laporan Tahunan BNI Syariah 2010
Pelaksanaan Tugas Komite Pemantau Risiko
Selama tahun 2010 Komite Pemantau Risiko telah melaksanakan tugasnya antara lain sebagai berikut:
• Menyusun program kerja tahunan. • Melaksanakan rapat internal atau rapat bersama Dewan
Komisaris atau manajemen. • Mengevaluasi kebijakan dan strategi manajemen risiko
yang disusun oleh manajemen. • Mengevaluasi laporan-laporan internal berkala dari
Direksi, Divisi Manajemen Risiko, Divisi hukum, Kepatuhan dan Kesekretariatan, hasil pemeriksaan Bank Indonesia.
hasil dari evaluasi laporan-laporan tersebut digunakan sebagai alat pemantau kinerja manajemen dan jika
dianggap perlu, sebagai dasar rekomendasi kepada Dewan Komisaris mengenai langkah-langkah yang perlu
dilakukan Dewan Komisaris dalam melakukan tugasnya. • Melakukan kajian dan diskusi mengenai hal-hal yang
berkaitan dengan rencana kerja Komite Pemantau Risiko dan mengevaluasi kinerja Komite di tahun 2010.
• Mengevaluasi proses kebijakan penyaluran pembiayaan. • Mengevaluasi proses manajemen risiko operasional,
antara lain aktivitas operasional cabang, penanganan pegawai yang terlibat kasus, fraud dan transaksi yang
mencurigakan, serta operasional sistem teknologi. • Membuat rekomendasi dan memberikan masukan
kepada Dewan Komisaris antara lain yang berkaitan dengan kebijakan dan prosedur pembiayaan; organisasi
manajemen risiko BNI Syariah dalam menerapkan Four eyes Principle dalam proses persetujuan pembiayaan.
• Membuat rekomendasi dan memberikan masukan kepada Dewan Komisaris atas action plan Direksi
berkaitan dengan penyelesaian pelampauan Batas Maksimum Penyaluran Dana.
• Mengevaluasi dan memberikan rekomendasi pada Dewan Komisaris terkait tugas utama Dewan Komisaris,
pemetaan tugas dan tanggung jawab Komite-Komite di bawah Dewan Komisaris.
• Mengevaluasi struktur dan isi Rencana Kerja dan Anggaran Perusahaan serta Rencana Bisnis BNI Syariah.
• Memberikan masukan kepada Dewan Komisaris atas penerapan Business Risk Review.
b. Komite Remunerasi dan Nominasi KRN
Komite Remunerasi dan Nominasi bertugas membantu Dewan Komisaris dalam melaksanakan tugas pengawasan
terhadap BNI Syariah, khususnya untuk memastikan bahwa sistemkebijakan remunerasi dan nominasi BNI Syariah
telah disusun dan dilaksanakan berdasarkan azas keadilan dan transparansi serta patuh kepada peraturan perundang-
undangan yang berlaku.
Tasks of the Risk Monitoring Committee
During 2010, Risk Monitoring Committee has implemented their duties and responsibilities as follows:
• Develop an annual work program. • Carry out internal meetings or meetings with the BOC or
management. • Evaluate risk management policies and strategies, which
have been prepared by management. • Evaluate periodic internal reports of the Directors, Risk
Management Division, legal Division and Secretariat, the results of Bank Indonesia. The results of the evaluation
reports are used as a monitoring management performance tool and, if deemed necessary, as the basis
for recommendations to the Board of Commissioners regarding the steps that need to be taken for the Board of
Commissioners in their duties. • Conduct studies and discussions on matters relating to
the Risk oversight Committee work plan and evaluation of the performance of the Committee in 2010.
• Evaluate the distribution of inancing the policy process. • Evaluation of operational risk management processes,
including operational activities of branches, employees involved handling of fraud cases, cases of fraud
and suspicious transactions, the implementation of technology systems.
• Make recommendations and advises to the Board of Commissioners, among others, relating to inancing of
policies and procedures; risk management organization of BNI Syariah in applying the ‘Four eyes Principle’ in the
process of inancing approval. • Make recommendations and advise to the Board of
Commissioners on their action plan to resolve the Directors relating to Disbursement limit.
• Evaluate and provide recommendations to the Board of Commissioners on the main task of the Board of
Commissioners, the mapping of tasks and responsibilities of the Committees under the Board of Commissioners.
• Evaluate the structure and content of the Work Plan and Corporate Budget and Business Plan BNI Syariah.
• Providing input to the Board of Commissioners for the implementation of the Business Risk Review.
b. Remuneration Nomination Committee
The Remuneration Nomination Committee assists the Board of Commissioners in terms of Remuneration and
Nomination policy based on fairness and transparency principles, and complies with regulations.
Ibrahim Husain
Anggota Komite Pemantau Risiko
Member of Risk Monitoring Committee
2010 Annual Report BNI Syariah
Tugas komite terkait dengan kebijakan remunerasi adalah sebagai berikut:
• Mengevaluasi kebijakan remunerasi • Mengevaluasi kesesuaian antara kebijakan remunerasi
dengan pelaksanaan kebijakan tersebut • Memberikan rekomendasi kepada Dewan Komisaris
mengenai kebijakan remunerasi bagi Dewan Komisaris, Direksi, Dewan Pengawas Syariah, Pejabat eksekutif dan
pegawai secara keseluruhan. Tugas komite terkait kebijakan nominasi adalah:
• Memberikan rekomendasi kepada Dewan Komisaris mengenai sistem serta prosedur pemilihan danatau
penggantian anggota Dewan Komisaris, Direksi dan Dewan Pengawas Syariah
• Memberikan rekomendasi kepada Dewan Komisaris mengenai calon anggota Dewan Komisaris, Direksi dan
atau Dewan Pengawas Syariah, memberikan rekomendasi kepada Dewan Komisaris mengenai calon pihak
independen yang akan menjadi anggota Komite.
Tanggung Jawab dan Lingkup Tugas Komite
Tanggung Jawab Komite Remunerasi dan Nominasi adalah melakukan evaluasi serta menyusun dan memberikan
rekomendasi kepada Dewan Komisaris mengenai sistem kebijakan remunerasi dan nominasi bagi Dewan Komisaris,
Direksi, Dewan Pengawas Syariah, Pejabat eksekutif dan Pegawai BNI Syariah secara menyeluruh.
Ruang lingkup tugas Komite Remunerasi dan Nominasi berdasarkan Piagam Komite Remunerasi dan Nominasi
antara lain: • Mengevaluasi sistemkebijakan remunerasi bagi Dewan
Komisaris, Direksi, Dewan Pengawas Syariah, Pejabat Senior dan pegawai secara keseluruhan.
• Mengevaluasi kesesuaian antara kebijakan remunerasi dengan pelaksanaan kebijakan tersebut.
• Memberikan rekomendasi kepada Dewan Komisaris mengenai kebijakan remunerasi bagi Dewan Komisaris,
Direksi, Dewan Pengawas Syariah, Pejabat Senior dan pegawai secara keseluruhan.
• Memberikan rekomendasi kepada Dewan Komisaris mengenai sistem serta prosedur pemilihan danatau
penggantian Dewan Komisaris, Direksi dan Dewan Pengawas Syariah.
• Memberikan rekomendasi kepada Dewan Komisaris mengenai calon anggota Dewan Komisaris, Direksi dan
atau Dewan Pengawas Syariah. • Memberikan rekomendasi kepada Dewan Komisaris
mengenai calon pihak independen yang akan menjadi anggota Komite Audit dan anggota Komite Pemantau Risiko.
• Melaksanakan tugas lainnya yang diberikan oleh Dewan Komisaris.
Regarding Committee Duties related to the remuneration policy, the Committee shall:
• Evaluate remuneration policy • Evaluate the match between the remuneration policy
with policy implementation • Provide recommendations to the Board of Commissioners
on remuneration policy for the Board of Commissioners, Directors, Sharia Supervisory Board, executive oicers and
employees as a whole. Policy-related Nomination Committee tasks are to:
• Provide recommendations to the Board of Commissioners concerning the system and election procedures and or
replacement of members of the Board of Commissioners, Directors and Syariah Supervisory Board
• Provide recommendations to the Board of Commissioners on prospective members of the Board of Commissioners,
Directors and or the Sharia Supervisory Board; provide recommendations to the Board of Commissioners on
independent candidates who will become members of the Committee.
Responsibilities and Scope of Duties of the Committee
The responsibilities of Remuneration and Nomination Committee are to give recommendations to the Board of
Commissioners about remuneration and nomination system policy for the Board of Directors, the Board of Commissioners,
Sharia Supervisory Board, Senior executives and employees of BNI Syariah as a whole.
Scopes of duties of the Remuneration and Nomination Committee are based on Remuneration and Nomination
Committee Charter, including: • Make evaluation to the systempolicy of remuneration
for the Board of Commissioners, the Board of Directors and Sharia Supervisory Board, Senior executives, and all
employees as a whole. • Make an adjustment between the policy and the
implementation of the remuneration system. • Give recommendations to the Board of Commissioners
about remuneration policy for the Board of Commissioners, the Board of Directors and Sharia
Supervisory Board, Senior executives, and all employees as a whole.
• Give recommendations to the Board of Commissioners about selection procedures andor replacement of the
Board of Commissioners, the Board of Directors and Sharia Supervisory Board.
• Give recommendations to the Board of Commissioners about the candidates for the members of the Board
of Commissioners, the Board of Directors and Sharia Supervisory Board.
• Give recommendations to the Board of Commissioners about independent parties to be Audit Committee and
members of Risk Monitoring Committee. • Undertake other tasks requested of the Board of
Commissioners.
laporan Tahunan BNI Syariah 2010
Komposisi Komite Remunerasi dan Nominasi
Composition of Remuneration and Nomination
Sofyan Syafri Harahap Achjar Iljas
Acep Riana Jayaprawira Bambang Sutrisno
Idayu Nilawati
Nama
Name
Bidang Keahlian
Expertise
Rangkap Jabatan
Multiple Position
Representasi
Representation
Akuntansi Perbankan
Manajemen Risiko HR Manajemen
HR Manajemen Komisaris Independen
Komisaris Utama Komisaris Independen
Pemimpin Divisi SDM Pihak Independen
Ketua Komite Audit Anggota Komite Pemantau Risiko
dan Anggota Komite Remunerasi dan Nominasi
Ketua Komite Pemantau Risiko -
-
Accounting Banking
Risk Management HR Management
HR Management Independent Commissioner
President Commissioner Independent Commissioner
Head of HR Division Independent Party
Chairman of Audit Committee
Member of Risk Monitoring Committee and Member of Remuneration
and Nomination Committee Chairman of Risk Monitoring Committee
Pihak Independen yang menjadi anggota Komite Remunerasi dan Nominasi tidak memiliki hubungan
keuangan, kepengurusan, kepemilikan saham, danatau hubungan keluarga dengan Dewan Komisaris, Direksi dan
atau Pemegang Saham Pengendali atau hubungan dengan BNI Syariah yang dapat mempengaruhi kemampuannya
untuk bertindak independen.
Pelaksanaan Tugas dan Tanggung Jawab
Selama periode sejak operasional BNI Syariah, Komite Remunerasi dan Nominasi telah melakukan hal-hal sebagai
berikut: • Menyusun Piagam, Pedoman dan Tata Tertib serta
Program Kerja Kerja Komite Remunerasi dan Nominasi Tahun 2010
• Mengevaluasi Remunerasi Direksi dan Dewan Komisaris. • Menyusun Sistem Nominasi Direksi dan Dewan Komisaris
• Melakukan review sistem remunerasi pegawai secara keseluruhan.
• Memberikan rekomendasi kepada Dewan Komisaris mengenai calon pihak-pihak independen bukan anggota
Dewan Komisaris yang akan diangkat oleh Dewan Komisaris menjadi anggota Komite Pemantau Risiko dan
Komite Audit. Independent Parties who are members of the Remuneration
and Nomination Committee have no inancial, management, shareholding, andor family relationship with the Board of
Commissioners, Directors andor controlling shareholders or the relationship with BNI Syariah, which may afect its ability
to act independently.
Implementation Roles and Responsibilities
During the period since the operation BNI Syariah, Remuneration and Nomination Committee has conducted
duties as follows: • Arrange KRN Charter, Guidelines and KRN Procedures on
work and KRN work Program Year 2010 • Review on Remuneration of the Board of Directors and
the Board of Commissioners. • Develop Nomination System for the Board of Directors
and the Board of Commissioners • Conduct a review of remuneration system for employees
as a whole. • Provide recommendations to the Board of Commissioners
on prospective independent parties who are not members of the Board of Commissioners who shall
be appointed by the Board of Commissioners to be members of the Risk oversight Committee and Audit
Committee.
Idayu Nilawati
Anggota Komite Remunerasi dan Nominasi
Member Remuneration and Nomination
2010 Annual Report BNI Syariah
Komposisi Komite Audit
