UTANG BANK lanjutan BANK LOANS continued PT Bank ICBC Indonesia ICBC PT Bank ICBC Indonesia ICBC

818 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued

3. PT Bank ICBC Indonesia ICBC lanjutan

3. PT Bank ICBC Indonesia ICBC continued PT Irdawan Multitrans IMT lanjutan

PT Irdawan Multitrans IMT continued f. Merubah bentukstatus hukum danatau bidang usaha tanpa persetujuan tertulis terlebih dahulu dari ICBC; dan f. Change the nature legal status andor line of business without written approval from the ICBC; and g. Membagikan deviden tanpa memberitahukannya terlebih dahulu secara tertulis pada ICBC; g. Distribute dividends without written approval from the ICBC; Pada tanggal 4 Oktober 2012 dan 28 Oktober 2013, ICBC memberikan persetujuan kepada IMT sehubungan dengan pembayaran dividen kas dan perubahan anggaran dasar. On October 4, 2012 and October 28, 2013, ICBC gave approval to IMT in relation with payments of cash dividends and changes in Articles of Association, respectively. Manajemen IMT berpendapat bahwa seluruh persyaratan kepatuhan telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. IMT’s management is of the opinion that all compliance requirements are met as of the consolidated statements of financial position date.

4. PT Bank Permata Tbk Permata

4. PT Bank Permata Tbk Permata PT Lintas Buana Taksi LBT

PT Lintas Buana Taksi LBT Berdasarkan Akta Notaris Mellyani Noor Shandra, S.H., No. 91 dan 92 pada tanggal 22 Juli 2004, LBT melakukan perjanjian kredit dengan Permata. Perjanjian kredit tersebut diubah dari waktu ke waktu. Perubahan terakhir berdasarkan Akta Notaris No. 22 tanggal 10 Oktober 2011, untuk penambahan fasilitas kredit Term Loan TL. Pada tanggal 30 Juni 2014 dan 31 Desember 2013, fasilitas yang digunakan adalah sebagai berikut: Based on Notarial Deed No. 91 and 92 of Mellyani Noor Shandra, S.H., dated July 22, 2004, LBT entered into a loan agreement with Permata. The loan agreement has been amended several times. The latest amendment was made on October 10, 2011 based on Notarial Deed No. 22 of covering changes in additional of credit Term Loan facility TL. As of June 30, 2014 and December 31, 2013, the facilities used are as follows: a. Fasilitas Kredit Investasi TL-16 dengan nilai maksimum pinjaman sebesar Rp20.956.800.000. Jangka waktu fasilitas kredit ini selama 48 bulan, yang dimulai sejak tanggal 17 Maret 2010 dan akan jatuh tempo pada tanggal 17 Maret 2014. Fasilitas kredit investasi ini digunakan untuk membeli 177 unit armada taksi Toyota Limo buatan tahun 2010. Tingkat bunga efektif untuk fasilitas ini sebesar 10 - 12 per tahun. a. Credit Investment Facility TL-16 with a maximum credit facility amounting to Rp20,956,800,000. This facility will be effective for 48 months, which started from March 17, 2010 and matured on March 17, 2014. This facility is used to purchase 177 units of taxi fleets Toyota Limo made in 2010. The effective interest rate for this facility is 10 - 12 per annum. Pada tanggal 30 Juni 2014 dan 31 Desember 2013 saldo pinjaman masing- masing sebesar Rp431.665.672 dan Rp4.247.598.991. As of June 30, 2014 and December 31, 2013, the outstanding loan balances for this facility amounted to Rp431,665,672 and Rp4,247,598,991, respectively. Jaminan atas fasilitas kredit tersebut masing-masing sebanyak 25 dan 152 unit armada taksi “Toyota Limo” pada tanggal 30 Juni 2014 dan 31 Desember 2013 Catatan 10. Collaterals for the credit facility are 25 and 152 units of taxi fleets “Toyota Limo” as of June 30, 2014 and December 31, 2013, resprectively Note 10. 819 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued