TRANSAKSI DAN SALDO DENGAN PIHAK- PIHAK BERELASI

PT BANK ARTHA GRAHA INTERNASIONAL Tbk CATATAN ATAS LAPORAN KEUANGAN Tanggal 31 Desember 2016 dan Untuk Tahun yang Berakhir pada Tanggal Tersebut Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan lain PT BANK ARTHA GRAHA INTERNASIONAL Tbk NOTES TO THE FINANCIAL STATEMENTS As of December 31, 2016 and For The Year Then Ended Expressed in millions of Rupiah, unless otherwise stated - 160 - 40. INFORMASI SEGMEN USAHA lanjutan 40. OPERATING SEGMENT INFORMATION continued Segmen Operasi lanjutan Operating Segment continued 2016 Produktif Productive Konsumtif Consumer Treasuri Treasury Lain-lain Others Jumlah Total Pendapatan bunga 1.838.848 202.503 226.925 - 2.268.276 Interest income Jumlah aset 16.107.839 1.903.191 4.536.381 3.672.527 26.219.938 Total assets Cadangan kerugian penurunan nilai 250.521 16.336 292 28.759 295.908 Allowance for impairment losses Deposito berjangka Time deposits Giro Demand deposits Tabungan Savings deposits Lain-lain Others Jumlah Total Beban bunga 1.164.100 45.730 37.945 14.896 1.262.671 Interest expenses Jumlah liabilitas 16.378.059 2.931.056 1.539.688 946.746 21.795.549 Total liabilities 2015 Produktif Productive Konsumtif Consumer Treasuri Treasury Lain-lain Others Jumlah Total Pendapatan bunga 2.017.208 186.658 211.358 - 2.415.224 Interest income Jumlah aset 15.893.902 1.445.323 5.971.923 1.808.101 25.119.249 Total assets Cadangan kerugian penurunan nilai 216.532 10.065 310 96.569 323.476 Allowance for impairment losses Deposito berjangka Time deposits Giro Demand deposits Tabungan Savings deposits Lain-lain Others Jumlah Total Beban bunga 1.306.154 54.989 29.510 21.068 1.411.721 Interest expenses Jumlah liabilitas 16.958.312 3.123.450 1.390.203 881.514 22.353.479 Total liabilities Segmen Geografis Geographical Segment Bank beroperasi di dua wilayah geografis utama yaitu Daerah Khusus Ibukota Jakarta DKI Jakarta dan di luar DKI Jakarta. The Bank is operating in two main geographic areas which consists of Special District of Jakarta DKI Jakarta and outside DKI Jakarta. Berikut ini adalah informasi segmen berdasarkan segmen geografis: The geographical segment information is as which consists of: 2016 Keterangan Jakarta Jakarta Jawa Java Sumatera Sumatera Sulawesi Sulawesi Kalimantan Kalimantan Lainnya Other Jumlah Total Description Pendapatan: Income: Pendapatan bunga dan operasional lainnya 1.838.711 261.746 173.043 47.173 44.085 24.378 2.389.136 Interest income and other operating income