TABUNGAN WADIAH WADIAH SAVINGS DEPOSITS

Indonesian language. PT BANK BNI SYARIAH CATATAN ATAS LAPORAN KEUANGAN Periode dari 22 Maret 2010 tanggal pendirian sampai dengan 31 Desember 2010 Disajikan dalam Jutaan Rupiah PT BANK BNI SYARIAH NOTES TO THE THE FINANCIAL STATEMENTS Period from March 22, 2010 inception through December 31, 2010 Expressed in million of Rupiah 54 20. HUTANG PAJAK lanjutan 20. TAXES PAYABLE continued Penambahan dalam Periode Saldo Akhir Saldo Awal Berjalan Ending Balance Beginning Balance Addition during Current Period Koreksi pajak tangguhan Deferred tax correction atas pengalihan for the transferred aset dan kewajiban assets and liabilities UUS BNI: from UUS BNI: Keuntungan yang belum direalisasi dari investasi pada efeksurat berharga Unrealized gain of yang tersedia untuk available-for-sale dijual - 4.646 4.646 securities investment Kewajiban imbalan Estimated liabilities of kerja - 6.684 6.684 employee benefit Aset tetap 107 107 Fixed assets Penyisihan kerugian atas Allowance for possible non-pembiayaan dan losses on non- piutang financing and - 3.799 3.799 receivables Aset pajak tangguhan Deferred tax - bersih - 14.381 14.381 assets - net dicatat pada ekuitas recorded in stockholders’ equity Manajemen Bank berpendapat bahwa aset pajak tangguhan dapat terpulihkan seluruhnya di masa pajak yang akan datang. The Bank’s management believes that deferred tax assets can be recovered in the future taxable years. 21. KEWAJIBAN LAIN-LAIN 21. OTHER LIABILITIES Kewajiban lain-lain terdiri dari: Other liabilities consist of: 2010 Pihak ketiga Third parties Biaya yang masih harus dibayar 34.259 Accrued expenses Kewajiban imbalan kerja Catatan 36 28.505 Estimated liabilities of employee benefit Note 36 Pendapatan diterima dimuka 5.529 Deferred income Setoran jaminan 4.533 Guarantee deposits Nota kredit dalam penyelesaian 2.083 Credit memo in process Lain-lain 446 Others 75.355 Pihak yang mempunyai hubungan istimewa Related party Kewajiban transaksi ATM Catatan 38 14.298 ATM transaction liabilities Note 38 Jumlah 89.653 Total 22. TABUNGAN MUDHARABAH 22. MUDHARABAH SAVING DEPOSITS a. Berdasarkan Jenis Produk: a. By Product: 2010 Bukan Bank Non-Bank Tabungan iB Hasanah 1.642.372 iB Savings Hasanah Tabungan Haji iB Hasanah 92.564 iB Savings Hajj Hasanah Tabungan Prima iB Hasanah 33.939 iB Prima Savings Hasanah Tapma iB Hasanah 35.214 iB Tapma Hasanah