SIMPANAN DARI BANK LAIN DEPOSITS FROM OTHER BANKS HUTANG PAJAK TAXES PAYABLE

Indonesian language. PT BANK BNI SYARIAH CATATAN ATAS LAPORAN KEUANGAN Periode dari 22 Maret 2010 tanggal pendirian sampai dengan 31 Desember 2010 Disajikan dalam Jutaan Rupiah PT BANK BNI SYARIAH NOTES TO THE THE FINANCIAL STATEMENTS Period from March 22, 2010 inception through December 31, 2010 Expressed in million of Rupiah 54 20. HUTANG PAJAK lanjutan 20. TAXES PAYABLE continued Penambahan dalam Periode Saldo Akhir Saldo Awal Berjalan Ending Balance Beginning Balance Addition during Current Period Koreksi pajak tangguhan Deferred tax correction atas pengalihan for the transferred aset dan kewajiban assets and liabilities UUS BNI: from UUS BNI: Keuntungan yang belum direalisasi dari investasi pada efeksurat berharga Unrealized gain of yang tersedia untuk available-for-sale dijual - 4.646 4.646 securities investment Kewajiban imbalan Estimated liabilities of kerja - 6.684 6.684 employee benefit Aset tetap 107 107 Fixed assets Penyisihan kerugian atas Allowance for possible non-pembiayaan dan losses on non- piutang financing and - 3.799 3.799 receivables Aset pajak tangguhan Deferred tax - bersih - 14.381 14.381 assets - net dicatat pada ekuitas recorded in stockholders’ equity Manajemen Bank berpendapat bahwa aset pajak tangguhan dapat terpulihkan seluruhnya di masa pajak yang akan datang. The Bank’s management believes that deferred tax assets can be recovered in the future taxable years. 21. KEWAJIBAN LAIN-LAIN 21. OTHER LIABILITIES Kewajiban lain-lain terdiri dari: Other liabilities consist of: 2010 Pihak ketiga Third parties Biaya yang masih harus dibayar 34.259 Accrued expenses Kewajiban imbalan kerja Catatan 36 28.505 Estimated liabilities of employee benefit Note 36 Pendapatan diterima dimuka 5.529 Deferred income Setoran jaminan 4.533 Guarantee deposits Nota kredit dalam penyelesaian 2.083 Credit memo in process Lain-lain 446 Others 75.355 Pihak yang mempunyai hubungan istimewa Related party Kewajiban transaksi ATM Catatan 38 14.298 ATM transaction liabilities Note 38 Jumlah 89.653 Total 22. TABUNGAN MUDHARABAH 22. MUDHARABAH SAVING DEPOSITS a. Berdasarkan Jenis Produk: a. By Product: 2010 Bukan Bank Non-Bank Tabungan iB Hasanah 1.642.372 iB Savings Hasanah Tabungan Haji iB Hasanah 92.564 iB Savings Hajj Hasanah Tabungan Prima iB Hasanah 33.939 iB Prima Savings Hasanah Tapma iB Hasanah 35.214 iB Tapma Hasanah Indonesian language. PT BANK BNI SYARIAH CATATAN ATAS LAPORAN KEUANGAN Periode dari 22 Maret 2010 tanggal pendirian sampai dengan 31 Desember 2010 Disajikan dalam Jutaan Rupiah PT BANK BNI SYARIAH NOTES TO THE THE FINANCIAL STATEMENTS Period from March 22, 2010 inception through December 31, 2010 Expressed in million of Rupiah 55 22. TABUNGAN MUDHARABAH lanjutan 22. MUDHARABAH SAVING DEPOSITS continued a. Berdasarkan Jenis Produk: lanjutan a. By Product: continued Tapenas iB Hasanah 24.860 iB Tapenas Hasanah Tabungan iB Bisnis 44.436 iB Savings Business Tabungan iB Hasanah Classic 1.308 iB Savings Hasanah Classic 1.874.693 b. Berdasarkan Keterkaitan: b. By Relationship: 2010 Bukan Bank Non-Bank Pihak ketiga 1.873.317 Third parties Pihak yang mempunyai hubungan Related parties Note 38 istimewa Catatan 38 1.376 1.874.693 Tabungan mudharabah merupakan simpanan dana pihak lain yang mendapatkan imbalan bagi hasil dari pendapatan Bank atas penggunaan dana tersebut dengan nisbah yang ditetapkan dan disetujui sebelumnya. Mudharabah saving deposits represent deposits from third parties which are entitled to receive a share in the revenue derived by the Bank from the use of such funds based on a predetermined ratio. Nisbah dan tingkat bagi hasil rata-rata untuk tabungan mudharabah untuk periode yang berakhir pada 31 Desember 2010 adalah sebagai berikut: The average rate of ratio and profit sharing for mudharabah saving deposits for the period ended December 31, 2010, are as follows: 2010 Tingkat Bagi Hasil Nisbah Profit Sharing Ratio Rate Tabungan mudharabah 34 : 66 3,56 Mudharabah saving deposits Tabungan haji mudharabah 25 : 75 2,64 Mudharabah hajj saving deposits 23. DEPOSITO MUDHARABAH 23. MUDHARABAH TIME DEPOSITS a. Berdasarkan Keterkaitan: a. By Relationship: 2010 Bukan Bank Non-Bank Pihak ketiga 2.626.271 Third parties Pihak yang mempunyai hubungan Related parties Note 38 istimewa Catatan 38 17.140 2.643.411 b. Berdasarkan Jangka Waktu: b. By Period: 2010 1 bulan 1.471.784 1 month 3 bulan 197.032 3 months 6 bulan 129.595 6 months 12 bulan 845.000 12 months 2.643.411