Desember 2015 dan 2014: The following table summarizes carrying value and estimated fair value of the Groups financial assets and liabilities dated December 31, 2015 and 2014: Nilai tercatat 2014 Nilai wajar 5.931.519 949.732.918 3.260.306 31 Desember 2014 December 31, 2014 diamortisasi Amortized cost 23.789.577 8.513.989 receivables 46.100.000 - 6.585.085 Aset keuangan 20.356.008 melalui laporan 5.803.736 - Total Jumlah Total - - - 357.059.251 1.071.101.499 9.803.953 3.260.306 146.100.000 2.515.394.604 7.099.994 7.099.994 2.273.168.634 2.515.394.604 8.513.989 5.228.432 Fair value 218.968.086 Nilai wajar 11.884.236 218.968.086 Fair value 31 Desember 2014 December 31, 2014 Jumlah 2.273.168.634 72.231.095 - 1.034.076.731 357.059.251 - - - Nilai tercatat Carrying value 1.071.101.499 - 1.034.076.731 financial assets untuk dijual Pinjaman yang Aset keuangan yang tersedia piutang diberikan dan 8.513.989 5.931.519 2.273.168.634 6.585.085 11.884.236 34.445.981 - - 34.445.981 Biaya Perolehan through profit and loss 5.931.519 5.803.736 Available for sale 949.732.918 46.100.000 1.034.076.731 218.968.086 - 1.314.921.727 laba rugi Financial assets 3.260.306 9.803.953 8.513.989 22.281.774 Carrying value 5.931.519 20.356.008 5.228.432 2015 949.732.918 72.231.095 - 23.789.577 3.260.306 6.585.085 22.281.774 907.117.239 907.117.239 46.100.000 95