Asset Kewajiban Core Banking System Update which includes:

392 MANAJEMEN RISIKO bank bjb Laporan Tahunan 2014 LIUJTBS4BIBN0CMJHBTJ Analisa Pembahasan atas Kinerja Perseroan 5BUB,FMPMB1FSVTBIBBO 5BOHHVOH+BXBC4PTJBM1FSVTBIBBO -BQPSBO,FVBOHBO,POTPMJEBTJBO BUB1FSVTBIBBO E 1SPmM.BUVSJUBT7BMBToBOLTFDBSB,POTPMJEBTJ 3HQJXQJNDSDQ 3URÀO 0DWXULWDV 9DODV ² DQN VHFDUD3HUXVDKDDQQDN7DEHOE Rp Juta 3RVSRV Post 6DOGR DODQFH -DWXK7HPSR0DWXULW\ 1 minggu 1 week PLQJJX minggu ZHHNV weeks PLQJJX bulan ZHHNV PRQWKV EXODQ PRQWKV EXODQ PRQWKV EXODQ PRQWKV 12 bulan PRQWKV I. NeracaBalance Sheet

A. Asset

Assets 478.355 344.184 6.494 - 8.686 28.450 48.819 41.722 1. KasCash 15.319 15.319 - - - - - - 2. Penempatan pada Bank Indonesia Placement to Bank Indonesia 41.378 41.378 - - - - - - a. Giro Current Accounts 41.378 41.378 - - - - - - b. SBI - - - - - - - - c. Lainnya Other Depo Facility, Term Deposit Reverse Repo - - - - - - - - 3. Penempatan pada bank lain Interbank placement 140.489 140.489 - - - - - - 4. Surat Berharga Securities 23.567 - - - - 19.857 3.710 - a. SUN - - - - - - - - 1 Diperdagangkan trading - - - - - - - - 2 Tersedia untuk dijual available for sale - - - - - - - - 3 Dimiliki hingga jatuh tempo held to maturity - - - - - - - - 4 Pinjaman yang diberikan dan piutang loans and receivables - - - - - - - - b. Surat Berharga Korporasi Corporate Securities 23.567 - - - - 19.857 3.710 - 1 Diperdagangkan trading - - - - - - - - 2 Tersedia untuk dijual available for sale - - - - - - - - 3 Dimiliki hingga jatuh tempo held to maturity 23.567 - - - - 19.857 3.710 - 4 Pinjaman yang diberikan dan piutang loans and receivables - - - - - - - - c. Lainnya Other - - - - - - - - 5. Kredit yang Diberikan Loans 242.515 146.998 - - 93 8.593 45.109 41.722 a. Belum Jatuh Tempo Non Past Due 242.515 146.998 - - 93 8.593 45.109 41.722 b. Sudah Jatuh Tempo Past Due - - - - - - - - 6. Tagihan Lainnya Other Receivable 15.087 - 6.494 - 8.593 - - - a. Tagihan atas Surat Berharga yang dibeli dengan janji dijual kembali RR Claims on Securities purchased under agreements to resell RR - - - - - - - - b. Lainnya Other 15.087 - 6.494 - 8.593 - - - 7. Lain-lain Others - - - - - - - - 637.612 22.944

B. Kewajiban

Liabilities 614.668 386.509 4.028 124.860 97.601 32 1.638 - 1. Dana Pihak Ketiga Third Party Funds 492.968 264.809 4.028 124.860 97.601 32 1.638 - a. Giro Current Accounts 193.826 193.826 - - - - - - b. Tabungan Saving Accounts 37.368 37.368 - - - - - - c. Simpanan Berjangka Time Deposits 261.774 33.615 4.028 124.860 97.601 32 1.638 - 1 Deposito on call - - - - - - - - 2 Deposito berjangka Time Deposits 261.774 33.615 4.028 124.860 97.601 32 1.638 - 3 Lainnya Other - - - - - - - - 2. Kewajiban kepada Bank Indonesia Liabilities on Bank Indonesia - - - - - - - - 3. Kewajiban kepada bank lain Liabilities on Other Bank 121.700 121.700 - - - - - - 4. Surat Berharga yang Diterbitkan Securities Issued - - - - - - - - a. Obligasi Bonds - - - - - - - - b. Subordinasi Subordinated - - - - - - - - c. Lainnya Other - - - - - - - - E .BUVSJUZQSPmMF3VQJBIPOTPMJEBUFEBOL LVFORVXUH RI 5XSLDK 0DWXULW\ 3URÀOH ² DQN RQVROLGDWHG7DEOHE Rp Million 393 RISK MANAGEMENT bank bjb Annual Report 2014 4UPDL0CMJHBUJPOJHIMJHIUT Management Discussion Analysis on Company Performance Good Corporate Governance PSQPSBUF4PDJBM3FTQPOTJCJMJUZ POTPMJEBUFEJOBODJBM4UBUFNFOUT Corporate Data 3RVSRV Post 6DOGR DODQFH -DWXK7HPSR0DWXULW\ 1 minggu 1 week PLQJJX minggu ZHHNV weeks PLQJJX bulan ZHHNV PRQWKV EXODQ PRQWKV EXODQ PRQWKV EXODQ PRQWKV 12 bulan PRQWKV 5. Pinjaman yang Diterima Borrowings - - - - - - - - a. Pinjaman Subordinasi Subordinated Borrowings - - - - - - - - b. Lainnya Other - - - - - - - - 6. Kewajiban Lainnya Other Liabilities - - - - - - - - a. Kewajiban atas Surat Berharga yang dijual dengan janji dibeli kembali Repo Liability for Securities sold under repurchase agreements Repo - - - - - - - - b. Lainnya Other - - - - - - - - 7. Lain-lain Others - - - - - - - - - - - - - - - 6HOLVLKVHWGHQJDQ.HZDMLEDQGDODP1HUDFD LIIHUHQFHVVHWVWRLDELOLWLHVLQWKHDODQFH 6KHHW 136.313 1.949.656 2.636.565 1.822.487 1.768.779 348.849 850.971 11.294.663 - - - - - - - II. Rekening Administratif Off-Balance Sheet - - - - - - -

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