PT Bank OCBC NISP Tbk OCBC Perusahaan

795 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued

2. PT Bank OCBC NISP Tbk OCBC lanjutan

2. PT Bank OCBC NISP Tbk OCBC

continued Perusahaan lanjutan The Company continued Jaminan atas fasilitas kredit investasi tersebut berupa 850 unit armada taksi “Toyota Limo” Catatan 10. Collaterals for the credit facility are 850 units of taxi fleets “Toyota Limo” Note 10. b. Berdasarkan Akta Notaris Mellyani Noor Shandra, S.H., No. 195 tanggal 27 April 2012. Perusahaan melakukan perjanjian kredit investasi dengan OCBC dengan jumlah maksimum kredit sebesar Rp116.000.000.000. Fasilitas kredit investasi ini digunakan untuk pembelian 1.000 unit armada baru taksi “Toyota Limo” tahun 2011 dan 2012. Fasilitas ini berlaku selama 48 bulan sejak tanggal penarikan pertama pada tanggal 22 Maret 2012. Tingkat bunga efektif yang dibebankan sebesar 9 - 10,75 per tahun. b. Based on Notarial Deed No. 195 of Mellyani Noor Shandra, S.H., dated April 27, 2012. The Company entered into an investment credit agreement with OCBC, with a maximum credit limit amounting to Rp116,000,000,000. This facility is used to purchase 1,000 units of “Toyota Limo” year 2011 and 2012 taxi fleets. This facility will be effective for 48 months since the first drawdown dated March 22, 2012. The effective interest rate for this facility is 9 - 10.75 per annum. Pada tanggal 30 Juni 2014 dan 31 Desember 2013 saldo pinjaman ini masing-masing sebesar Rp55.312.021.443 dan Rp66.049.468.239. As of June 30, 2014 and December 31, 2013 the outstanding loan balances for this facility amounted to Rp55,312,021,443 and Rp66,049,468,239, respectively. Jaminan atas fasilitas kredit investasi tersebut berupa 711 unit armada taksi “Toyota Limo” pada tanggal 30 Juni 2014 dan 31 Desember 2013 Catatan 10. Collaterals for the credit facility are 711 units of “Toyota Limo” taxi fleets as of June 30, 2014 and December 31, 2013 Note 10. Selama periode perjanjian kredit, Perusahaan tidak diijinkan melakukan kegiatan-kegiatan berikut tanpa persetujuan tertulis dari OCBC, antara lain: During the period of the loan, the Company is not allowed to carry out the following activities without written approval from OCBC, among others: a. Melakukan likuidasi atau membubarkan Perusahaan atau terkait dalam suatu penggabungan usaha, akuisisi, konsolidasi dan atau usaha patungan dengan perusahaan lain; - Conduct liquidation or dissolve the Company or perform merger, acquisition, consolidation and or joint venture with other companies; b. Pengurangan modal; . Reduce capital; c. Pengalihan harta, kecuali pengalihan yang dilakukan dalam kegiatan usaha sehari- hari; Transfer of assets, except for day-to-day business activities; d. Mengikatkan diri dalam kewajiban lain dan memperoleh pinjaman; Enter into other obligations and obtain loans; e. Membuat hak jaminan lain; 1 Make another warranties of title; f. Membagikan dividen; dan 2 Distribute dividends; and g. Penghentian kegiatan usaha. 3 Discontinue operations. Pada tanggal 8 Oktober 2013, OCBC memberikan persetujuan kepada Perusahaan sehubungan dengan pembayaran dividen kas dan perubahan susunan dewan direksi dan komisaris. On October 8, 2013, OCBC gave approval to the Company in relation with payment of cash dividends and changes in composition of boards of directors and commissioners. 796 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued