Product dan Pricing Product and Pricing
A. Product dan Pricing
.FNJMJLJQSPEVLZBOHTFTVBJEFOHBOLFCVUVIBOOBTBCBI TBOHBUQFOUJOHTFCBHBJVQBZBNFOJOHLBULBOLFNBNQVBO NFOZBMVSLBO EBOB EJ CJEBOH LPOTVNFS FHJUV KVHB The following table describes the disbursement of bjb IBOOFMJOHJOUIFMBTUmWFZFBST 3Q.JMMJPO Other Consumer Loans 0UIFSDPOTVNFSMPBOT OBNFMZ,SFEJUSBIBIBLUJBOE,SFEJU 8JSBVTBIB IBLUJ BSF OP MPOHFS NBSLFUFE BOE CZ UIF FOE PG MFGU POMZ BO PVUTUBOEJOH EFCJU 5PUBM PVUTUBOEJOH PG PUIFS MPBOT SFBDIFE 3Q CJMMJPO B EFDSFBTF PG DPNQBSFE UP UIF ZFBS XIJDI BNPVOUFE UP 3Q billion. FMPXJTUIFUPUBMPVUTUBOEJOHDPOTVNFSDSFEJUJOUIFMBTUmWF ZFBST 3Q.JMMJPO 2015 PLAN 8JUI BO BWFSBHF PG DSFEJU HSPXUI JO UIF QBTU mWF ZFBST CBOL bjb is optimistic that in 2015 the Bank will be able to achieve 17 growth in the consumer loan portfolio. Moreover, the economic condition is expected to be better UIBO UIF TJUVBUJPO JO TPNF PG XIJDI BSF JOEJDBUFE CZ the Government’s targets as set out in the 2015 revised State Budget. The growth target in 2013 is 5.7, higher than the realization JO XIJDI BNPVOUFE UP .FBOXIJMF JOnBUJPO JT expected to be 5.0, also lower than the realization in 2014. OUFSOBMMZ DPOTJEFSJOH UIF JNQPSUBODF PG UIF QPTJUJPO PG consumer credit, bank bjb has prepared plans and strategies JOPSEFSUPNBJOUBJOTVTUBJOBCMFHSPXUIXJUIRVBMJUZ5IFDSFEJU FYQBOTJPOTUSBUFHJDQMBOUPCFDPOEVDUFEJO JODMVEFTA. Product and Pricing
Possessing products that meet the needs of the customers JT WFSZ JNQPSUBOU BT UIF FGGPSUT UP JNQSPWF UIF BCJMJUZ UP EFMJWFSDPOTVNFSGVOET4JNJMBSMZXJUIUIFBCJMJUZUPPGGFS KONSUMER 125 bank bjb Annual Report 2014 4UPDL0CMJHBUJPOJHIMJHIUT Management Discussion Analysis on Company Performance Good Corporate Governance PSQPSBUF4PDJBM3FTQPOTJCJMJUZ POTPMJEBUFEJOBODJBM4UBUFNFOUT Corporate Data EFOHBO LFNBNQVBO NFOBXBSLBO TVLV CVOHB ZBOH LPNQFUJUJG TFQBOKBOHUJEBLNFMBOHHBSBUVSBOZBOHTVEBI ditetapkan oleh regulator. Untuk itu, pada tahun 2015 bank bjb akan melakukan sejumlah hal di bidang produk EBOTVLVCVOHBJOJ ZBOHEJBOUBSBOZBBEBMBI • Melakukan review kebijakan Kredit Konsumer. • Pemberlakuan struktur kredit khusus . • Melakukan review tingkat suku bunga khusus untuk daerah di luar provinsi Jawa Barat dan Provinsi Banten ZBJUV MFCJISFOEBIEBSJ1TFUFNQBUB. Promosi
Parts
» Laporan Tahunan bank bjb 2014 AR BJB 2014LR OKE
» KABUPATENREGENCY MAJALENGKA KABUPATENREGENCY BEKASI KABUPATENREGENCY SUBANG KABUPATENREGENCY GARUT
» Pengembangan dan Peningkatan Kualitas Layanan Development and Improvement of the Quality of
» Strategi produk Pricing Strategy Pemasaran Terpadu Strategy on Product Pricing Strategy
» Giro Current Account Promotion
» Deposito Time Deposits Promotion
» Product dan Pricing Product and Pricing
» Promosi Promotion bjb Kredit Guna Bhakti Pola Channeling
» Services Penjualan Sales bjb Kredit Guna Bhakti Pola Channeling
» Fokus di Sektor Produktif Focus on the Productive Sector
» Produk Andalan Jaringan Featured Product
» Network bjb Kredit Guna Bhakti Pola Channeling
» Business Process Waroeng bjb Pemilihan Nasabah
» Selection of Customer bjb Kredit Guna Bhakti Pola Channeling
» Pengembangan Layanan Proses Bisnis Development of Services Business Process
» Products Trade Finance Infrastruktur di Bidang Trade Finance dan Jasa Lindung Nilai
» Hedging Perluasan Jalur dan Sosialisasi bjb TIP FX Pelatihan Sosialisasi
» Training Socialization KABUPATENREGENCY TANGERANG
» bjb KPR Media Promosi Kerja Sama Pemasaran Suku Bunga bjb KPR
» Brand Image Hubungan dengan Pemangku Kepentingan Brand Image
» Stakeholder Relationship Interest Rate
» Transaksi Trade Finance and Services Transaksi Trade Finance and Services
» Treasury products bjb Precious
» Rescue and Settlement of Existing Credit Main Micro Credit KMU Open Selling Policy
» Produk bjb Precious Kredit Konsumer Produk Treasury Products bjb Precious Micro Rapidly
» Consumer Credit Produk Mikro Kredit Pemilikan Rumah dan Mortgage Produk Internasional
» Housing Loan and Mortgage International Products
» Komposisi sumber daya manusia di bidang TI Human Resources Composition in the Field of IT
» Pendidikan dan Pelatihan KOMPONEN MODAL COMPONENTS OF CAPITAL
» Education and Training KOMPONEN MODAL COMPONENTS OF CAPITAL
» Pengukuran Risiko Pasar Market Risk
» Risiko Pasar Aset Core Banking System Update which includes:
» Kewajiban Core Banking System Update which includes:
» 7DJLKDQ5HNHQLQJGPLQLVWUDWLI .HZDMLEDQ5HNHQLQJGPLQLVWUDWLI
» Aset Kewajiban Core Banking System Update which includes:
» Asset Kewajiban Core Banking System Update which includes:
» Governance Structure Governance Structure
» Governance Process Governance Outcome Governance Process Governance Outcome
» Middleware System Migration Middleware SOP Document Drafting Penghargaan Penerapan GCG
» Awards on GCG Implementation
» Annual General Meeting of Shareholders for the Fiscal Year 2013 and Extraordinary GMS 2014
» Bidang Studi Usia Pengalaman Kerja
» Asadi Budiman Work Experience
» Fungsi Direktur yang Membawahkan Fungsi Tugas Direktur yang Membawahkan Fungsi
» The Field of Study Age Pemeriksaan
» Examination Extraordinary General Meeting of Shareholders in December 19, 2014
» Pelaksanaan Tugas non Pemeriksaan External Quality Assurance Review
» Non Examination Duty Implementation External Quality Assurance Review
» A description of the Internal Control System Penjelasan mengenai Sistem Pengendalian Internal
» Conformity of Internal Control with COSO Kesesuaian Pengendalian Internal dengan COSO
» Informasi lain yang berkaitan dengan Pengawasan Intern
» Penyampaian Laporan Pelanggaran Submission of the Report on Violation
» Sistem Perlindungan Pelapor Penanganan Pengaduan Protection for the Whistleblower
» KEPEDULIAN TERHADAP LINGKUNGAN HIDUP CARING TO THE ENVIRONMENT
» PENGEMBANGAN SOSIAL KEMASYARAKATAN SOCIAL COMMUNITY DEVELOPMENT
» TANGGUNG JAWAB KEPADA KONSUMEN RESPONSIBILITY TO THE CUSTOMER
» Penyelesaian Pengaduan yang Diterima 2357,17,9,7,6
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