DEPOSITO MUDHARABAH MUDHARABAH TIME DEPOSITS

Indonesian language. PT BANK BNI SYARIAH CATATAN ATAS LAPORAN KEUANGAN Periode dari 22 Maret 2010 tanggal pendirian sampai dengan 31 Desember 2010 Disajikan dalam Jutaan Rupiah PT BANK BNI SYARIAH NOTES TO THE THE FINANCIAL STATEMENTS Period from March 22, 2010 inception through December 31, 2010 Expressed in million of Rupiah 57 24. MODAL SAHAM lanjutan 24. CAPITAL STOCK continued Susunan pemegang saham Bank pada tanggal 31 Desember 2010 adalah sebagai berikut: The composition of the Bank’s stockholders as of December 31, 2010 are as follows: 2010 Jumlah Saham Ditempatkan dan Persentase Jumlah Modal Rp Disetor Penuh Pemilikan Amount of Issued and fully Ownership Capital Pemegang Saham paid stock Percentage Rp Stockholders PT Bank Negara Indonesia 1.000.000 99,9 1.000.000 PT Bank Negara Indonesia Persero Tbk Persero Tbk PT BNI Life Insurance 1.000 0,1 1.000 PT BNI Life Insurance 1.001.000 100 1.001.000 25. PENDAPATAN DARI JUAL BELI 25. INCOME FROM SALES AND PURCHASE Pendapatan dari jual beli terdiri dari: Income from sales and purchases consists of: 2010 Pendapatan murabahah 214.411 Income from murabahah 26. PENDAPATAN BAGI HASIL 26. INCOME FROM REVENUE SHARING Pendapatan bagi hasil terdiri dari: Income from revenue sharing consists of: 2010 Pendapatan bagi hasil musyarakah 40.241 Musyarakah revenue sharing income Pendapatan bagi hasil mudharabah 6.975 Mudharabah revenue sharing income 47.216 27. PENDAPATAN DARI SEWA 27. INCOME FROM LEASING Pendapatan dari sewa terdiri dari: Income from leasing consists of: 2010 Pendapatan ijarah multijasa 21.746 Income from ijarah multiservice Pendapatan ijarah muntahiyah bittamlik 6.131 Income from ijarah muntahiyah bittamlik Beban penyusutan aset yang diperoleh Depreciation expense of assets untuk ijarah Catatan 12 26.614 acquired for ijarah Note 12 1.263 28. PENDAPATAN USAHA UTAMA LAINNYA 28. OTHER MAIN OPERATING INCOME Pendapatan usaha utama lainnya terdiri dari: Other main operating income consists of: 2010 Pendapatan bagi hasil investasi pada Profit sharing income from efeksurat berharga 118.539 investment in securitiesmarketable securities Pendapatan bagi hasil penempatan Profit sharing income from placements pada bank lain 23.413 with other bank Pendapatan lain-lain 12.819 Other income 154.771 Indonesian language. PT BANK BNI SYARIAH CATATAN ATAS LAPORAN KEUANGAN Periode dari 22 Maret 2010 tanggal pendirian sampai dengan 31 Desember 2010 Disajikan dalam Jutaan Rupiah PT BANK BNI SYARIAH NOTES TO THE THE FINANCIAL STATEMENTS Period from March 22, 2010 inception through December 31, 2010 Expressed in million of Rupiah 58

29. HAK PIHAK KETIGA ATAS BAGI HASIL DANA SYIRKAH TEMPORER

29. THIRD PARTIES’ SHARE ON RETURN OF TEMPORARY SYIRKAH FUNDS

Hak pihak ketiga atas bagi hasil dana syirkah temporer terdiri atas: Third parties’ share on return of temporary syirkah funds consist of: 2010 Deposito mudharabah 108.370 Mudharabah time deposits Tabungan mudharabah 31.736 Mudharabah saving deposits 140.106 30. PENDAPATAN OPERASIONAL LAINNYA 30. OTHER OPERATING INCOME Pendapatan operasional lainnya terdiri dari: Other operating income consist of: 2010 Provisi dan komisi 11.996 Fees and commissions Jasa administrasi 8.456 Administration fees Lain-lain 3.968 Others 24.420 31. BEBAN GAJI DAN TUNJANGAN 31. SALARIES AND BENEFITS Beban gaji dan tunjangan terdiri dari: Salaries and benefits consist of: 2010 Gaji dan upah 39.036 Salaries and wages Tunjangan karyawan 35.499 Employee allowances Pendidikan dan pelatihan 2.745 Education and training 77.280 32. BEBAN UMUM DAN ADMINISTRASI 32. GENERAL AND ADMINISTRATIVE EXPENSES Beban umum dan administrasi terdiri dari: General and administrative expenses consist of: 2010 Promosi 16.229 Promotion Sewa 13.960 Rent Outsourcing 9.598 Outsourcing Penyusutan aset tetap Catatan 13 3.523 Depreciation of fixed assets Note 13 Pemeliharaan dan perbaikan 3.522 Service and maintenance Keperluan kantor 2.182 Office supplies Listrik, air, dan gas 2.181 Electricity, water and gas Komunikasi 1.884 Communication Perjalanan dinas 1.589 Business travel Honorarium tenaga ahli 915 Experts fees Transportasi 543 Transportation Asuransi 431 Insurance Lain-lain 8.189 Others 64.746 Lain-lain terdiri dari biaya pekerjaan dan pelayanan kantor, dan beban operasional lainnya. Others consist of operating expenses, office services and other operational expense.