7DJLKDQ5HNHQLQJGPLQLVWUDWLI .HZDMLEDQ5HNHQLQJGPLQLVWUDWLI
A. 7DJLKDQ5HNHQLQJGPLQLVWUDWLI
2IIDODQFH6KHHW5HFHLYDEOHV - - 1. Komitmen Commitments - - a. Fasilitas pinjaman yang belum ditarik Undrawn borrowing facilities - - b. Posisi pembelian spot dan derivatif yang masih berjalan Outstanding buying spot and derivative - - 1 Spot - - 2 Derivatif - - c. Lainnya Other - - 2. Kontijensi Contingencies - - -B. .HZDMLEDQ5HNHQLQJGPLQLVWUDWLI
LDELOLWLHVDODQFH6KHHW 3.083.012 445.557 1. Komitmen Commitments 1.784.439 6.366 a. Fasilitas pinjaman yang belum ditarik Undrawn borrowing facilities 1.736.998 906 b. Irrevocable LC yang masih berjalan Irrevocable L C is still running 47.441 5.460 c. Posisi pembelian spot dan derivatif yang masih berjalan Outstanding buying spot and derivative - - 1 Spot - - 2 Derivatif - - d. Lainnya Other - - 2. Kontijensi Contingencies 1.298.573 439.191 - 6HOLVLK7DJLKDQGDQ.HZDMLEDQGDODP5HNHQLQJGPLQLVWUDWLI LIIHUHQFHLQ FFRXQW5HFHLYDEOHVDQG3D\DEOHVGPLQLVWUDWLYH 3.083.012 445.557 - 6HOLVLK,,,,,, 7.403.919 26.556.159 6HOLVLK.XPXODWLI XPXODWLYHLIIHUHQFHV 26.556.159 MANAJEMEN RISIKO 3HQJXQJNDSDQ 3URÀO 0DWXULWDV 5XSLDK ² DQN VHFDUD,QGLYLGXDO7DEHOD Rp Juta 385 RISK MANAGEMENT bank bjb Annual Report 2014 4UPDL0CMJHBUJPOJHIMJHIUT Management Discussion Analysis on Company Performance Good Corporate Governance PSQPSBUF4PDJBM3FTQPOTJCJMJUZ POTPMJEBUFEJOBODJBM4UBUFNFOUT Corporate Data -DWXK7HPSR Maturity PLQJJX minggu 1 weeks - 2 weeks PLQJJXEXODQ 2 weeks- 1 months EXODQ 1 -3 months EXODQ 3 - 6 months EXODQ 6 - 12 months 12 bulan 12 months - - - - - - - - - - - - - - - - - 335.000 - - - - - - - - - - - 335.000 1.304.121 219.698 182.783 311.701 - - 1.304.121 219.698 182.783 311.701 - - - - - - - - - - - - - - - - - - - - 2.636.565 1.822.487 1.768.779 348.849 850.971 11.294.663 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 63.162 91.472 204.979 457.989 390.568 1.429.285 3.008 16.084 12.495 158.235 235.895 1.352.356 3.008 15.730 10.586 148.207 206.205 1.352.356 - 354 1.909 10.028 29.690 - - - - - - - - - - - - - - - - - - - - - - - - - 60.154 75.388 192.484 299.754 154.673 76.929 - - - - - - 63.162 91.472 204.979 457.989 390.568 1.429.285 - - - - - - 2.388.547 1.599.313 4.772.008 3.741.484 271.791 46.189.639 28.944.706 30.544.019 35.316.027 39.057.511 38.785.720 7.403.919 RISK MANAGEMENT LVFORVXUH RI 5XSLDK 0DWXULW\ 3URÀOH ² DQN 2QO\ Table 9.1.a Rp Million 386 MANAJEMEN RISIKO bank bjb Laporan Tahunan 2014 LIUJTBS4BIBN0CMJHBTJ Analisa Pembahasan atas Kinerja Perseroan 5BUB,FMPMB1FSVTBIBBO 5BOHHVOH+BXBC4PTJBM1FSVTBIBBO -BQPSBO,FVBOHBO,POTPMJEBTJBO BUB1FSVTBIBBO C 1SPmM .BUVSJUBT 3VQJBI o BOL TFDBSB Konsolidasi 3HQJXQJNDSDQ 3URÀO 0DWXULWDV 5XSLDK ² DQN VHFDUD .RQVROLGDVL GHQJDQ 3HUXVDKDDQ QDN Tabel 9.2.a. Rp Juta 3RVSRV Post 6DQGL Code 6DOGR Balance 1 minggu 1 week I. NeracaBalance SheetA. Aset
Parts
» Laporan Tahunan bank bjb 2014 AR BJB 2014LR OKE
» KABUPATENREGENCY MAJALENGKA KABUPATENREGENCY BEKASI KABUPATENREGENCY SUBANG KABUPATENREGENCY GARUT
» Pengembangan dan Peningkatan Kualitas Layanan Development and Improvement of the Quality of
» Strategi produk Pricing Strategy Pemasaran Terpadu Strategy on Product Pricing Strategy
» Giro Current Account Promotion
» Deposito Time Deposits Promotion
» Product dan Pricing Product and Pricing
» Promosi Promotion bjb Kredit Guna Bhakti Pola Channeling
» Services Penjualan Sales bjb Kredit Guna Bhakti Pola Channeling
» Fokus di Sektor Produktif Focus on the Productive Sector
» Produk Andalan Jaringan Featured Product
» Network bjb Kredit Guna Bhakti Pola Channeling
» Business Process Waroeng bjb Pemilihan Nasabah
» Selection of Customer bjb Kredit Guna Bhakti Pola Channeling
» Pengembangan Layanan Proses Bisnis Development of Services Business Process
» Products Trade Finance Infrastruktur di Bidang Trade Finance dan Jasa Lindung Nilai
» Hedging Perluasan Jalur dan Sosialisasi bjb TIP FX Pelatihan Sosialisasi
» Training Socialization KABUPATENREGENCY TANGERANG
» bjb KPR Media Promosi Kerja Sama Pemasaran Suku Bunga bjb KPR
» Brand Image Hubungan dengan Pemangku Kepentingan Brand Image
» Stakeholder Relationship Interest Rate
» Transaksi Trade Finance and Services Transaksi Trade Finance and Services
» Treasury products bjb Precious
» Rescue and Settlement of Existing Credit Main Micro Credit KMU Open Selling Policy
» Produk bjb Precious Kredit Konsumer Produk Treasury Products bjb Precious Micro Rapidly
» Consumer Credit Produk Mikro Kredit Pemilikan Rumah dan Mortgage Produk Internasional
» Housing Loan and Mortgage International Products
» Komposisi sumber daya manusia di bidang TI Human Resources Composition in the Field of IT
» Pendidikan dan Pelatihan KOMPONEN MODAL COMPONENTS OF CAPITAL
» Education and Training KOMPONEN MODAL COMPONENTS OF CAPITAL
» Pengukuran Risiko Pasar Market Risk
» Risiko Pasar Aset Core Banking System Update which includes:
» Kewajiban Core Banking System Update which includes:
» 7DJLKDQ5HNHQLQJGPLQLVWUDWLI .HZDMLEDQ5HNHQLQJGPLQLVWUDWLI
» Aset Kewajiban Core Banking System Update which includes:
» Asset Kewajiban Core Banking System Update which includes:
» Governance Structure Governance Structure
» Governance Process Governance Outcome Governance Process Governance Outcome
» Middleware System Migration Middleware SOP Document Drafting Penghargaan Penerapan GCG
» Awards on GCG Implementation
» Annual General Meeting of Shareholders for the Fiscal Year 2013 and Extraordinary GMS 2014
» Bidang Studi Usia Pengalaman Kerja
» Asadi Budiman Work Experience
» Fungsi Direktur yang Membawahkan Fungsi Tugas Direktur yang Membawahkan Fungsi
» The Field of Study Age Pemeriksaan
» Examination Extraordinary General Meeting of Shareholders in December 19, 2014
» Pelaksanaan Tugas non Pemeriksaan External Quality Assurance Review
» Non Examination Duty Implementation External Quality Assurance Review
» A description of the Internal Control System Penjelasan mengenai Sistem Pengendalian Internal
» Conformity of Internal Control with COSO Kesesuaian Pengendalian Internal dengan COSO
» Informasi lain yang berkaitan dengan Pengawasan Intern
» Penyampaian Laporan Pelanggaran Submission of the Report on Violation
» Sistem Perlindungan Pelapor Penanganan Pengaduan Protection for the Whistleblower
» KEPEDULIAN TERHADAP LINGKUNGAN HIDUP CARING TO THE ENVIRONMENT
» PENGEMBANGAN SOSIAL KEMASYARAKATAN SOCIAL COMMUNITY DEVELOPMENT
» TANGGUNG JAWAB KEPADA KONSUMEN RESPONSIBILITY TO THE CUSTOMER
» Penyelesaian Pengaduan yang Diterima 2357,17,9,7,6
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