Harris C.J. Simbolon

65 PT Bank Artha Graha Internasional, Tbk Tinjauan Pendukung Bisnis Overview Business Support Management Discussion and Analysis Good Corporate Governance Tanggung Jawab Sosial Perusahaan Corporate Social Responsibility Bank Artha Graha Internasional has established the Company organization structure which is in line with bank business progress, lead by 7 Directors, 1 Directors Bureau, 18 Division Heads, and Corporate Secretary. Pejabat Sementara PjsActing Pengganti Sementara PGS Kepala DivisiTemporary Replacement Indra S. Budianto Direktur SDM, Pusdiklat, SAM Remedial Director of HR, Education and Training Center, SAM, and Remedial Anas Latief Direktur Financial Control System Procedure, Operasional Umum dan Premises Director of Financial Control, Operation and General Affairs and Premises Christina Harapan Biro Direksi Directors Bureau David Tanamihardja Satuan Kerja Audit Internal SKAI Internal Audit Work Unit Gunawan Divisi Teknologi Informasi IT Division Antonius C.H. Soegijanto Sekretaris Perusahaan Corporate Secretary Aiar Anwar Divisi Financial Control System Procedure Financial Control and System Procedure Division Tutur Divisi Operasional Operations Division Adjie Akroma Divisi Umum Premises General Affairs and Premises Division

A. Harris C.J. Simbolon

Divisi Sumber Daya Manusia HR Division Stefanus G. Wardjono Divisi Pendidikan dan Pelatihan Education and Training Center Division SM. Wawolumaja Divisi SAM, Remedial Restrukturisasi SAM, Remedial, Restructuring Division 66 Annual Report PT Bank Artha Graha Internasional, Tbk Informasi Bagi Pemegang Saham dan Investor Shareholders and Investors Information Report to Shareholders and Stakeholders Company Profile Laporan Kepada Pemegang Saham dan Pemangku Kepentingan Komposisi dan Struktur Pemegang Saham Shareholder Composition and Structure INFORMASI PEMEGANG SAHAM UTAMA DAN PENGENDALI PT Blue Chip Mulia sebagai Biro Administrasi Efek yang ditunjuk Bank Artha Graha Internasional telah mencatat dan mengadministrasikan setiap rekening nominee sebagai 1 pemegang saham, dengan komposisi sebagai berikut: INFORMATION MAJOR AND CONTROLLER SHAREHOLDERS PT Blue Chip Mulia as the Security Administration Bureau appointed by Bank Artha Graha Internasional has listed and administered every nominee’s account as one shareholder, with the following composition: Informasi Pemegang Saham Utama dan Pengendali Information Major and Controller Shareholders 48,43 16,70 10,10 6,31 6,31 6,31 5,44 MASYARAKATPUBLIC PT ARTHAMULIA SENTOSAJAYA PT SUMBER KENCANA GRAHA PT CERANA ARTHAPUTRA PT PUSPITA BISNISPURI PT PIRUS PLATINUM MURNI PT KARYA NUSANTARA PERMAI 67 PT Bank Artha Graha Internasional, Tbk Tinjauan Pendukung Bisnis Overview Business Support Management Discussion and Analysis Good Corporate Governance Tanggung Jawab Sosial Perusahaan Corporate Social Responsibility STRUKTUR KEPEMILIKAN SAHAM Struktur dan komposisi kepemilikan saham Bank Artha Graha Internasional per 31 Desember 2015, adalah sebagai berikut: SHARES OWNERSHIP STRUCTURE Bank Artha Graha Internasional shareholding structure and composition as of December 31, 2015 are as follows: PT AGUNG SEDAYU PT Cahaya Bintang Sejahtera 50 PT Catur Kusuma Abadijaya 50 PT ARTHAMULIA SENTOSAJAYA Tomy Winata 50 Sugianto Kusuma 50 PT CERANA ARTHAPUTRA Tomy Winata 50 Sugianto Kusuma 50 PT PIRUS PLATINUM MURNI Tomy Winata 50 Sugianto Kusuma 50 PT PUSPITA BISNISPURI Tomy Winata 50 Sugianto Kusuma 50 PT SUMBER KENCANA GRAHA PT Agung Sedayu 99 PT Alam Pusaka Jaya 1 PT KARYA NUSANTARA PERMAI Tomy Winata 50 Sugianto Kusuma 50 PT ALAM PUSAKA JAYA PT CAHAYA BINTANG SEJAHTERA Susanto Kusumo 99,60 Ellen Kusumo 0,40 PT CATUR KUSUMA ABADIJAYA Alexander Halim Kusuma 25 Loreina Kusuma 25 Richard Halim Kusuma 25 Luvena Kusuma 25 BANK ARTHA GRAHA INTERNASIONAL PT Sumber Kencana Graha 16,70 PT Cerana Arthaputra 10,10 PT Arthamulia Sentosajaya 6,31 PT Pirus Platinum Murni 6,31 PT Puspita Bisnispuri 6,31 PT Karya Nusantara Permai 5,44 MasyarakatPublic 5 48,83 68 Annual Report PT Bank Artha Graha Internasional, Tbk Informasi Bagi Pemegang Saham dan Investor Shareholders and Investors Information Report to Shareholders and Stakeholders Company Profile Laporan Kepada Pemegang Saham dan Pemangku Kepentingan 20 PEMEGANG SAHAM TERBESAR BANK ARTHA GRAHA INTERNASIONAL Hingga 31 Desember 2015, saham Bank Artha Graha Internasional yang beredar adalah sebanyak 13.088.274.241 yang terdiri dari 84,10 pemegang saham nasional dan 15,90 pemegang saham asing. 20 BANK ARTHA GRAHA INTERNASIONAL LARGEST SHAREHOLDERS As of December 31, 2015, the number of circulating Bank Artha Graha Internasional shares was 13,088,274,241 which are held by 84.10 national shareholders and 15.90 foreign shareholders. No Nama Name Alamat Address Saham Shares Persentase Percentage Status Status 1 PT Sumber Kencana Graha JL. Tiang Bendera III No. 26-28-30 Roa Malaka Tambora 2.185.206.139 16,70 I 2 PT Cerana Arthaputra Gedung Artha Graha Lt.28 Jl. Jend Sudirman Kav.52-53 Jakarta Selatan 12190 1.322.157.253 10,10 I 3 PT Pirus Platinum Murni Gedung Artha Graha Lt.28 Jl. Jend Sudirman Kav.52-53 Jakarta Selatan 12190 825.529.475 6,31 I 4 PT Arthamulia Sentosajaya Gedung Artha Graha Lt. 28 Jl. Jend Sudirman Kav.52-53 Jakarta Selatan 12190 825.529.475 6,31 I 5 PT Puspita Bisnispuri Gedung Artha Graha Lt.28 Jl. Jend Sudirman Kav.52-53 Jakarta Selatan 12190 825.529.472 6,31 I 6 PT Karya Nusantara Permai Gedung Artha Graha Lt.28 Jl. Jend Sudirman Kav.52-53 Jakarta Selatan 12190 712.647.774 5,44 I 7 Hambali Hazali Jalan Manyar Permai 5 No. 21 RT 015 RW 006 Kapuk Muara Penjaringan 537.801.500 4,11 I 8 Sugianto Kusuma Pluit Permai Raya No.20 RT.001 RW.004 Pluit Pluit Penjaringan 450.450.450 3,44 I 9 Raffles Place Hotel Limited 35 Telok Blangah Rise04- Singapore 090035 364.864.293 2,79 A 10 Dbs Vickers Secs Singapore 12 Marina Boulevard 10-01, Marina Bay Financial Centre Tower 3 Singapore 018982 313.060.418 2,39 A 11 New Classique Inv Group Ltd 28 Mar Thoma Road10-01 Singapore 323708 292.792.792 2,24 A 12 PT Mulia Agung Talenta Komp. Ruko Mitra Bahari Jl.Pakin Blok No. Jakarta Utara 14440 287.193.291 2,19 I 13 PT Cahaya Kasih Lestari Komp. Ruko Mitra Bahari Jl.Pakin Blok E No.10 Jakarta Utara 14440 276.090.045 2,11 I 14 Tanner Alwi Jalan Kepa Duri Mas Blok SS No. 464 A Rt 001 Rw 004 Duri Kepa Kebon Jeruk 270.000.000 2,06 I 15 PT Timur Tirta Bahari Komp. Ruko Mitra Bahari Jl.Pakin Blok D No.19 Jakarta Utara 14440 263.090.047 2,01 I 69 PT Bank Artha Graha Internasional, Tbk Tinjauan Pendukung Bisnis Overview Business Support Management Discussion and Analysis Good Corporate Governance Tanggung Jawab Sosial Perusahaan Corporate Social Responsibility No Nama Name Alamat Address Saham Shares Persentase Percentage Status Status 16 PT Adigraha Permatasari Komp. Ruko Mitra Bahari Jl.Pakin Blok No. Jakarta Utara 1440 263.015.045 2,01 I 17 PT Cakrawala Fajar Utama Jl.Pangeran Jayakarta Blok A No.22 Mangga Dua, Jakarta Pusat 254.285.445 1,94 I 18 Range Trader Limited 99 Commonwealth Crescent07-70 Singapore 140099 247.747.747 1,89 A 19 KTM Land Investment Corp. 139 Cecil Street04-01 Cecil House Singapore 069539 242.398.118 1,85 A 20 New Ferra Int’l Ltd 51 Lorong Geylang07-01 Singapore 396311 203.547.830 1,56 A termasuk 130.882.744 saham yang tidak dicatatkandelisting. including 130,882,744 delisted shares. KEPEMILIKAN SAHAM OLEH DEWAN KOMISARIS DAN DIREKSI DI BANK ARTHA GRAHA INTERNASIONAL Berikut kepemilikan saham Direksi dan Dewan Komisaris di Bank Artha Graha Internasional per posisi 31 Desember 2015: No. Nama Address Kepemilikan Saham Shareholding Jabatan Position Jumlah Saham Number of Shares Persentase Percentage 1 Kiki Syahnakri Komisaris UtamaKomisaris Independen President CommissionerIndependent Commissioner 2 Tomy Winata Wakil Komisaris Utama Vice President Commissioner 3 Sugianto Kusuma 450.450.450 3,44 Wakil Komisaris Utama Vice President Commissioner 4 Andry Siantar Komisaris Independen Independent Commissioner 5 Edijanto Komisaris Independen Independent Commissioner 6 Richard Halim Kusuma Komisaris Commissioner 7 Andy Kasih Direktur Utama President Director 8 Alex Susanto Direktur Director 9 Handoyo Jet Soedirdja Direktur Director 10 Dyah Hindraswarini Direktur Director 11 Elizawatie Simon Direktur Director 12 Indra Sintung Budianto Direktur Director 13 Anas Latief Direktur Director SHARE OWNERSHIP BY BANK ARTHA GRAHA INTERNASIONAL BOARD OF COMMISSIONERS AND BOARD OF DIRECTORS The followings are Board of Commissioners and Board of Directors shareholders in Bank Artha Graha Internasional as of December 31, 2015: Dalam proses fit and proper test OJK In the FSA fit and proper test process 70 Annual Report PT Bank Artha Graha Internasional, Tbk Informasi Bagi Pemegang Saham dan Investor Shareholders and Investors Information Report to Shareholders and Stakeholders Company Profile Laporan Kepada Pemegang Saham dan Pemangku Kepentingan Antonius C.H. Soegijanto Sekretaris Perusahaan Corporate Secretary Lahir pada tanggal 1 Juni 1967. Memperoleh gelar sarjana Manajemen Perusahaan di Universitas Widya Gama Malang 1990. Sebelum menjabat sebagai Sekretaris Perusahaan, yang bersangkutan pernah menjabat sebagai Kepala Divisi Umum Premises 2013, Kepala Divisi Product Development Service 2012, Kepala SKAI 2010, Pemimpin Cabang KPO Sudirman 2007, Pemimpin Cabang Pangeran Jayakarta 2004, Pemimpin Cabang Roxy Mas 2000, Pemimpin Cabang Tanah Abang 1998, PJS Kepala Bagian Institutional Banking 1995 dan Staf CPRM KPNO Sudirman1995 Born on June 01, 1967. Obtained Bachelor’s Degree in Company Management from Widya Gama University Malang 1990. Before served as Corporate Secretary, he served as Head of Product Development and Service Division 2012, Head of Internal Audit Work Unit 2010, Head of KPO Sudirman Branch 2007, Head of Pangeran Jayakarta Branch 2004, Head of Roxy Mas Branch 2000, Head of Tanah Abang Branch 1998, Acting Head of Institutional Banking Unit 1995, and KPNO Sudirman CPRM Staff 1995. Christina Harapan Biro Direksi Directors Bureau Lahir pada tanggal 23 September 1978. Memperoleh gelar sarjana Manajemen Bisnis di San Diego State University 2000. Sebelum menjabat sebagai Biro Direksi, yang bersangkutan pernah menjabat sebagai Kepala Divisi Kontrol 2012 dan Kepala Bagian Pengawas Bisnis 2008 Profil Ringkas Pejabat Eksekutif Brief Profile of Executive Officers Born on September 23, 1978. Obtained Bachelor’s Degree in Business Management from the San Diego State University 2000. Before served as Directors Bureau, she served as Head of Control Division 2012 and Head of Business Monitoring Division 2008. David Tanamihardja Kepala SKAI Head Of Internal Audit Unit Lahir pada tanggal 13 Juni 1968. Memperoleh gelar sarjana Akuntansi di Universitas Tarumanegara 1990. Sebelum menjabat sebagai Kepala Divisi SKAI, yang bersangkutan pernah menjabat di Bank Artha Graha Internasional sebagai Kepala Bagian Administrasi Kredit KPNO 2008, Kepala Bagian ATM Center KPNO 2008, Pengajar ODP Card Center ATM 2006 dan Koord. ATM operasi KPNO 2004. Sebelumnya berpengalaman panjang sebagai Senior Auditor - Kantor Akuntan Drs. Wolfrey, Kepala Bagian Audit – BCA, Senior Auditor - PT Ikapharmindo dan Senior Auditor PT Anwar Sierad. Born on June 13, 1968. Obtained Bachelor’s Degree in Accounting from Tarumanegara University 1990. Before serverd as Head of Internal Audit Unit, he served as Head of Credit Administration Unit KPNO 2008, Head of ATM Center Unit KPNO 2008, Card Center and ATM ODP Instructor 2006, and Coordinator of ATM Operation KPNO 2004. Previously he also experienced the positions of Senior Auditor at Accounting Firm Drs. Wolfrey, Head of Audit Unit - BCA, Senior Auditor - PT Ikapharmindo, and Senior Auditor at PT Anwar Sierad. 71 PT Bank Artha Graha Internasional, Tbk Tinjauan Pendukung Bisnis Overview Business Support Management Discussion and Analysis Good Corporate Governance Tanggung Jawab Sosial Perusahaan Corporate Social Responsibility Lily Nurhalim Kepala Divisi Administrasi Kredit Pejabat Sementara Head of Credit Administration Division Acting Lahir pada tanggal 10 Juli 1967. Memperoleh gelar sarjana Manajemen di Universitas Tarumanegara 1989. Sebelum menjabat sebagai Kepala Divisi Administrasi Kredit, yang bersangkutan pernah menjabat sebagai Kepala Bagian Audit Operasi Kredit 2008, Kepala Bagian Administrasi Kredit 2007, Koordinator SKAI 2000, Kepala Bagian Audit Kredit 1998 dan Kepala Bagian Pengawasan 1994 Born on July 10, 1967. Obtained Bachelor’s Degree in Management from Tarumanegara University 1989. Before served as Head of Credit Administration Division, she served as Head of Operation and Credit Audit Unit 2008, Head of Credit Administration Unit 2007, Internal Audit Work Unit Coordinator 2000, Head of Credit Audit Unit 1998, and Head of Monitoring Unit 1994. Fx Rony Lomboan Kepala Divisi Kredit Head of Credit Division Lahir pada tanggal 16 Juli 1969. Memperoleh gelar sarjana Teknik Elektro di Universitas Trisakti 1996. Sebelum menjabat sebagai Kepala Divisi Kredit, yang bersangkutan pernah menjabat sebagai Kepala Divisi Manajemen Risiko 2013, Kepala Bagian Kredit Komersial dan Korporasi 2012, Kepala Bagian Kredit 2008, Team Leader Corporate Banking 2005, Staf Branch Banking 2005, PJS Pimpinan Cabang Manado 2002, Team Leader Marketing Cabang Suryopranoto 2000 dan Account Officer Cabang Suryopranoto 2000. Born on July 16, 1969. Obtained Bachelor’s Degree in Electrical Engineering from Trisakti University 1996. Before served as Head of Credit Division, he served as Head of Risk Management Division 2013, Head of Commercial and Corporate Credit Unit 2012, Head of Credit Unit 2008, Corporate Banking Team Leader 2005, Branch Banking Staff 2005, Acting Head of Manado Branch 2002, Marketing Team Leader Suryopranoto Branch 2000, and Suryopranoto Branch Account Officer 2000. Joni Budiono Kepala Divisi Kepatuhan Head of Compliance Division Lahir pada tanggal 17 September 1966. Memperoleh gelar sarjana Manajemen di Universitas Atmajaya 1992. Sebelum menjabat sebagai Kepala Divisi Kepatuhan, yang bersangkutan pernah menjabat sebagai Kepala Bagian Kepatuhan I 2006, Staf Manajemen Risiko Likuiditas 2003, Staf Sisdur Operasional I 2001 dan Staf Operasional 1993. Born on September 17, 1966. Obtained Bachelor’s Degree in Management from Atmajaya University 1992. Before served as Head of Compliance Division, he served as Head of Compliance Unit I 2006, Risk Management and Liquidity Staff 2003, Operational System and Procedures I 2001, and Operational Staff 1993. 72 Annual Report PT Bank Artha Graha Internasional, Tbk Informasi Bagi Pemegang Saham dan Investor Shareholders and Investors Information Report to Shareholders and Stakeholders Company Profile Laporan Kepada Pemegang Saham dan Pemangku Kepentingan Aiar Anwar Kepala DivisiDivision Head Financial Control System Procedure Lahir pada tanggal 16 Februari 1967. Memperoleh gelar sarjana Agronomi di Institut Pertanian Bogor 1990. Sebelum menjabat sebagai Kepala Divisi Financial Control System Procedure, yang bersangkutan pernah menjabat sebagai Kepala Divisi Kontrol 2014, Kepala Divisi Branch Banking 2013, Kepala Divisi Pusdiklat 2012, Kepala Divisi Operasi 2010, Corporate Secretary 2008, Kepala Bagian Risk Management 2006 dan Kepala Bagian User Representative 2002 Born on February 16, 1967. Obtained Bachelor’s Degree in Agronomy from the Bogor Agricultural Institute 1990. Before served as Head of Financial Control and System Procedure Division, he served as Head of Control Division 2014, Head of Branch Banking Division 2013, Head of Education and Training Center Divison 2012, Head of Operation Division 2010, Corporate Secretary 2008, Head of Risk Management 2006, and Head of User Representative Unit 2002.

A. Harris C.J. Simbolon