By economic sector LOANS continued b. Berdasarkan sektor ekonomi

„… † ‡ ˆ ‰ Š‹Œ „ˆ ‡ ˆ Ž ‡  ‡  ‡ ‘ ’ “ ” … †‰ CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 560 – Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued b. Berdasarkan sektor ekonomi lanjutan

b. By economic sector continued

Pinjaman yang diberikan berdasarkan sektor ekonomi dan pinjaman berdasarkan kolektibilitas sesuai ketentuan Bank Indonesia. Loans based on economic sector, impaired and non-impaired loans.and loan based on collectibility according to Bank Indonesia regulation. 2012 Dalam perhatian Kurang khusus lancar Lancar Special Sub Diragukan Macet Jumlah Current mention Standard Doubtful Loss Total Rupiah Rupiah Konsumsi 3,694,406 41,952 6,040 8,984 38,260 3,789,642 Consumer Jasa pelayanan sosial 310,164 8,736 2,483 2,154 8,395 331,932 Social services Industri pengolahan 153,402 3,837 - 1,341 7,135 165,715 Processing industry Pertanian, perburuan Agriculture, hunting dan sarana and agriculture pertanian 57,883 5,568 147 19 2,251 65,868 improvements Jasa dunia usaha 726,587 4,512 - 791 2,543 734,433 Business services Perdagangan, restoran Trading, restaurant dan hotel 55,490 3,428 5,254 798 17,080 82,050 and hotel Pengangkutan, Transportation, pergudangan dan warehouse and komunikasi 6,352 - - - 450 6,802 communication Pertambangan 2,788 - - - - 2,788 Mining Konstruksi 7,386 - - - 100 7,486 Construction Sub jumlah 5,014,458 68,033 13,924 14,087 76,214 5,186,716 Sub total Dolar Amerika Serikat United States Dollar Industri pengolahan 28,019 - - - - 28,019 Processing industry Pertambangan 2,689 1,555 - - - 4,244 Mining Konstruksi 27,308 - - - - 27,308 Construction Perdagangan, restoran Trading, restaurant dan hotel 13,828 - - 246 - 14,074 and hotel Pengangkutan, Transportation, pergudangan dan warehouse and komunikasi 483 - - - - 483 communication Sub jumlah 72,327 1,555 - 246 - 74,128 Sub total 5,086,785 69,588 13,924 14,333 76,214 5,260,844 Dikurangi : Cadangan kerugian penurunan Less : Allowance for nilai impairment losses Kredit konsumsi 8,334 1,610 812 798 8,207 19,761 Consumer loans Modal kerja 2,621 366 220 1,231 7,337 11,775Working capital loans Investasi 6,646 1,891 615 1,218 14,961 25,331 Investment loans Sub jumlah 17,601 3,867 1,647 3,247 30,505 56,867 Sub total Jumlah 5,069,184 65,721 12,277 11,086 45,709 5,203,977 Total •– — ˜ ™ š ›œ •ž™ ˜ ™ Ÿ ˜ž ˜ ¡ ˜ ¢ £ ¤ ¥ – —š CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 561 – Schedule 10. PINJAMAN YANG DIBERIKAN lanjutan

10. LOANS continued b. Berdasarkan sektor ekonomi lanjutan