UTANG BANK lanjutan BANK LOANS continued PT Bank OCBC NISP Tbk OCBC lanjutan PT Bank

801 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued

2. PT Bank OCBC NISP Tbk OCBC lanjutan

2. PT Bank OCBC NISP Tbk OCBC

continued PT Cendrawasih Pertiwijaya CPJ PT Cendrawasih Pertiwijaya CPJ a. Berdasarkan Akta Notaris Mellyani Noor Shandra, S.H., No.68 tanggal 13 Agustus 2009, CPJ melakukan perjanjian kredit dengan OCBC dengan nilai pinjaman maksimum sebesar Rp11.440.000.000. Akta perubahan dan penegasan kembali terhadap penyediaan fasilitas tersebut telah dirubah terakhir kali berdasarkan Akta Notaris Mellyani Noor Shandra, S.H., No. 1 tanggal 1 April 2011, dengan menambah nilai fasilitas pinjaman sebesar Rp23.200.000.000, berupa Fasilitas Kredit Investasi VI. Tingkat suku bunga efektif atas fasilitas ini sebesar 9 - 10,75 per tahun jika jaminan berupa Bukti Kepemilikan Kendaraan Bermotor atau tingkat suku bunga deposito plus 1 jika jaminan berupa deposito. Jangka waktu fasilitas ini selama 4 tahun sejak tanggal penarikan pinjaman terakhir. a. Based on the Notarial Deed No.68 of Mellyani Noor Shandra, S.H., dated August 13, 2009, CPJ entered into a loan agreement with OCBC, with maximum credit limit amounting to Rp11,440,000,000. Renewal and reaffirmation deed of this credit facility is based on Notarial Deed No. 1 of Mellyani Noor Shandra, S.H., dated April 1, 2011, with additional maximum credit limit amounting to Rp23,200,000,000, which is an Investment Credit Facility VI. The effective interest rate for this facility is 9 - 10.75 per annum if the collateral is vehicle ownership or time deposit with interest rate plus 1 if the collateral is time deposit. This facility will be effective for 4 years from the date of last drawdown of facility. Pada tanggal 30 Juni 2014 dan 31 Desember 2013, saldo untuk pinjaman ini masing-masing sebesar Rp6.004.560.000 dan Rp8.885.640.000. As of June 30, 2014 and December 31, 2013, the outstanding loan balances for this facility amounted to Rp6,004,560,000 and Rp8,885,640,000, respectively. Jaminan atas fasilitas kredit tersebut berupa kendaraan operasional “Toyota Limo” sebanyak 200 unit pada tanggal 30 Juni 2014 dan 31 Desember 2013 Catatan 10. Collaterals for the credit facility are 200 units of “Toyota Limo” operating vehicles as of June 30, 2014 and December 31, 2013 Note 10. b. Berdasarkan Akta Notaris Mellyani Noor Shandra, S.H., No. 85 tanggal 16 Desember 2011 yang dibuat dihadapan notaris Mellyani Noor Shandra S.H., CPJ melakukan perjanjian kredit dengan OCBC, berupa Fasilitas Kredit Investasi VII untuk pembiayaan atas pembelian armada sebanyak 500 unit “Toyota Limo”, dengan nilai pinjaman maksimum sebesar Rp58.000.000.000. Perjanjian fasilitas ini berlaku 48 bulan sejak tanggal penarikan fasilitas, dengan tingkat bunga sebesar 9 - 10,75 untuk jaminan berupa kendaraan atau tingkat suku bunga deposito plus 1,25. b. Based on the Notarial Deed No. 85 of Mellyani Noor Shandra S.H., dated December 16, 2011, CPJ entered into a loan agreement with OCBC, which is an Investment Credit Facility Term Loan VII for refinancing the purchase of 500 units of “Toyota Limo” fleets with a maximum credit limit amounting to Rp58,000,000,000. This facility will be effective for 48 months from the date of drawdown facility with an effective interest rate of 9 - 10.75 per annum if the collateral is vehicles or time deposit interest rate plus 1.25 if the collateral is time deposit. 802 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued