PERSONNEL EXPENSES :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
38. CHANNELING LOANS
FROM BANK INDONESIA continued Bank tidak menanggung risiko kredit atas penyaluran KPKM tersebut. The Bank is not responsible for credit risk of channeling loans to KPKM. 39. POSISI DEVISA NETO 39. NET OPEN POSITION Menurut ketentuan Bank Indonesia berdasarkan Peraturan Bank Indonesia PBI No.175PBI2015 tanggal 29 Mei 2015 perubahan keempat atas PBI No. 513PBI2003 tentang Posisi Devisa Neto Bank Umum tanggal 17 Juli 2003, PDN ditetapkan maksimum sebesar 20 modal. According to Bank Indonesia Regulation PBI No. 175PBI2015 dated 29 Mei 2015 the fourth amendment to PBI No. 513PBI2003 concerning the Net Open Position NOP for Commercial Bank dated July 17, 2003, NOP is required to maximum of 20 of capital. PDN adalah penjumlahan dari nilai absolut untuk jumlah dari selisih neto aset dan liabilitas dalam laporan posisi keuangan untuk setiap mata uang asing dengan selisih neto tagihan dan liabilitas komitmen dan kontinjensi dalam rekening administratif untuk setiap mata uang asing yang semuanya dinyatakan dalam Rupiah. NOP is the sum of the absolute values of the net difference between assets and liabilities in the statement of financial position for each foreign currency and the net difference between the receivables and payables both commitments and contingencies in the administrative account for each foreign currency, which are all stated in Rupiah. Pada tanggal 31 Desember 2016 dan 2015, PDN Bank adalah sebagai berikut: As of December 31, 2016 and 2015, the Bank’s NOP is as follows: 2016 Mata Uang Aset Assets Liabilitas Liabilities Posisi Devisa Neto nilai absolut Net Open Position absolute amount Currency Keseluruhan laporan posisi keuangan dan rekening administratif Aggregate statement of financial position and administrative accounts Dolar Amerika Serikat 2.832.856 2.872.745 39.889 United States Dollar Dolar Singapura 126.653 106.122 20.531 Singapore Dollar Poundsterling Inggris 3.245 1.656 1.589 Great Britain Poundsterling Dolar Australia 5.673 1.458 4.215 Australian Dollar Yen Jepang 1.077 - 1.077 Japanese Yen Dolar Hong Kong 412 - 412 Hong Kong Dollar Yuan China 2.325 - 2.325 China Yuan Euro Eropa 9.029 2.203 6.826 European Euro Jumlah 2.981.270 2.984.184 76.864 Total Modal 4.114.668 Capital Rasio Posisi Devisa Neto 1,87 Net Open Position RatioParts
» :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
» Memberikan pelayanan prima pada masyarakat menjadi salah satu kunci sukses kami.
» Memberikan solusi keuangan yang komprehensif dan inovatif sesuai kebutuhan pasar.
» To provide excellent service is one of our key success factors.
» To provide comprehensive and innovative inancial solutions based on market needs.
» Menciptakan manfaat yang optimal bagi stakeholders.
» Menjadi good corporate citizen yang peduli terhadap
» To create optimum beneits for stakeholders.
» pT SUMBEr To be good corporate citizen that cares for its people and environment.
» pT KarYa To be good corporate citizen that cares for its people and environment.
» pT pUSpITa To be good corporate citizen that cares for its people and environment.
» 0.43 To be good corporate citizen that cares for its people and environment.
» 0.41 To be good corporate citizen that cares for its people and environment.
» Baik To be good corporate citizen that cares for its people and environment.
» tingkat risiko yang akan diambil risk appetite dan
» pengawasan aktif Direksi dan Dewan Komisaris.
» Kecukupan kebijakan dan prosedur Manajemen risiko serta penetapan limit risiko.
» active Supervision of Board of Commissioners and Board of Directors.
» The adequacy of risk Management policies, procedures and limits
» Adequacy process of identiication, measurement, monitoring and control of risk management
» Sistem pengendalian internal yang menyeluruh.
» overall internal control system
» active supervision of Board of Directors and Board of Commissioners
» pengendalian Internal Satuan Kerja Audit Intern SKAI telah melakukan
» Sistem Informasi Manajemen pengembangan sistem informasi yang dapat
» Sumber Daya Manusia dan pelatihan Dalam peningkatan kualitas sumber daya manusia,
» Establishment and General Information of the Bank
» Pendirian dan Informasi Umum Bank lanjutan
» Establishment and General Information of the Bank continued
» Penawaran Umum Saham Bank Public Offering of the Bank’s Shares
» Penawaran Umum Saham Bank lanjutan Public Offering of the Bank’s Shares
» Susunan Pengurus Bank dan Karyawan Composition of the Bank’s Management and
» Susunan Pengurus Bank dan Karyawan lanjutan
» Composition of the Bank’s Management and Employees continued
» Completion of the Financial Statements
» a. Pernyataan UMUM lanjutan 2. GENERAL continued
» Statement of Compliance and Basis of Financial Statements Preparation
» Statement of Compliance and Basis of Financial
» Changes to Statements of Financial Accounting Standards “PSAK” and
» Transaksi dan Saldo dalam Mata Uang Asing Transactions and Balances in Foreign
» Aset dan Liabilitas Keuangan Financial Assets and Liabilities
» Financial Assets and Liabilities continued
» Kas dan Setara Kas Cash and Cash Equivalents
» Giro pada Bank Indonesia dan Bank Lain Current Accounts with Bank Indonesia and
» Efek-efek Marketable Securities UMUM lanjutan 2. GENERAL continued
» Marketable Securities continued UMUM lanjutan 2. GENERAL continued
» Derivative Financial Instruments UMUM lanjutan 2. GENERAL continued
» Loans UMUM lanjutan 2. GENERAL continued
» Loans continued UMUM lanjutan 2. GENERAL continued
» Penyertaan Saham Investments in Shares of Stock
» Acceptance Receivables and Payables
» Fixed Assets continued UMUM lanjutan 2. GENERAL continued
» Aset Takberwujud Intangible Asset
» Intangible Asset continued UMUM lanjutan 2. GENERAL continued
» Prepaid Expenses and Other Assets
» Agunan yang Diambil Alih Foreclosed Assets
» Foreclosed Assets continued UMUM lanjutan 2. GENERAL continued
» Liabilitas Segera Obligations Due Immediately
» Simpanan Nasabah Deposits from Customers
» Pinjaman Subordinasi Subordinated Loan
» Interest Income and Expenses
» Interest Income and Expenses continued
» Pendapatan dan Beban Provisi dan Komisi Fees and Commissions Income and Expense
» Other Operating Income and Expenses
» Perpajakan Taxation UMUM lanjutan 2. GENERAL continued
» Taxation continued UMUM lanjutan 2. GENERAL continued
» Laba per Saham Earnings per Share
» CASH :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
» GIRO PADA BANK INDONESIA CURRENT
» GIRO PADA BANK INDONESIA lanjutan CURRENT
» CURRENT ACCOUNTS WITH OTHER BANKS
» GIRO PADA BANK LAIN lanjutan CURRENT ACCOUNTS WITH OTHER BANKS
» EFEK-EFEK EFEK-EFEK MARKETABLE SECURITIES
» EFEK-EFEK lanjutan MARKETABLE SECURITIES continued
» TAGIHAN DAN LIABILITAS DERIVATIF DERIVATIVE
» PENDAPATAN BUNGA YANG MASIH AKAN DITERIMA
» BIAYA DIBAYAR DI MUKA PREPAID EXPENSES KREDIT YANG DIBERIKAN LOANS
» KREDIT YANG DIBERIKAN lanjutan LOANS continued
» PENYERTAAN SAHAM INVESTMENT IN SHARES OF STOCK
» PENYERTAAN SAHAM lanjutan INVESTMENT IN SHARES OF STOCK
» ASET TETAP lanjutan FIXED ASSETS continued
» ASET TETAP lanjutan FIXED ASSETS continued ASET TAKBERWUJUD INTANGIBLE ASSET
» SIMPANAN NASABAH lanjutan CUSTOMER DEPOSITS continued
» SIMPANAN DARI BANK LAIN lanjutan DEPOSITS FROM OTHER BANKS continued
» SIMPANAN DARI BANK LAIN lanjutan DEPOSITS
» Prepaid Taxes TAXATION a. Pajak Dibayar di Muka
» Pajak Penghasilan Income Tax
» Pajak Penghasilan lanjutan Income Tax continued
» Pajak Penghasilan lanjutan Income Tax lanjutan
» Beban Imbalan Pasca Kerja Post-Employment Benefits Expense
» Liabilitas Imbalan Pasca Kerja Post-Employment Benefits Liability
» PINJAMAN SUBORDINASI lanjutan SUBORDINATED LOAN continued
» SHARE CAPITAL :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
» TAMBAHAN MODAL DISETOR - NETO ADDITIONAL PAID-IN CAPITAL - NET
» PENDAPATAN BUNGA INTEREST INCOME
» PENDAPATAN BUNGA lanjutan INTEREST INCOME continued
» BEBAN BUNGA INTEREST EXPENSES
» BEBAN OPERASI OPERATIONAL EXPENSES
» GENERAL AND :: Bank Artha Graha Internasional :: Laporan Tahunan Bank Artha Graha Internasional
» BEBAN NON-OPERASIONAL - NETO NON-OPERATING EXPENSES - NET
» TRANSAKSI DAN SALDO DENGAN PIHAK- PIHAK BERELASI
» TRANSACTIONS AND BALANCES WITH RELATED PARTIES
» POSISI DEVISA NETO NET OPEN POSITION
» POSISI DEVISA NETO lanjutan NET OPEN POSITION continued
» OPERATING SEGMENT INFORMATION Segmen Operasi
» INFORMASI SEGMEN USAHA lanjutan OPERATING SEGMENT INFORMATION
» RISK MANAGEMENT I. Kerangka Manajemen Risiko
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued Risiko Kredit Credit Risk
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued Risiko Kredit lanjutan Credit Risk continued
» Risiko Kredit lanjutan Credit Risk continued
» Risiko Kredit lanjutan Credit Risk continued Risiko Pasar Market Risk
» Risiko Pasar lanjutan Market Risk continued
» Risiko Likuiditas Liquidity Risk
» Risiko Likuiditas lanjutan Liquidity Risk continued
» Risiko Operasional Operational Risk
» Risiko Operasional lanjutan Operational Risk continued
» Risiko Reputasi Reputation Risk
» MANAJEMEN RISIKO lanjutan RISK MANAGEMENT continued Risiko Hukum lanjutan Legal Risk continued
» Risiko Kepatuhan Compliance Risk
» Risiko Kepatuhan lanjutan Compliance Risk continued
» Risiko Stratejik Strategic Risk
» Risiko Stratejik lanjutan Strategic Risk continued
» Marketable securities Loans NILAI WAJAR INSTRUMEN KEUANGAN FAIR
Show more