UTANG BANK lanjutan BANK LOANS continued PT Bank CIMB Niaga Tbk CIMB Niaga

845 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued

7. PT Bank CIMB Niaga Tbk CIMB Niaga

lanjutan 7. PT Bank CIMB Niaga Tbk CIMB Niaga continued PT Prima Sarijati Agung PSA lanjutan PT Prima Sarijati Agung PSA continued k. Menambah jumlah pinjaman, jika leverage ratio PSA lebih besar dari 5 kali jika leverage kurang dari 5 kali, maka cukup memberitahukan secara tertulis kepada CIMB Niaga; k. Increase the loanable amounts, if PSA’s leverage is greater than 5 times written notice should be made to the CIMB Niaga in cases leverage falls below 5 times; l. Menjamin langsung maupun tidak langsung pihak ketiga lainnya, kecuali melakukan endorsemen atas surat-surat yang dapat diperdagangkan untuk keperluan pembayaran atau penagihan transaksi- transaksi lain yang lazim dilakukan dalam menjalankan usaha; dan l. Pledge directly or indirectly to any third parties, except for those endorsement necessary to be made related to payment or billing of normal trade transactions; and m. Mempertahankan rasio keuangan seperti debt service coverage ratio minimum 1 kali dan bank loan to earning before interest, tax, depreciation and amortization maksimal 5 kali. m. Maintain the financial ratio such as debt service coverage ratio at minimum of 1 time and the bank loan to earning before interest, tax, depreciation and amortization ratio at a maximum of 5 times. Pada tanggal 24 April dan 12 Juni 2013, CIMB Niaga memberikan persetujuan kepada PSA sehubungan dengan pembayaran dividen kas dan perubahan susunan dewan direksi dan komisaris. On April 24 and June 12, 2013, CIMB Niaga gave approval to PSA in relation with payment of cash dividends and changes in composition of boards of directors and commissioners. Manajemen PSA berpendapat bahwa seluruh rasio dan kepatuhan telah dipenuhi pada tanggal laporan posisi keuangan konsolidasian. PSA’s management is of the opinion that all ratios and compliance requirements are met as of the consolidated statements of financial position date. PT Praja Bali Transportasi PBT PT Praja Bali Transportasi PBT Berdasarkan Perjanjian Kredit No.053 CBJKT2011 tanggal 21 Maret 2011, PBT melakukan perjanjian kredit dengan CIMB NIAGA, berupa Pinjaman Transaksi Khusus IV untuk pembiayaan atas armada taksi tahun 2011, dengan nilai pinjaman maksimum sebesar Rp58.000.000.000. Fasilitas ini akan jatuh tempo pada tanggal 21 Maret 2016 dengan tingkat bunga sebesar 9,5 - 12 per tahun. Based on Loan Agreement No.053 CBJKT2011 dated March 21, 2011, PBT entered into a loan agreement with CIMB NIAGA which is Special Borrowing Transaction IV aims for payment of 2011’s operational vehicles of taxi, with a maximum loanable amount of Rp58,000,000,000. This facility is effective until March 21, 2016 with an effective interest rate of 9.5 - 12 per year. Pada tanggal 30 Juni 2014 dan 31 Desember 2013, saldo untuk pinjaman ini masing-masing sebesar Rp20.373.521.877 dan Rp26.084.180.961. As of June 30, 2014 and December 31, 2013, the outstanding loan balance for this loan amounted to Rp20,373,521,877 and Rp26,084,180,961, respectively. Jaminan atas fasilitas kredit tersebut berupa armada Toyota Limo masing-masing sebanyak 382 unit dan 382 unit, pada tanggal 30 Juni 2014 dan 31 Desember 2013 Catatan 10. Collaterals for the credit facility are 382 units and 382 units, of Toyota Limo fleets as of June 30, 2014 and December 31, 2013, respectively Note 10. 846 The original consolidated financial statements included herein are in Indonesian language. PT BLUE BIRD TBK DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN 30 Juni 2014 dan 31 Desember 2013 dan Periode Enam Bulan yang Berakhir pada Tanggal 30 Juni 2014 dan 2013 Disajikan dalam Rupiah, kecuali Dinyatakan Lain PT BLUE BIRD TBK AND SUBSIDIARIES NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS June 30, 2014 and December 31, 2013 and Six-Month Periods Ended June 30, 2014 and 2013 Expressed in Rupiah, unless Otherwise Stated 13. UTANG BANK lanjutan 13. BANK LOANS continued