BEBAN TENAGA KERJA PERSONNEL EXPENSES

ùú û ü ý þ ÿ ùý ü ý ü ü ü ú ûþ CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 597 – Schedule 42. TRANSAKSI DENGAN PIHAK–PIHAK BERELASI lanjutan

42. RELATED PARTIES TRANSACTIONS continued Sifat hubungan berelasi lanjutan

Nature of relationship continued 2012 2011 2010 Liabilitas lanjutan Liabilities continued Simpanan Nasabah lanjutan Deposits from customers continued - Tabungan Savings - Lainnya masing-masing di bawah Rp. 1.000 5,009 3,786 3,925 Others each below Rp 1,000 5,009 3,786 3,925 - Deposito berjangka Time deposits - Medco Energi Medco Energi International, Tbk 221,663 126,945 198,220 International, Tbk PT Medco EP Indonesia 86,439 86,131 94,920 PT Medco EP Indonesia PT Medco Power Indonesia 48,188 - 10,000 PT Medco Power Indonesia Yani Yuhani Panigoro 11,832 11,158 1,186 Yani Yuhani Panigoro Medco Downstream Indonesia 10,000 - - Medco Downstream Indonesia PT Sarana Jabar Ventura 7,600 1,800 2,100 PT Sarana Jabar Ventura PT Api Metra Graha 7,300 6,300 5,856 PT Api Metra Graha Medco EP Ind Qq Lemantang 6,900 - 2,100 Medco EP Ind Qq Lemantang PT Medco EP Kalimantan 5,000 4,000 2,100 PT Medco EP Kalimantan PT Medco EP Rimau 4,700 12,200 - PT Medco EP Rimau PT Medco Methanol Bunyu 4,000 4,000 4,000 PT Medco Methanol Bunyu Darmoyo Doyoatmojo, Ir 3,100 - - Darmoyo Doyoatmojo, Ir Djatnika, Sp 2,925 3,138 2,677 Djatnika, Sp Ari Prabowo Ariotedjo 2,578 - - Ari Prabowo Ariotedjo PT Medco EP Sembakung 2,000 9,300 - PT Medco EP Sembakung Raisis A Panigoro 1,327 1,327 1,152 Raisis A Panigoro Hertriono Kartowisastro, Ir 1,300 - - Hertriono Kartowisastro, Ir Roswitha Anggarina 1,175 - - Roswitha Anggarina Meidi Lazuardi 1,100 - - Meidi Lazuardi Yana Sofyan Panigoro 1,022 - - Yana Sofyan Panigoro PT Antareja Hertrindo Kharisma 1,000 1,000 1,000 PT Antareja Hertrindo Kharisma Hilmi Panigoro 1,000 1,000 - Hilmi Panigoro Alisjahrazad Hanafiah - 8,102 - Alisjahrazad Hanafiah PT Api Metra Palma - 1,500 1,500 PT Api Metra Palma PT Martel - - 1,527 PT Martel Medco EP Qq Air Senda Medco EP Qq Air Senda Limau - - 1,300 Limau Yani Panigoro Trust Fund - - 2,875 Yani Panigoro Trust Fund PT Medco EP Tarakan - 1,100 1,100 PT Medco EP Tarakan PT Medco Intidinamika - - 16,218 PT Medco Intidinamika PT Musi Raksa Buminusa - 1,844 1,794 PT Musi Raksa Buminusa Deti H Panigoro - 1,000 - Deti H Panigoro PT Satria Raksa Buminusa - - 2,932 PT Satria Raksa Buminusa Hetriono Kartowisastro - 3,400 1,800 Hetriono Kartowisastro Lainnya masing-masing di bawah Rp. 1.000 6,775 5,873 7,944 Others each below Rp 1,000 438,924 291,118 364,301 760,814 374,914 464,223 Persentase terhadap jumlah liabilitas 10.74 8.13 16.28 Percentage of total liabilities Biaya yang masih harus dibayar 848 456 757 Accrued expense Persentase terhadap jumlah liabilitas 0.01 0.01 0.03 Percentage of total liabilities CATATAN ATAS LAPORAN KEUANGAN 31 DESEMBER 2012, 2011 DAN 2010 Dalam jutaan Rupiah, kecuali dinyatakan lain NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2012, 2011 AND 2010 Expressed in million Rupiah, unless otherwise stated Lampiran – 598 – Schedule 42. TRANSAKSI DENGAN PIHAK-PIHAK BERELASI lanjutan

42. RELATED PARTIES TRANSACTIONS continued

Sesuai Peraturan Bank Indonesia PBI No. 73PBI2005 tanggal 20 Januari 2005 mengenai Batas Maksimum Pemberian Kredit BMPK Bank Umum yang sebagian pasalnya diubah dengan PBI No. 813PBI2006 tanggal 5 Oktober 2006, pinjaman yang diberikan dengan jaminan tunai dikecualikan dari BMPK. In accordance with Bank Indonesia Regulation PBI No. 73PBI2005 dated 20 January 2005 regarding Legal Lending Limit for Commercial Bank which amended partially by PBI No. 813PBI2006 dated 5 October 2006, loans with cash collateral are exempted from Legal Lending Limit. Rincian saldo transaksi dengan pihak-pihak yang berelasi dengan Bank adalah sebagai berikut: The details of balances with related parties of the Bank are as follows: 2012 2011 Pendapatan bunga Interest income Dewan Komisaris, Dewan Direksi Board of Commissioners, Directors and dan Pejabat Eksekutif Bank 21 3 Executive Bank Officers Pihak yang dimiliki oleh pemegang saham Parties under same akhir yang sama 11,190 12,925 ultimate shareholders 11,211 12,928 Persentase terhadap jumlah pendapatan bunga 1.40 2.21 Percentage of total interest income Beban bunga Interest expenses Dewan Komisaris, Dewan Direksi Board of Commissioners, Directors and dan Pejabat Eksekutif Bank 45 14 Executive Bank Officers Pihak yang dimiliki oleh pemegang Parties under same saham akhir yang sama 10,695 11,781 ultimate shareholders Pemegang saham mayoritas 112 275 Parent of majority shareholders 10,852 12,070 Persentase terhadap jumlah beban bunga 2.94 4.56 Percentage of total interest expenses Beban umum dan administrasi General and administrative expenses Sewa gedung Building rent expense Medco Intidinamika 4,461 5,007 Medco Intidinamika Yani Yuhani Panigoro 95 - Yani Yuhani Panigoro Sewa kendaraan Vehicle rent expense KSU Mitra Saudara 8,286 7,060 KSU Mitra Saudara 12,842 12,067 Persentase terhadap Percentage of total general and jumlah beban umum dan administrasi 8.32 5.16 administrative expenses Beban tenaga kerja Personnel expenses Direksi 7,249 6,201 Board of Directors Board of Commissioners and Dewan Komisaris dan Komite Audit 2,106 1,997 Audit Committee 9,355 8,198 Persentase terhadap jumlah beban tenaga 7.16 8.69 Percentage of total personnel expenses Dewan DIreksi dan Dewan Komisaris tidak menerima imbalan kerja jangka panjang Boards of Directors and Commissioners are not entitled for long term benefit