FIXED ASSETS 2012 LKFS Report PHBS 31 Dec 2012 01 Maret 2013

? A B C D EFG ?HC B C I BH J B K B L M N O AD CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 571 – Schedule 15. PENDAPATAN YANG MASIH HARUS DITERIMA

15. ACCRUED INCOME 2012

2011 2010 Piutang bunga dari pinjaman yang diberikan 53,646 37,641 27,121 Interest receivable from loans Interest receivable from Piutang bunga dari efek-efek 5,922 2,968 2,732 marketable securities 59,568 40,609 29,853 16. BEBAN DIBAYAR DIMUKA

16. PREPAYMENTS 2012

2011 2010 Sewa gedung 9,831 10,171 9,064 Building rental Renovasi 4,758 5,567 5,448 Renovations Promosi 1,105 581 91 Promotions Biaya pemeliharaan 926 251 209 Maintenance Lainnya 2,130 2,511 2,603 Others 18,750 19,081 17,415 Lain-lain terdiri antara lain implementasi sistem, premi asuransi dan instalasi gedung kantor. Others consist of system implementation, insurance premium and office building installation. Lihat Catatan 42 untuk rincian saldo dan transaksi dengan pihak berelasi. Refer to Note 42 for detailed balances and transactions with related parties. 17. ASET LAIN-LAIN 17. OTHER ASSETS 2012 2011 2010 Uang muka 6,010 3,748 3,856 Advance payment Persediaan kantor 3,326 2,195 1,449 Office supplies Receivables relating to Tagihan terkait pengiriman uang 3,959 1,927 789 money transfer Beban yang ditangguhkan 537 413 - Deferred expenses Lainnya 2,709 1,654 1,194 Others 16,541 9,937 7,288 Lain-lain terdiri antara lain tagihan transfer Artajasa dan dana jaminan. Others consist of receivable from Artajasa and guarantee fund. 18. LIABILITAS SEGERA 18. OBLIGATIONS DUE IMMEDIATELY 2012 2011 2010 Rupiah Rupiah Hutang dividen 135 106 98 Dividend payable Lainnya 2,945 1,020 442 Others 3,080 1,126 540 Lainnya antara lain terdiri dari simpanan berjangka jatuh tempo. Others, amongst others, consist of matured time deposits. PQ R S T U VWX PYT S T Z SY [ S \ S ] _ ` Q RU CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 572 – Schedule 19. SIMPANAN DARI NASABAH

19. DEPOSITS FROM CUSTOMERS a. Berdasarkan jenis dan mata uang

a. By type and currency 2012

2011 2010 Rupiah: Rupiah: Giro 274,001 233,387 176,989 Demand deposits Tabungan 483,167 367,125 276,523 Savings Deposito berjangka 4,884,249 3,283,115 1,790,617 Time deposits 5,641,417 3,883,627 2,244,129 Valuta asing: Foreign currency: Giro 306,841 72,657 80,404 Demand deposits Deposito berjangka 278,451 131,708 226,273 Time deposits 585,292 204,365 306,677 Jumlah 6,226,709 4,087,992 2,550,806 Total Terdiri dari: Consist of: Pihak berelasi 760,814 374,914 464,223 Related parties Pihak ketiga 5,465,895 3,713,078 2,086,583 Third parties Jumlah 6,226,709 4,087,992 2,550,806 Total Pada tanggal 31 Desember 2012, 2011 dan 2010, simpanan dari nasabah sebesar Rp 83.033, Rp 153.561 dan Rp 322.396 dijadikan jaminan atas pinjaman yang diberikan Bank. As at 31 December 2012, 2011 and 2010, customer deposits amounted to Rp 83,033, Rp 153,561 and Rp 322,396 was pledged as collateral for the loans granted by the Bank, respectively.

b. Simpanan dari nasabah dari pihak berelasi

diungkapkan pada Catatan 42.

b. Customer deposits from related parties are

disclosed in Note 42.

c. Informasi mengenai jatuh tempo dan tingkat

suku bunga diungkapkan pada Catatan 46.

c. Information with respect to maturities and

interest rates are disclosed in Note 46. 20. SIMPANAN DARI BANK LAIN 20. DEPOSITS FROM OTHER BANKS a. Berdasarkan jenis dan mata uang a. By type and currency 2012 2011 2010 Rupiah: Rupiah: Giro 22,910 3,851 3,087 Demand deposits Tabungan 3,844 4,038 2,419 Savings Deposito berjangka 141,428 198,882 247,374 Time deposits 168,182 206,771 252,880

b. Pada tanggal 31 Desember 2012, 2011 dan

2010, tidak terdapat simpanan dari bank lain yang berelasi.

b. As at 31 December 2012, 2011 and 2010, there

are no deposits from other banks which are recognised as related parties.

c. Pada tanggal 31 Desember 2012, 2011 dan

2010, tidak terdapat simpanan dari bank lain yang dijadikan jaminan atas pinjaman yang diberikan.

c. As at 31 December 2012, 2011 and 2010, there

are no deposits from other banks pledged as loans collateral.

d. Informasi mengenai jatuh tempo dan tingkat

suku bunga diungkapkan pada Catatan 46.

d. Information with respect to maturities and

interest rates are disclosed in Note 46.