Aset Kewajiban Core Banking System Update which includes:

386 MANAJEMEN RISIKO bank bjb Laporan Tahunan 2014 LIUJTBS4BIBN0CMJHBTJ Analisa Pembahasan atas Kinerja Perseroan 5BUB,FMPMB1FSVTBIBBO 5BOHHVOH+BXBC4PTJBM1FSVTBIBBO -BQPSBO,FVBOHBO,POTPMJEBTJBO BUB1FSVTBIBBO C 1SPmM .BUVSJUBT 3VQJBI o BOL TFDBSB Konsolidasi 3HQJXQJNDSDQ 3URÀO 0DWXULWDV 5XSLDK ² DQN VHFDUD .RQVROLGDVL GHQJDQ 3HUXVDKDDQ QDN Tabel 9.2.a. Rp Juta 3RVSRV Post 6DQGL Code 6DOGR Balance 1 minggu 1 week I. NeracaBalance Sheet

A. Aset

Assets 68.334.201 10.814.152 1. KasCash 2.760.427 2.760.427 2. Penempatan pada Bank Indonesia Placement to Bank Indonesia 7.432.144 7.432.144 a. Giro Current Accounts 5.121.962 5.121.962 b. SBI - - c. Lainnya Other Depo Facility, Term Deposit Reverse Repo 2.310.182 2.310.182 3. Penempatan pada bank lain Interbank placement 1.768.569 599.137 4. Surat Berharga Securities 7.136.937 - a. SUN 1.329.611 - 1 diperdagangkan trading - - 2 tersedia untuk dijual available for sale - - 3 dimiliki hingga jatuh tempo held to maturity 1.329.611 - 4 pinjaman yang diberikan dan piutang loans and receivables - - b. Surat Berharga Korporasi Corporate Securities 5.807.326 - 1 diperdagangkan trading 722.120 - 2 tersedia untuk dijual available for sale - - 3 dimiliki hingga jatuh tempo held to maturity 5.085.206 - 4 pinjaman yang diberikan dan piutang loans and receivables - - c. Lainnya Other - - 5. Kredit yang Diberikan Loans 49.207.445 22.444 a. Belum Jatuh Tempo Non Past Due 49.207.445 22.444 b. Sudah Jatuh Tempo Past Due - - 6. Tagihan Lainnya Other Receivable 28.679 - a. Tagihan atas Surat Berharga yang dibeli dengan janji dijual kembali RR Claims on Securities purchased under agreements to resell RR - - b. Lainnya Other 28.679 - 7. Lain-lain Others - - 57.355.119 1.327.927

B. Kewajiban

Liabilities 56.027.192 37.127.833 1. Dana Pihak Ketiga Third Party Funds 53.214.999 37.112.147 a. Giro Current Accounts 21.337.907 21.337.907 b. Tabungan Saving Accounts 12.880.078 12.880.078 c. Simpanan Berjangka Time Deposits 18.997.014 2.894.162 1 Deposito on call - - 2 Deposito berjangka Time Deposits 18.997.014 2.894.162 3 Lainnya Other - - 2. Kewajiban kepada Bank Indonesia Liabilities on Bank Indonesia - - 3. Kewajiban kepada bank lain Liabilities on Other Bank 80.582 15.686 4. Surat Berharga yang Diterbitkan Securities Issued 2.396.611 - a. Obligasi Bonds 2.396.611 - b. Subordinasi Subordinated - - c. Lainnya Other - - MANAJEMEN RISIKO 387 RISK MANAGEMENT bank bjb Annual Report 2014 4UPDL0CMJHBUJPOJHIMJHIUT Management Discussion Analysis on Company Performance Good Corporate Governance PSQPSBUF4PDJBM3FTQPOTJCJMJUZ POTPMJEBUFEJOBODJBM4UBUFNFOUT Corporate Data -DWXK7HPSR Maturity PLQJJX minggu 1 weeks - 2 weeks PLQJJXEXODQ 2 weeks- 1 months EXODQ 1 -3 months EXODQ 3 - 6 months EXODQ 6 - 12 months 12 bulan 12 months 1.010.095 610.641 488.745 1.710.183 3.068.965 50.631.420 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 840.000 300.000 23.452 5.980 - - 129.982 241.382 331.885 801.436 2.228.947 3.403.305 - - 132.197 489.850 707.564 - - - - - - - - - - - - - - - 132.197 489.850 707.564 - - - - - - - 129.982 241.382 199.688 311.586 1.521.383 3.403.305 - - - - 1.238 720.882 - - - - - - 129.982 241.382 199.688 311.586 1.520.145 2.682.423 - - - - - - - - - - - - 40.113 69.259 133.408 902.767 840.018 47.199.436 40.113 69.259 133.408 902.767 840.018 47.199.436 - - - - - - - - - - - 28.679 - - - - - - - - - - - 28.679 - - - - - - 2.031.359 1.898.784 4.872.991 4.681.977 2.401.752 3.012.496 2.023.163 1.887.656 4.852.330 4.675.337 2.119.232 545.134 - - - - - - - - - - - - 2.023.163 1.887.656 4.852.330 4.675.337 2.119.232 545.134 - - - - - - 2.023.163 1.887.656 4.852.330 4.675.337 2.119.232 545.134 - - - - - - - - - - - - 8.196 11.128 20.661 6.640 6.520 11.751 - - - - 276.000 2.120.611 - - - - 276.000 2.120.611 - - - - - - - - - - - - RISK MANAGEMENT C .BUVSJUZQSPmMF3VQJBIoPOTPMJEBUFEBOL LVFORVXUH RI 5XSLDK 0DWXULW\ 3URÀOH ² DQN RQVROLGDWHG7DEOHD Rp Million 388 MANAJEMEN RISIKO bank bjb Laporan Tahunan 2014 LIUJTBS4BIBN0CMJHBTJ Analisa Pembahasan atas Kinerja Perseroan 5BUB,FMPMB1FSVTBIBBO 5BOHHVOH+BXBC4PTJBM1FSVTBIBBO -BQPSBO,FVBOHBO,POTPMJEBTJBO BUB1FSVTBIBBO 3RVSRV Post 6DQGL Code 6DOGR Balance 1 minggu 1 week 5. Pinjaman yang Diterima Borrowings 335.000 - a. Pinjaman Subordinasi Subordinated Borrowings - - b. Lainnya Other 335.000 - 6. Kewajiban Lainnya Other Liabilities - - a. Kewajiban atas Surat Berharga yang dijual dengan janji dibeli kembali Repo Liability for Securities sold under repurchase agreements Repo - - b. Lainnya Other - - 7. Lain-lain Others - - - 6HOLVLKVHWGHQJDQ.HZDMLEDQGDODP1HUDFD LIIHUHQFHVVHWVWRLDELOLWLHVLQ WKHDODQFH6KHHW 12.307.009 1.949.656 - II. Rekening Administratif Off-Balance Sheet

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